Banking Fees
Personal Banking Fees
| ATM Fees | Amount |
|---|---|
| Withdrawal - Elevations ATM | Free |
| Withdrawal - CO-OP ATM | 8 free per month, $1.50 each additional |
| Withdrawal - All other ATMs* | 2 free per month, $1.50 each additional |
*Charges from the owner of the ATM will apply.
| Checking Fees | Amount |
|---|---|
| Free Checking | Free |
| Forever Buffs Checking | Free |
| Dividend Checking | $10.00 monthly if balance less than $10,000 |
| eStyle Checking Fees* | Amount |
|---|---|
| eStyle Checking | $5.00 monthly if balance less than $500 |
| eStatements | Free |
| Paper Statements | $3.00 per month |
*Product no longer offered.
| Buff One Banking Fees | Amount |
|---|---|
| Monthly | Free |
| eStatements | Free |
| Paper Statements | $3.00 per month |
| Loan Fees | Amount |
|---|---|
| Consumer Loan Late Payment | $15.00 |
| Overdraft Protection Line of Credit | $30.00 a year** |
** Product no longer offered.
| Money Market Account Fees | Amount |
|---|---|
| Money Market Account Withdrawals | 3 free per month, $25.00 each add'l |
| Transaction Processing Fees | Amount |
|---|---|
| Returned Check NSF | $31.00 |
| Electronic Funds Transfer (EFT) NSF | $31.00 |
| Courtesy Pay | $31.00 |
| Wire Transfer Fees | Amount |
|---|---|
| Incoming Wire | $10.00 |
| Domestic Outgoing Wire | $20.00 |
| Foreign Outgoing Wire | $45.00 |
| Returned Item Fees | Amount |
|---|---|
| Returned Loan Payments | $25.00 |
| Stop Payment Fees | Amount |
|---|---|
| Checks - In Branch | $31.00/item or series |
| Checks - Online | $15.00/item or series |
| Official Checks | $31.00/item |
| EFT / ACH | $31.00/item |
| Reoccurring Visa Payments | $31.00/item |
| Bill Pay Checks | $31.00/item |
| Safe Deposit Box Fee | Amount |
|---|---|
| 3" x 5" x 21" | $30.00 per year |
| 5" x 5" x 21" | $38.00 per year |
| 3" x 10" x 21" | $45.00 per year |
| 5" x 10" x 21" | $65.00 per year |
| 10" x 10" x 21" | $115.00 per year |
| Lost Key Charge | $25.00 |
| Drilled Box Charge | $200.00 |
| Other Fees | Amount |
|---|---|
| Garnishment / Levy | $50.00/item |
| Inactive Account (after 12 months w/ no activity) | $10.00/month after notification |
| Foreign Item Sent For Collection | $15.00 each item |
| Hourly Documentation Research Fee | $30.00/hour |
Business Fee Schedule
View Elevations Credit Union's Business Fee Schedule (PDF)
Effective February 1, 2020
Federally Insured by NCUA
Business Banking Fees
| Business Checking | Amount |
|---|---|
| Checking Fee | $10.00/month |
| Transaction Fee (over 100 combined cash or check transactions per month) | $0.25/each |
| Excess Cash Fee | $0.10 per $100 over* |
* Aggregated balance of $3,000 @ month end, or Aggregated balance of $6,000 w/ Deposit Bag @ month end.
| Premium Business Checking | Amount |
|---|---|
| Checking Fee | $15.00/month** |
| Transaction Fee (over 250 combined cash or check transactions per month) | $0.25 each |
| Excess Cash Fee | $0.10 per $100 over*** |
| ACH Origination Service Fee | $25.00/month |
| ACH Items (over 25) | $0.08 each |
| Remote Deposit Capture Service Fee | $35.00/month |
| Remote Deposit Capture Item Fee | $0.20/each item |
** Monthly service fee waived if accumulative avg. share balance plus outstanding balance of loans is above $15,000.*** Aggregated balance of $6,000 @ month end, or Aggregated balance of $12,000 w/ Deposit Bag @ month end.
| Transaction Processing Fees | Amount |
|---|---|
| Returned Check NSF | $31.00 |
| Electronic Funds Transfer (EFT) NSF | $31.00 |
| Courtesy Pay | $31.00 |
| Overdraft Transfer Fee | $3.00 |
| Wire Transfer Fees | Amount |
|---|---|
| Incoming Wire | $10.00 |
| Domestic Outgoing Wire | $20.00 |
| Foreign Outgoing Wire | $45.00 |
| Online Domestic Wire | $15.00 |
| Business Bill Pay | Amount |
|---|---|
| Monthly Fee | Free |
| Bill Pay Item | Free |
| Statements | Amount |
|---|---|
| eStatements | Free |
| Paper Statements | $3.00/month |
| Returned Item Fees | Amount |
|---|---|
| Returned Deposit Items | $31.00 |
| Returned Loan Payments | $25.00 |
| Deposit Bag Service | Amount |
|---|---|
| Monthly Service Fee | $30.00/month |
| Cash/Coin Order Fee (Coin requests over $250 or Currency requests over $2,500) | 1% Order or $5.00 minimum |
| Money Market Account Fees | Amount |
|---|---|
| Money Market Withdrawals | 3 free per month, $25.00 each additional |
| Safe Deposit Box Fee | Amount |
|---|---|
| 3" x 5" x 21" | $30.00 per year |
| 5" x 5" x 21" | $38.00 per year |
| 3" x 10" x 21" | $45.00 per year |
| 5" x 10" x 21" | $65.00 per year |
| 10" x 10" x 21" | $115.00 per year |
| Lost Key Charge | $25.00 |
| Drilled Box Charge | $200.00 |
| ATM Fees | Amount |
|---|---|
| Withdrawal - Elevations ATM | Free |
| Withdrawal - CO-OP ATM | 8 free per month, $1.50 each additional |
| Withdrawal - All other ATMs | 2 free per month, $1.50 each additional |
| Stop Payment Fees | Amount |
|---|---|
| Checks - In Branch | $31.00/item or series |
| Checks - Online | $15.00/item or series |
| Official Checks | $31.00/item |
| EFT / ACH | $31.00/item |
| Reoccurring Visa Payments | $31.00/item |
| Bill Pay Checks | $31.00/item |
| Other Fees | Amount |
|---|---|
| Garnishment / Levy | $50.00/item |
| Inactive Account (after 12 months w/ no activity) | $10.00/month after notification |
| Foreign Item Sent For Collection | $15.00 each item |
| Hourly Documentation Research Fee | $30.00/hour |