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eStyle Checking

Product	Dividend Rate	APY *

$0 - $999.99	N/A	N/A
$1,000-4,999.99	0.05%	0.05%
$5,000 - $9,999.99	0.05%	0.05%
$10,000 and up	0.10%	0.10%
Last Updated: Nov. 12, 2009 Minimum Opening Balance: $100 Minimum Required Balance to Avoid Fees: $500 Mininum Required Balance to Earn Dividends: $1,000 Minimum Balance not met: $5.00 Dividend: Compounded Monthly; Credited Monthly Rates shown are subject to change. Fees can reduce earnings. * APY = Annual Percentage Yield

Dividend Checking

Product	Dividend Rate	APY *

$0 - $999.99	N/A	N/A
$1,000.00 - $4,999.99	0.05%	0.05%
$5,000 - $9,999.99	0.05%	0.05%
$10,000 and up	0.10%	0.10%
Last Updated: Nov. 12, 2009 Minimum Opening Balance: $100 Minimum Required Balance to Avoid Fees: $10,000 Mininum Required Balance to Earn Dividends: $1,000 Minimum Balance not met: $10.00 Dividend: Compounded Monthly; Credited Monthly Rates shown are subject to change. Fees can reduce earnings. * APY = Annual Percentage Yield

FlexTier Money Market Accounts

Balance	Dividend Rate	APY *
$0 to $1,999.99	0.00%	0.00%
$2,000 to $9,999.99	0.05%	0.05%
$10,000 to $24,999.99	0.10%	0.10%
$25,000 to $49,999.99	0.15%	0.15%
$50,000 to 74,999.99	0.20%	0.20%
$75,000 and over	0.25%	0.25%
Last Updated: Aug. 6, 2009 Fee for exceeding Withdrawal Limit: $25 Dividend: Compounded Monthly; Credited Monthly Rates shown are subject to change. Fees can reduce earnings. * APY = Annual Percentage Yield.

Select Money Market Accounts

Balance	Dividend Rate	APY *
$0 to $24,999.99	0.05%	0.05%
$25,000 and over	0.35%	0.35%
Last Updated: Aug. 6, 2009 Fee for exceeding Withdrawal Limit: $25 Dividend: Compounded Monthly; Credited Monthly Rates shown are subject to change. Fees can reduce earnings. * APY = Annual Percentage Yield.

Premier Money Market Accounts

Balance	Dividend Rate	APY *
$0 to $49,999.99	0.05%	0.05%
$50,000 and over	0.40%	0.40%
Last Updated: Aug. 6, 2009 Fee for exceeding Withdrawal Limit: $25 Dividend: Compounded Monthly; Credited Monthly Rates shown are subject to change. Fees can reduce earnings. * APY = Annual Percentage Yield.

Jumbo Money Market Accounts

Balance	Dividend Rate	APY *
$0 to $99,999.99	0.05%	0.05%
$100,000 and over	0.45%	0.45%
Last Updated: Aug. 6, 2009 Fee for exceeding Withdrawal Limit: $25 Dividend: Compounded Monthly; Credited Monthly Rates shown are subject to change. Fees can reduce earnings. * APY = Annual Percentage Yield.

Certificate Rates - With as little as $500

Product	Dividend Rate	APY *

3 mo certificate	0.30%	0.30%
6 mo certificate	0.40%	0.40%
12 mo certificate	0.65%	0.65%
18 mo certificate	0.75%	0.75%
24 mo certificate	0.85%	0.85%
36 mo certificate	0.95%	0.95%
48 mo certificate	1.14%	1.15%
60 mo certificate	1.24%	1.25%
Minimum Opening Balance: $500 Minimum Required Balance: $500 Dividend: Compounded Monthly; Credited Monthly Additional Deposit: Not permitted Dividend Withdrawal: Allowed Early withdrawal penalties apply * APY = Annual Percentage Yield

