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Rates
Savings & Investment
Loans

 
Mortgage Rates  
See customized estimates of rates, payments and closing cost or apply online now.

No Point Mortgage  
Terms Interest
Rate		 Monthly
P&I Payment 		Discount Point APR
30 yr. fixed 4.875% $1,058.42 0.00% 4.92%
15 yr. fixed 4.50% $1,529.99 0.00% 4.574%
20 yr. fixed 5.00% $1,581.59 0.00% 5.078%
15 yr. FHA fixed 4.625% $1,542.79 0.00% 4.70%
30 yr. FHA fixed 5.00% $1,073.64 0.00% 5.045%
1 yr ARM* 3.50%** $898.09*** 0.00% 7.513%**
3 yr ARM* 3.875%** $940.47*** 0.00% 7.276%**
5 yr ARM* 4.75%** $1,043.29*** 0.00% 7.174%**
7 yr ARM* 5.00%** $1,073.64*** 0.00% 7.042%**
10 yr ARM* 5.50%** $1,135.58*** 0.00% 6.95%**
  • Last Updated: November 19, 2009
  • Rates shown are subject to change.
  • APR = Annual Percentage Rate
  • P&I = Principal and Interest
  • Interest Rate, APR Calculations and Monthly Payment are based on the following assumptions: Based on $190,000 loan, LTV 70% or Less.
  • LTV = Loan-to-Value, meaning the loan amount divided by the sales price (or appraised value, whichever is less)
  • Mortgage Loans are available on properties here in Colorado. Membership to Elevations Credit Union is required.
  • Fixed Jumbo Loans available over $417,000. Purchase transactions up to 90% LTV; Refinance transactions up to 90% LTV. Call for details.
  • Adjustable Jumbo Loans available over $417,000. Purchase transactions up to 90%.
*ARM - Adjustable Rate Mortgage. Rates are fixed for the first 1, 3,5, 7 & 10 years then adjust yearly. Must be owner occupied. Call for details.
** Interest Rate and APR are only fixed for the 1,3, 5, 7 or 10 year term and may adjust after the fixed term.
*** Monthly Priciple and Interest Payment may adjust after the fixed term.

No Point Mortgage with No Closing Costs**  
Terms Interest
Rate		 Monthly
P&I Payment 		Discount Point APR
30 yr. fixed 5.25% $1,104.41 0.00% 5.297%
15 yr. fixed 4.875% $1,568.59 0.00% 4.952%
20 yr. fixed 5.375% $1,620.93 0.00% 5.457%
  • Last Updated : November 19, 2009
  • Rates shown are subject to change.
  • APR = Annual Percentage Rate
  • P&I = Principal and Interest
  • Interest Rate, APR Calculations and Monthly Payment are based on the following assumptions: Based on $190,000 loan, LTV 70% or Less.
  • Mortgage Loans are available on properties here in Colorado. Membership to Elevations Credit Union is required.
  • Fixed Jumbo Loans available over $417,000. Purchase transactions up to 90% LTV; Refinance transactions up to 90% LTV. Call for details.
  • Adjustable Jumbo Loans available over $417,000. Purchase transactions up to 90%.
** Closing costs are calculated into this higher interest rate and pre-paid fees collected to set up an escrow account and Loan Level Price Adjustments that may be applicable are excluded.