Banking Fees

Personal Banking Fees

ATM Fees

Withdrawal Fee — Elevations Owned ATMs

  • Free

Withdrawal Fee — CO-OP Network ATMs

  • 8 free per month

  • $1.50 each additional

Withdrawal Fee – All Other ATMs*

  • 2 free per month

  • $1.50 each additional

Returned Deposit Item Fee

  • $31.00

*Charges from the owner of the ATM will apply.

Checking Fees

Free Checking

  • Free

Forever Buffs Banking

  • Free

Dividend Checking

  • $10.00 monthly if balance less than $10,000

eStyle Checking

  • $5.00 monthly if balance less than $500

  • Branch, Contact Center & Shared Branch Completed Transactions: 2 free per month from checking or savings, $2.00 each add'l

  • Paper Statements: $3.00 per month

  • eStatements: Free

Buff One Banking

  • Free

  • Paper Statements: $3.00 per month

  • eStatements: Free

Loan Fees

Consumer Loan Late Payment

  • $15.00

Overdraft Protection Line of Credit

  • $30.00 a year**

** Product no longer offered.

Money Market Account Fees

Money Market Account Withdrawals

  • 3 free per month, $25.00 each add'l

Other Fees

Garnishment / Levy

  • $50.00

Inactive Account (After 12 Months No Activity)

  • $10.00 per month after notification

Foreign Item Sent For Collection

  • $15.00 each item

Returned Item Fees

Returned Deposit Items

  • $31.00

Returned Loan Payments

  • $25.00

Safe Deposit Box Fees

3" x 5" x 21"

  • $30.00 per year

5" x 5" x 21"

  • $38.00 per year

3" x 10" x 21"

  • $45.00 per year

5" x 10" x 21"

  • $65.00 per year

10" x 10" x 21"

  • $115.00 per year

Lost Key Charge

  • $25.00

Drilled Box Charge

  • $200.00

Stop Payment Fees

Checks

  • $31.00/$15.00 online***

Official Checks

  • $31.00

Electronic Funds Transfer/ACH

  • $31.00

Reoccurring Visa Payments

  • $31.00

Bill Pay Checks

  • $31.00

*** Can be facilitated in online banking.

Transaction Processing Fees

Returned Check NSF

  • $31.00

Electronic Funds Transfer (EFT) NSF

  • $31.00

Courtesy Pay

  • $31.00

Overdraft Transfer Fee

  • $3.00

Wire Transfer Fees

Incoming Wire

  • $10.00

Domestic Outgoing Wire

  • $20.00

Foreign Outgoing Wire

  • $45.00

Fee Schedule

View PDF version of Elevations Credit Union's Fee Schedule


Business Fee Schedule

View PDF version of Elevations Credit Union's Business Fee Schedule


Effective February 1, 2020

Federally Insured by NCUA

Business Banking Fees

Business CheckingAmount
Checking Fee$10.00/month
Transaction Fee (over 100 combined cash or check transactions per month)$0.25/each
Excess Cash Fee$0.10 per $100 over*

* Aggregated balance of $3,000 @ month end, or Aggregated balance of $6,000 w/ Deposit Bag @ month end.

Premium Business CheckingAmount
Checking Fee$15.00/month**
Transaction Fee (over 250 combined cash or check transactions per month)$0.25 each
Excess Cash Fee$0.10 per $100 over***
ACH Origination Service Fee$25.00/month
ACH Items (over 25)$0.08 each
Remote Deposit Capture Service Fee$35.00/month
Remote Deposit Capture Item Fee$0.20/each item

** Monthly service fee waived if accumulative avg. share balance plus outstanding balance of loans is above $15,000.*** Aggregated balance of $6,000 @ month end, or Aggregated balance of $12,000 w/ Deposit Bag @ month end.

Transaction Processing FeesAmountWire Transfer FeesAmount
Returned Check NSF$31.00Incoming Wire$10.00
Electronic Funds Transfer (EFT) NSF$31.00Domestic Outgoing Wire$20.00
Courtesy Pay$31.00Foreign Outgoing Wire$45.00
Overdraft Transfer Fee$3.00Online Domestic Wire$15.00
Business Bill PayAmountStatementsAmount
Monthly FeeFreeeStatementsFree
Bill Pay ItemFreePaper Statements$3.00/month
Returned Item FeesAmount
Returned Deposit Items$31.00
Returned Loan Payments$25.00
Deposit Bag ServiceAmount
Monthly Service Fee$30.00/month
Cash/Coin Order Fee (Coin requests over $250 or Currency requests over $2,500)1% Order or $5.00 minimum
Money Market Account FeesAmount
Money Market Withdrawals3 free per month, $25.00 each additional
Safe Deposit Box FeeAmount
3" x 5" x 21"$30.00 per year
5" x 5" x 21"$38.00 per year
3" x 10" x 21"$45.00 per year
5" x 10" x 21"$65.00 per year
10" x 10" x 21"$115.00 per year
Lost Key Charge$25.00
Drilled Box Charge$200.00
ATM FeesAmount
Withdrawal - Elevations ATMFree
Withdrawal - CO-OP ATM8 free per month, $1.50 each additional
Withdrawal - All other ATMs2 free per month, $1.50 each additional
Stop Payment FeesAmount
Checks - In Branch$31.00/item or series
Checks - Online$15.00/item or series
Official Checks$31.00/item
EFT / ACH$31.00/item
Reoccurring Visa Payments$31.00/item
Bill Pay Checks$31.00/item
Other FeesAmount
Garnishment / Levy$50.00/item
Inactive Account (after 12 months w/ no activity)$10.00/month after notification
Foreign Item Sent For Collection$15.00 each item
Hourly Documentation Research Fee$30.00/hour