Jumbo Certificate Rates - Over $100,000

Product	Dividend Rate	APY *

Jumbo 6 mo certificate	0.40%	0.40%
Jumbo 12 mo certificate	0.65%	0.65%
Jumbo 24 mo certificate	0.85%	0.85%
Jumbo 60 mo certificate	1.24%	1.25%
Minimum Opening Balance: $100,000 Minimum Required Balance: $100,000 Dividend: Compounded Monthly; Credited Monthly Additional Deposit: Not permitted Dividend Withdrawal: Allowed Early Withdrawal Penalties Apply *APY = Annual Percentage Yield

Step-Up Certificate Rates - Benefits you if rates go up

Product	Dividend Rate	APY *

36 mo certificate	0.95%	0.95%
48 mo certificate	1.14%	1.15%
60 mo certificate	1.24%	1.25%
Limited Time Offer Minimum Opening Balance: $5000 Minimum Required Balance: $5000 Dividend: Compounded Monthly; Credited Monthly Additional Deposit: Not permitted Dividend Withdrawal: Allowed Early Withdrawal Penalties Apply *APY = Annual Percentage Yield Step-Up Certificate Terms & Conditions Disclosure

Rags Certificate Rates - Ages 12 and under

Product	Dividend Rate	APY *

Rags 12 mo certificate	0.65%	0.65%
Rags 24 mo certificate	0.85%	0.85%
Minimum Opening Balance: $100 Minimum Required Balance: $100 Maximum Balance: None Dividend: Compounded Monthly; Credited Monthly Additional Deposit: Permitted - $10 Minimum Per Add-on Deposit Dividend Withdrawal: Allowed Early Withdrawal Penalties Apply *APY = Annual Percentage Yield

Last Updated: Aug. 6, 2009 Rates shown are subject to change Fees may reduce earnings Terms & Conditions Disclosure Certificate & IRA Accounts Terms & Conditions Disclosure HSA Certificate Accounts

HSA Checking

Product	Dividend Rate	APY *

HSA Checking	0.25%	0.25%
Last Updated: Aug. 6, 2009 Fees may reduce earnings. IRS contribution or withdrawal limits and penalties may apply. Rates shown are subject to change. * APY = Annual Percentage Yield

HSA Certificate Rates - With as little as $100

Product	Dividend Rate	APY *

3 mo certificate	0.30%	0.30%
6 mo certificate	0.40%	0.40%
12 mo certificate	0.65%	0.65%
18 mo certificate	0.75%	0.75%
24 mo certificate	0.85%	0.85%
36 mo certificate	0.95%	0.95%
48 mo certificate	1.14%	1.15%
60 mo certificate	1.24%	1.25%
Minimum Opening Balance: $100 Minimum Required Balance: $100 Dividend: Compounded monthly; credited monthly Additional Deposit: Permitted on HSA Certificates with terms of 12 months or less. Dividend Withdrawal: Allowed IRS contribution limits and penalties apply Early withdrawal penalties apply Fees may reduce earnings * APY = Annual Percentage Yield

HSA Jumbo Certificate Rates - Over $100,000

Product	Dividend Rate	APY *

Jumbo 6 mo certificate	0.40%	0.40%
Jumbo 12 mo certificate	0.65%	0.65%
Jumbo 24 mo certificate	0.85%	0.85%
Jumbo 60 mo certificate	1.24%	1.25%
Minimum Opening Balance: $100,000 Minimum Required Balance: $100,000 Dividend: Compounded monthly; credited monthly Additional Deposit: Permitted for 6 and 12 month Certificates only Dividend Withdrawal: Allowed IRS contribution limits and penalties apply Early withdrawal penalties apply Fees may reduce earnings *APY = Annual Percentage Yield

Last Updated: Aug. 6, 2009 Rates shown are subject to change Fees may reduce earnings Terms & Conditions Disclosure Certificate & IRA Accounts Terms & Conditions Disclosure HSA Certificate Accounts

