ELEVATIONS CREDIT UNIONPRIVACY NOTICEBuilding a Foundation of Trust Trust is the foundation of our relationship with our members. Elevations Credit Union (the Credit Union) is committed to protecting the privacy of each member’s financial records consistent with federal and state laws. To preserve your trust, we take prudent and reasonable measures to protect the confidentiality of nonpublic personal information you provide. The purpose of this privacy notice is to explain how we collect, use and safeguard your personal information in order to provide you with competitive products and services in accordance with the Credit Union’s Privacy Policy. Types of Information We Collect We only collect information about our members for lawful business purposes, or as required by law. We collect information about members from the following sources:
Types of Information We Disclose In order that we may provide members competitive products and services, we may disclose the application, transaction and marketing information we collect, as described above, to companies that perform marketing or other services on our behalf and to other financial service providers with whom we have joint marketing agreements. For example, we disclose information to trusted third parties in order to process transactions using credit cards, checks, debit/check cards, and other access devices including online banking; for assistance in making loans; loan underwriting; processing loan applications; appraising collateral and for processing our outgoing mail. We also share information with our affiliates for the benefit of our members to provide Trust Services; Shared Service Centers; and a low cost ATM network. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted or required by law. We require our business partners to enter into contractual agreements to safeguard and protect the confidentiality of your information and comply with applicable privacy laws. We do not sell, nor do we permit our business partners to sell member information to any third parties. We do not provide any member information to third parties including list services, telemarketing firms, or outside companies for independent use. Disclosure of Information about Former Members If you end your membership with us, we will not disclose any nonpublic personal information we have collected about you, except as may be permitted or required by law. Security and Confidentiality We are committed to taking every reasonable precaution to protect individual identifying information that you provide to us. We restrict access to nonpublic personal information about you to employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Fair Credit Reporting Act We are permitted by law to share any information about our transactions or experiences with you. However, information taken from credit reports will not be exchanged or shared with anyone. Website The Credit Union uses “cookies” on our web page and Online Banking. Cookies are small pieces of information a website stores on a visitor’s web browser to remind the site about the user the next time the site is visited. We do not store confidential or sensitive information through the use of cookies. Our use of cookies enhances our member’s online transactions and eases navigation through our website. For certain applications, such as online transactions, cookies are required to help protect the privacy of member’s transactions (for example, terminating the session if the member forgets to log out). We collect email addresses from members who request electronic services, and from users of our website who choose to provide their addresses. Protection of Your Children’s Online Privacy The Credit Union is committed to protecting the privacy of your children. We do not knowingly solicit, market or collect data from children online without express parental consent or notification. Modification The Credit Union reserves the right to modify, change or amend this Privacy Policy at any time without notice other than as expressly required by applicable law. |