Open a Checking Account


New Members


Account Application


At any of our branch locations.


Request Forms
303.443.4672, 1.800.429.7626

Checking Comparison
  Free
Checking
Dividend Checking eStyle Checking
Best for you if you want: No minimum balance
or monthly fee 
Free Bill Pay while
earning dividends
Free Bill Pay and add’l free ATM services
Minimum to open $20 $100 $100
End of Month Minimum Balance* $0 $10,000 combined balance** $500
Monthly Fee $0 $10 if minimum balance not met $5 if minimum balance not met
Dividends No Yes
See rates
Yes
See rates
Bill Pay $4.95/mo*** Free Free
eStatements Free Free Free
Mailed Statements Free Free $3/mo
Elevations Withdrawal Fees at Non-Elevations ATMs***** Limited # of free withdrawals.
See fee schedule
Limited # of free withdrawals.
See fee schedule
Free*****
Branch Transactions **** Free Free Limited # free transactions
See fee schedule

* Excluding IRA and Certificates

** Combined Balance: Upon opening a Dividend Checking Account, you will be asked to designate accounts in which balances will be combined to meet your minimum balance requirement. You may designate any or all Savings (excluding IRAs), Checking and Money Market accounts for which you are financially responsible (account owner or joint owner).

*** Bill Pay: After the free 3-month introductory period, you will be charged $4.95/mo per account.

**** Branch Transactions:Transactions done at a Branch, Contact Center or Shared Branch which could otherwise be done online, on Call24 or at ATMs.

***** Charges from owner of machine will apply.