Banking Fees

Fee Schedule

View Elevations Credit Union's Fee Schedule (PDF)

Personal Banking Fees

ATM Fees for Personal Banking accounts.
ATM Fees	Amount
Withdrawal - Elevations ATM	Free
Withdrawal - CO-OP ATM	8 free per month, $1.50 each additional
Withdrawal - All other ATMs*	2 free per month, $1.50 each additional

*Charges from the owner of the ATM will apply.

Checking fees for Elevations Checking accounts.
Checking Fees	Amount
Free Checking	Free
Forever Buffs Checking	Free
Dividend Checking	$10.00 monthly if balance less than $10,000

Checking fees for the eStyle Checking accounts.
eStyle Checking
$5.00 monthly if balance less than $500	Paper Statements: $3.00 per month
Branch, Contact Center, or Shared Branch completed Transactions: 2 free per month from checking or savings, $2.00 each additional	eStatements: Free

Checking fees for the Buff One Checking accounts.
Buff One Banking
Monthly: Free	eStatements: Free
Paper Statements: $3.00 per month

Fees for Elevations Loans.
Loan Fees	Amount
Consumer Loan Late Payment	$15.00
Overdraft Protection Line of Credit	$30.00 a year**

** Product no longer offered.

Fees for Elevations Money Market accounts.
Money Market Account Fees	Amount
Money Market Account Withdrawals	3 free per month, $25.00 each add'l

Other transaction fees.
Transaction Processing Fees	Amount
Returned Check NSF	$31.00
Electronic Funds Transfer (EFT) NSF	$31.00
Courtesy Pay	$31.00
Overdraft Transfer Fee	$3.00

Wire transfer fees.
Wire Transfer Fees	Amount
Incoming Wire	$10.00
Domestic Outgoing Wire	$20.00
Foreign Outgoing Wire	$45.00

Fees for returned items.
Returned Item Fees	Amount
Returned Deposit Items	$31.00
Returned Loan Payments	$25.00

Fees for Stop Payments.
Stop Payment Fees	Amount
Checks - In Branch	$31.00/item or series
Checks - Online	$15.00/item or series
Official Checks	$31.00/item
EFT / ACH	$31.00/item
Reoccurring Visa Payments	$31.00/item
Bill Pay Checks	$31.00/item

Fees for Safe Deposit Boxes.
Safe Deposit Box Fee	Amount
3" x 5" x 21"	$30.00 per year
5" x 5" x 21"	$38.00 per year
3" x 10" x 21"	$45.00 per year
5" x 10" x 21"	$65.00 per year
10" x 10" x 21"	$115.00 per year
Lost Key Charge	$25.00
Drilled Box Charge	$200.00

Other fees.
Other Fees	Amount
Garnishment / Levy	$50.00/item
Inactive Account (after 12 months w/ no activity)	$10.00/month after notification
Foreign Item Sent For Collection	$15.00 each item
Hourly Documentation Research Fee	$30.00/hour

Business Fee Schedule

View Elevations Credit Union's Business Fee Schedule (PDF)

Effective February 1, 2020

Federally Insured by NCUA

Business Banking Fees

Checking fees for Elevations Business Checking accounts.
Business Checking	Amount
Checking Fee	$10.00/month
Transaction Fee (over 100 combined cash or check transactions per month)	$0.25/each
Excess Cash Fee	$0.10 per $100 over*

* Aggregated balance of $3,000 @ month end, or Aggregated balance of $6,000 w/ Deposit Bag @ month end.

Checking fees for Elevations Premium Business Checking accounts.
Premium Business Checking	Amount
Checking Fee	$15.00/month**
Transaction Fee (over 250 combined cash or check transactions per month)	$0.25 each
Excess Cash Fee	$0.10 per $100 over***
ACH Origination Service Fee	$25.00/month
ACH Items (over 25)	$0.08 each
Remote Deposit Capture Service Fee	$35.00/month
Remote Deposit Capture Item Fee	$0.20/each item

** Monthly service fee waived if accumulative avg. share balance plus outstanding balance of loans is above $15,000.*** Aggregated balance of $6,000 @ month end, or Aggregated balance of $12,000 w/ Deposit Bag @ month end.

Other transaction fees.
Transaction Processing Fees	Amount
Returned Check NSF	$31.00
Electronic Funds Transfer (EFT) NSF	$31.00
Courtesy Pay	$31.00
Overdraft Transfer Fee	$3.00

Wire Transfer fees.
Wire Transfer Fees	Amount
Incoming Wire	$10.00
Domestic Outgoing Wire	$20.00
Foreign Outgoing Wire	$45.00
Online Domestic Wire	$15.00

Business Bill Pay.
Business Bill Pay	Amount
Monthly Fee	Free
Bill Pay Item	Free

Statement fees.
Statements	Amount
eStatements	Free
Paper Statements	$3.00/month

Fees for returned items.
Returned Item Fees	Amount
Returned Deposit Items	$31.00
Returned Loan Payments	$25.00

Fees for Business Deposit Bags.
Deposit Bag Service	Amount
Monthly Service Fee	$30.00/month
Cash/Coin Order Fee (Coin requests over $250 or Currency requests over $2,500)	1% Order or $5.00 minimum

Fees for Elevations Business Money Market accounts.
Money Market Account Fees	Amount
Money Market Withdrawals	3 free per month, $25.00 each additional

Fees for Safe Deposit Boxes.
Safe Deposit Box Fee	Amount
3" x 5" x 21"	$30.00 per year
5" x 5" x 21"	$38.00 per year
3" x 10" x 21"	$45.00 per year
5" x 10" x 21"	$65.00 per year
10" x 10" x 21"	$115.00 per year
Lost Key Charge	$25.00
Drilled Box Charge	$200.00

ATM Fees for Business Banking accounts.
ATM Fees	Amount
Withdrawal - Elevations ATM	Free
Withdrawal - CO-OP ATM	8 free per month, $1.50 each additional
Withdrawal - All other ATMs	2 free per month, $1.50 each additional

Fees for Stop Payments.
Stop Payment Fees	Amount
Checks - In Branch	$31.00/item or series
Checks - Online	$15.00/item or series
Official Checks	$31.00/item
EFT / ACH	$31.00/item
Reoccurring Visa Payments	$31.00/item
Bill Pay Checks	$31.00/item

Other fees.
Other Fees	Amount
Garnishment / Levy	$50.00/item
Inactive Account (after 12 months w/ no activity)	$10.00/month after notification
Foreign Item Sent For Collection	$15.00 each item
Hourly Documentation Research Fee	$30.00/hour