Connect with us:
ElevationsCU on Twitter Twitter Follow us on Facebook Facebook ElevationsCU on YouTube YouTube Share ElevationsCU.com Share, Email, Print
Rates
Savings & Investment
Loans

 
Auto Loan Rates  
Types APR*
starting at		 Lowest Daily
Periodic		 APR*
up to		 Highest Daily
Periodic
Auto Loans 5.24%** 0.01436% 18.00%** 0.04932%
  • Last Updated: Apr. 27, 2009
  • Rates shown are subject to change.

* APR = Annual Percentage Rate.
** Based on a term up to 60 months.

The rate may vary depending on each individual's credit history and underwriting factors. Rates are subject to change at anytime without notice.

Motorcycle and Recreational Vehicle Loan Rates
Types APR*
starting at		 Lowest Daily
Periodic		 APR*
up to		 Highest Daily
Periodic
Harley Motorcycle Loans 5.24%** 0.01436% 18.00%** 0.04932%
Other Titled Motorcycle, Motor Home and Travel Trailer Loans 7.70%** 0.02110% 18.00%** 0.04932%
Untitled Motorcycle, ATV, Personal Watercraft, Boat and Snowmobile Loans 8.70%** 0.02384% 18.00%** 0.04932%
  • Last Updated: Apr. 27, 2009
  • Rates shown are subject to change.

* APR = Annual Percentage Rate.
** Based on a term up to 60 months.

The rate may vary depending on each individual's credit history and underwriting factors. Rates are subject to change at anytime without notice.

Personal & Deposit-Secured Loan Rates  
Types APR*
starting at		 Lowest Daily
Periodic		 APR*
up to		 Highest Daily
Periodic
Secured 3.10%** 0.00849% 18.00%** 0.04932%
Personal 9.50%** 0.02603% 18.00%** 0.04932%
  • Last Updated: Apr. 27, 2009
  • Rates shown are subject to change.
* APR = Annual Percentage Rate.
** 3.0% over deposit account rate
*** Based on a term up to 84 months.
This is an open-ended loan product. The term set forth is used only to calculate payments under the open-ended sub-account.

The rate may vary depending on each individual's credit history and underwriting factors.
Effective April 30, 2000. All Credit Union loan programs, rates, terms and conditions are subject to change at anytime without notice.

Mortgage Rates  
See customized estimates of rates, payments and closing cost or apply online now.

No Point Mortgage  
Terms Interest
Rate		 Monthly
P&I Payment 		Discount Point APR
30 yr. fixed 4.875% $1,058.42 0.00% 4.92%
15 yr. fixed 4.50% $1,529.99 0.00% 4.574%
20 yr. fixed 5.00% $1,581.59 0.00% 5.078%
15 yr. FHA fixed 4.625% $1,542.79 0.00% 4.70%
30 yr. FHA fixed 5.00% $1,073.64 0.00% 5.045%
1 yr ARM* 3.50%** $898.09*** 0.00% 7.513%**
3 yr ARM* 3.875%** $940.47*** 0.00% 7.276%**
5 yr ARM* 4.75%** $1,043.29*** 0.00% 7.174%**
7 yr ARM* 5.00%** $1,073.64*** 0.00% 7.042%**
10 yr ARM* 5.50%** $1,135.58*** 0.00% 6.95%**
  • Last Updated: November 19, 2009
  • Rates shown are subject to change.
  • APR = Annual Percentage Rate
  • P&I = Principal and Interest
  • Interest Rate, APR Calculations and Monthly Payment are based on the following assumptions: Based on $190,000 loan, LTV 70% or Less.
  • LTV = Loan-to-Value, meaning the loan amount divided by the sales price (or appraised value, whichever is less)
  • Mortgage Loans are available on properties here in Colorado. Membership to Elevations Credit Union is required.
  • Fixed Jumbo Loans available over $417,000. Purchase transactions up to 90% LTV; Refinance transactions up to 90% LTV. Call for details.
  • Adjustable Jumbo Loans available over $417,000. Purchase transactions up to 90%.
*ARM - Adjustable Rate Mortgage. Rates are fixed for the first 1, 3,5, 7 & 10 years then adjust yearly. Must be owner occupied. Call for details.
** Interest Rate and APR are only fixed for the 1,3, 5, 7 or 10 year term and may adjust after the fixed term.
*** Monthly Priciple and Interest Payment may adjust after the fixed term.

No Point Mortgage with No Closing Costs**  
Terms Interest
Rate		 Monthly
P&I Payment 		Discount Point APR
30 yr. fixed 5.25% $1,104.41 0.00% 5.297%
15 yr. fixed 4.875% $1,568.59 0.00% 4.952%
20 yr. fixed 5.375% $1,620.93 0.00% 5.457%
  • Last Updated : November 19, 2009
  • Rates shown are subject to change.
  • APR = Annual Percentage Rate
  • P&I = Principal and Interest
  • Interest Rate, APR Calculations and Monthly Payment are based on the following assumptions: Based on $190,000 loan, LTV 70% or Less.
  • Mortgage Loans are available on properties here in Colorado. Membership to Elevations Credit Union is required.
  • Fixed Jumbo Loans available over $417,000. Purchase transactions up to 90% LTV; Refinance transactions up to 90% LTV. Call for details.
  • Adjustable Jumbo Loans available over $417,000. Purchase transactions up to 90%.
** Closing costs are calculated into this higher interest rate and pre-paid fees collected to set up an escrow account and Loan Level Price Adjustments that may be applicable are excluded.

Home Equity Access  
Type APR starting at Ceiling
FlexLine Plus 5.25% * 18.00% *
Fixed Equity Preferred 6.00% ** 18.00% **
  • Last Updated: Jun. 10, 2009
  • APR = Annual Percentage Rate
  • Rates shown are subject to change.
*Variable Rate - Based on Prime Rate plus a margin that is based on your LTV (Loan to Value) Ratio and credit history.
** Fixed Rate - Rate is dependent upon LTV (Loan to Value) Ratio, Term and credit history.
NOTE: The maximum APR for a home equity loan is 18%. The third party fees for a home equity loan range from $105 to $2,000. The Credit Union will pay all related third party fees for you. The Credit Union will pay all related third party fees for you on stand-alone second liens.

Peak Platinum Credit Card   More Information
Type APR
Starting At		 APR
Up To
Peak Platinum Credit Card 8.99% 11.99%
APR effective as of Dec. 3, 2008. Rates shown are variable and subject to change. For more information, read the Visa Credit Card Terms and Disclosures.


Vista Platinum Credit Card   More Information
Type APR
Starting At		 APR
Up To
Vista Platinum Credit Card 13.99% 13.99%
APR effective as of Dec. 3, 2008. Rates shown are variable and subject to change. For more information, read the Visa Credit Card Terms and Disclosures.


Buff One Visa Card   More Information
Type APR
Starting At		 APR
Up To
CU Students Credit Card 13.99% 13.99%
APR effective as of Dec. 3, 2008. Rates shown are variable and subject to change. For more information, read the Visa Credit Card Terms and Disclosures.