Fee Schedule

Elevations Credit Union has fair and competitive fees. Please note that fees are subject to change.



ATM Fees
Withdrawal Fee - Elevations Owned ATMs Free
Withdrawal Fee - CO-OP Network ATMs 8 free per month
$1.50 each add'l
Withdrawal Fee - All Other ATMs 2 free per month
$1.50 each add'l
ATM Deposit Adjustment $7.00 per adjustment
Empty Deposit Envelope $35.00
Returned Deposit Item $31.00


Checking Account Fees
Free Checking Free
Dividend Checking $10.00 monthly if balance < $10,000
(Refer to disclosure for details)
eStyle Checking

      » Branch and Contact Center & Shared Branch Transactions
      » Paper Statements
      » eStatements
$5.00 monthly if balance < $500
(Refer to disclosure for details)
2 free per month, $2.00 each add'l

$3.00 per month
Free online*
Buff One eBanking
      » Paper Statements
      » eStatements
$4.00 per month†
$3.00 per month
Free online*
Buff One Banking
      » Paper Statements
      » eStatements
$4.00 per month**†
$3.00 per month
Free online*
Business Accounts $7.50 per month
Temporary Checks 8 checks for $2.00


Copy Fees
Microfilm Copy (Checks, Official Credit Union Checks & Bill Pay Checks) $3.00 if done in Branch or Contact Center
Free online*
Copy of Deposit Item $5.00 per item
Statement Printout $1.00 per page
Free online*
Copy of Visa Receipt $15.00
Additional Copy of Tax Forms $1.00 per form
Free online*


Loan Fees
Consumer Loan Late Payment $15.00
Mortgage Loan Late Payment 5% of payment amount
Overdraft Protection Line of Credit $30.00 a year**
First Mortgage Payment by Phone $8.50 per payment
Loan Payments Made by Credit Card Over the Phone $10.00 per payment***


Money Market Account Fees
Money Market Account Withdrawals 3 free per month
$25.00 each add'l


Online Banking Fees
Link24 Free
Bill Pay $4.95**** per month. No limit on transactions.


Other Fees
Account Closure $25.00 if closed within 60 days of opening
Check Cashing (non Elevations Checks)
      » Balance < $200 & no loans 
      » Balance > $200 or has loan(s)
      or RAGS Account
$5.00 per check
Free
Coin Counting 2% fee if >$200
Western Union Money Order or MoneyGram $20.00
Garnishment / Levy $50.00
Inactive Account (after 12 months no activity) $10.00 per month after notification
Item Sent For Collection $15.00 each item
HSA Setup $15.00
Verification of Deposit $10.00
Notary Service for Elevations Members & Shared Branching Members 1st two forms free per visit
$1.00 each add'l
Notary Service for Non Elevations Member $5.00 each Item
Official Checks $3.00 if payee is other than member
Staff Assistance for Balancing &/or Extensive Account Research (to include but not limited to: Credit / Check Cards, Loan Research and ATM transactions) $25.00 per hour - 1 hour minimum
Express Document Shipping Fee $30.00 Domestic
$50.00 International
Travelers Cheques for One or Two 1% of amount
Travelers Cheques Card $14.95 per card


Returned Item Fees
Returned Deposit Items $31.00
Returned Statements (Account & Visa) $5.00 per statement


Safety Deposit Boxes Fees
3" x 5" $30.00 per year
5" x 5" $38.00 per year
3" x 10" $45.00 per year
5" x 10" $65.00 per year
10" x 10" $115.00 per year
Lost Key Charge $25.00†
Drilled Box Charge $200.00


Stop Payment Fees
Checks $31.00/
$15.00 if done online*
Official Checks $31.00
Electronic Funds Transfer / ACH $31.00
Reoccurring Visa Payments $31.00
Bill Pay Checks $31.00


Transaction Processing Fees
Returned Check NSF $31.00
Electronic Funds Transfer (EFT) NSF $31.00
Courtesy Pay $31.00
Visa Authorized Transaction $31.00


Visa Service Fees
Visa Check Card / Credit Card Replacements or Reorder
1st Occurrence $15.00
2nd Occurrence and Each Thereafter $30.00
Rush Order $30.00 Domestic
$50.00 International
Visa Classic / Gold / Platinum / Check Card Fees
Over the Credit Limit $35.00
Late Payment on Balances    $15.00
Visa Receipt Copy $15.00
Visa ISA 1% of International Transaction


Wire Transfer Fees
Incoming Wire $10.00
Domestic Outgoing Wire $20.00
Foreign Outgoing Wire $38.00


* Can be facilitated on Elevations Credit Union online banking.
** Product no longer offered.
*** Using non Elevations CU Credit Card
**** Free with Dividend, eStyle and Buff One eBanking Checking products
† Change in fee


Fee Schedule Effective December 1st, 2007