IRA/ESA Savings Rates

Product	Dividend Rate	APY *
IRA Savings Account	0.15%	0.15%
$100 Minimum balance is required to open and maintain an IRA. Early withdrawal penalties apply. Rates shown are subject to change. * APY = Annual Percentage Yield

IRA/ESA HSA Certificate Rates - With as little as $100

Product	Dividend Rate	APY *

3 mo certificate	0.30%	0.30%
6 mo certificate	0.40%	0.40%
12 mo certificate	0.65%	0.65%
18 mo certificate	0.75%	0.75%
24 mo certificate	0.85%	0.85%
36 mo certificate	0.95%	0.95%
48 mo certificate	1.14%	1.15%
60 mo certificate	1.24%	1.25%
Minimum Opening Balance: $100 Minimum Required Balance: $100 Dividend: Compounded monthly; credited monthly Additional Deposit: Permitted on IRA/ESA Certificates with terms of 12 months or less. Dividend Withdrawal: Allowed IRS contribution limits and penalties apply Early withdrawal penalties apply Fees may reduce earnings * APY = Annual Percentage Yield

IRA/ESA HSA Jumbo Certificate Rates - Over $100,000

Product	Dividend Rate	APY *

Jumbo 6 mo certificate	0.40%	0.40%
Jumbo 12 mo certificate	0.65%	0.65%
Jumbo 24 mo certificate	0.85%	0.85%
Jumbo 60 mo certificate	1.24%	1.25%
Minimum Opening Balance: $100,000 Minimum Required Balance: $100,000 Dividend: Compounded monthly; credited monthly Additional Deposit: Permitted for 6 and 12 month Certificates only Dividend Withdrawal: Allowed IRS contribution limits and penalties apply Early withdrawal penalties apply Fees may reduce earnings *APY = Annual Percentage Yield

IRA/ESA HSA Step-Up Certificate Rates - Benefits you if rates go up

Product	Dividend Rate	APY *

36 mo certificate	0.95%	0.95%
48 mo certificate	1.14%	1.15%
60 mo certificate	1.24%	1.25%
Limited Time Offer Minimum Opening Balance: $5000 Minimum Required Balance: $5000 Dividend: Compounded monthly; credited monthly Additional Deposit: Not permitted Dividend Withdrawal: Allowed IRS contribution limits and penalties apply Early withdrawal penalties apply Fees may reduce earnings *APY = Annual Percentage Yield Step-Up Certificate Terms & Conditions Disclosure

Last Updated: Aug. 6, 2009 Rates shown are subject to change Fees may reduce earnings Terms & Conditions Disclosure Certificate & IRA Accounts Terms & Conditions Disclosure HSA Certificate Accounts

Savings Accounts

Product	Dividend Rate	APY *

Savings	0.05%	0.05%
Last Updated: Aug. 6, 2009 Rates shown are subject to change. Fees can reduce earnings. $25 Minimum balance required to open and maintain the share account. *Annual Percentage Yield

Rags to Riches Club Savings Account

Product	Dividend Rate	APY *
Rags Savings	0.05%	0.05%
Last Updated: Aug. 6, 2009 Rates shown are subject to change. Fees can reduce earnings. The Rags to Riches Savings Account is in addition to the membership savings account. No minimum balance *APY = Annual Percentage Yield

Rags Certificate Rates - Ages 12 and under

Product	Dividend Rate	APY *

Rags 12 mo certificate	0.65%	0.65%
Rags 24 mo certificate	0.85%	0.85%
Minimum Opening Balance: $100 Minimum Required Balance: $100 Maximum Balance: None Dividend: Compounded Monthly; Credited Monthly Additional Deposit: Permitted - $10 Minimum Per Add-on Deposit Dividend Withdrawal: Allowed Early Withdrawal Penalties Apply *APY = Annual Percentage Yield

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