Banking Fees

Personal Banking Fees

ATM Fees

Withdrawal Fee — Elevations Owned ATMs

  • Free

Withdrawal Fee — CO-OP Network ATMs

  • 8 free per month

  • $1.50 each additional

Withdrawal Fee – All Other ATMs*

  • 2 free per month

  • $1.50 each additional

Returned Deposit Item Fee

  • $31.00

*Charges from the owner of the ATM will apply.

Checking Fees

Free Checking

  • Free

Forever Buffs Banking

  • Free

Dividend Checking

  • $10.00 monthly if balance less than $10,000

eStyle Checking

  • $5.00 monthly if balance less than $500

  • Branch, Contact Center & Shared Branch Completed Transactions: 2 free per month from checking or savings, $2.00 each add'l

  • Paper Statements: $3.00 per month

  • eStatements: Free

Buff One Banking

  • Free

  • Paper Statements: $3.00 per month

  • eStatements: Free

Loan Fees

Consumer Loan Late Payment

  • $15.00

Overdraft Protection Line of Credit

  • $30.00 a year**

** Product no longer offered.

Money Market Account Fees

Money Market Account Withdrawals

  • 3 free per month, $25.00 each add'l

Other Fees

Garnishment / Levy

  • $50.00

Inactive Account (After 12 Months No Activity)

  • $10.00 per month after notification

Foreign Item Sent For Collection

  • $15.00 each item

Returned Item Fees

Returned Deposit Items

  • $31.00

Returned Loan Payments

  • $25.00

Safe Deposit Box Fees

3" x 5" x 21"

  • $30.00 per year

5" x 5" x 21"

  • $38.00 per year

3" x 10" x 21"

  • $45.00 per year

5" x 10" x 21"

  • $65.00 per year

10" x 10" x 21"

  • $115.00 per year

Lost Key Charge

  • $25.00

Drilled Box Charge

  • $200.00

Stop Payment Fees

Checks

  • $31.00/$15.00 online***

Official Checks

  • $31.00

Electronic Funds Transfer/ACH

  • $31.00

Reoccurring Visa Payments

  • $31.00

Bill Pay Checks

  • $31.00

*** Can be facilitated in online banking.

Transaction Processing Fees

Returned Check NSF

  • $31.00

Electronic Funds Transfer (EFT) NSF

  • $31.00

Courtesy Pay

  • $31.00

Overdraft Transfer Fee

  • $3.00

Wire Transfer Fees

Incoming Wire

  • $10.00

Domestic Outgoing Wire

  • $20.00

Foreign Outgoing Wire

  • $45.00

Fee Schedule

View PDF version of Elevations Credit Union's Fee Schedule


Business Banking Fees

Transaction Processing Fees

Returned Check NSF

  • $31.00

Electronic Funds Transfer (EFT) NSF

  • $31.00

Courtesy Pay

  • $31.00

Overdraft Transfer Fee

  • $3.00

Returned Item Fees

Returned Deposit Items

  • $31.00

Returned Loan Payments

  • $25.00

Checking Fees

Business Checking

  • $10.00/month

  • Transaction fee (over 100) $.25/each

  • Excess Cash fee $0.10/per $100 over*

Premium Business Checking

  • $15.00/month**

  • Transaction Fee (over 250) $0.25/each

  • Excess Cash Fee $0.10/per $100 over ***

  • ACH Origination Service Fee $25.00/month

  • ACH Items (over 25) $0.08/each

  • Remote Deposit Capture Service Fee $35.00/month (Mobile Remote Deposit Capture is free for Business and Premium accounts)

  • Remote Deposit Capture Item Fee $0.20/each item

eStatements

  • Free

Paper Statements

  • $3.00/month

* Aggregated balance of $3,000 @ month end, or Aggregated balance of $6,000 w/ Deposit Bag @ month end. ** Monthly service fee waived if accumulative avg. share balance plus outstanding balance of loans is above $15,000. *** Aggregated balance of $6,000 @ month end, or Aggregated balance of $12,000 w/ Deposit Bag @ month end.

Checking Items Fee Definition

Deposit of Cash

  • Deposit of Cash = 1 Item (regardless of the number of bills or coin)

Withdrawal of Cash

  • Withdrawal of Cash = 1 Item (regardless of the number of bills or coin)

Deposit Check or Draft

  • Deposit of Check or Draft = 1 Item

Withdrawal Check or Draft

  • Withdrawal Check or Draft = 1 Item

Bulk Deposit of Checks

  • Bulk Deposit of Checks = 1 Item per each check in the deposit

Deposit Bag Service

Deposit Bag Monthly Service Fee

  • $30.00/month

Cash/Coin Order Fee (Coin requests over $250 or Currency requests over $2,500)

  • 1% Order or $5.00 minimum

Money Market Account Fees

Money Market Account Withdrawals

  • 3 free per month, $25.00 each add'l

Wire Transfer Fees

Incoming Wire

  • $10.00

Domestic Outgoing Wire

  • $20.00

Foreign Outgoing Wire

  • $45.00

Online Domestic Initiated Wire

  • $15.00

Safe Deposit Box Fee

3" x 5" x 21"

  • $30.00 per year

5" x 5" x 21"

  • $38.00 per year

3" x 10" x 21"

  • $45.00 per year

5" x 10" x 21"

  • $65.00 per year

10" x 10" x 21"

  • $115.00 per year

Lost Key Charge

  • $25.00

Drilled Box Charge

  • $200.00

ATM Fees

Withdrawal Fee - Elevations ATM

  • Free

Withdrawal Fee - CO-OP ATM

  • 8 free per month

  • $1.50 each additional

Withdrawal Fee – All Other ATMs*

  • 2 free per month.

  • $1.50 each additional

*Charges from the owner of the ATM will apply.

Stop Payment Fees

Checks - In Branch

  • $31.00

Checks - Online

  • $15.00

Official Checks

  • $31.00

Electronic Funds Transfer/ACH

  • $31.00

Reoccurring Visa Payments

  • $31.00

Bill Pay Checks

  • $31.00

Other Fees

Garnishment / Levy

  • $50.00

Inactive Account (After 12 Months No Activity)

  • $10.00 per month after notification

Foreign Item Sent For Collection

  • $15.00 each item

Hourly Documentation Research Fee

  • $30.00/hour

Business Fee Schedule

View PDF version of Elevations Credit Union's Business Fee Schedule


Effective September 1, 2017

Federally Insured by NCUA