Business Energy Loans

Implementing green energy efficiency upgrades in your facilities can reduce energy costs and help bolster your bottom line.

Elevations business energy loans offer financing for energy efficiency and renewable energy upgrades.

EnergySmart Loans for Boulder County Businesses 

For residents of Boulder County, energy loans are made possible in conjunction with the  EnergySmart program. An EnergySmart advisor can help you prioritize your energy savings projects, find contractors and identify available rebates. If your business is in Boulder County, please visit or call 303.544.1000 to get started.

City of Fort Collins Utilities Customers

Elevations is now offering its energy loan program to City of Fort Collins business utilities customers with electric and water services. Elevations will originate, fund, and service new Fort Collins business energy loans for customers to City of Fort Collins utilities business customers.


  • Save money with lower utility bills.
  • Lower maintenance costs.
  • Improve employee productivity and comfort.
  • Improve tenant retention.
  • Reduce greenhouse gas emissions.

Loan details:

  • Fixed rates starting as low as 3.75% APR*.
  • 36, 60, 84 or 120 month terms.
  • Minimum loan of $1,000**. 
  • Loan fee of 2% for energy loans over $40,000
  • Property must be located in Boulder County or the City of Fort Collins, Colorado. In Fort Collins, must be an electricity/water business customer.
  • Before a loan can be issued, an Energy Advisor will work with you to ensure your project meets loan eligibility criteria and any available rates.
  • A $25 processing fee will be applied and all borrowers will be required to become a member of Elevations Credit Union.
  • In Boulder, all projects must be approved by the city.

Approved business energy efficiency projects include:

Here's how the process works

1. Get started with your business loan application

CLICK HERE to get started with our online business loan application.

2. Talk with the energy advising team:

A. If your business is located in Boulder County, contact the EnergySmart program: Call 303.786.7223 or email

B. If your business is a Fort Collins utilities customer, contact Brain Tholl Energy Services supervisor at 970.416.4326 or

3. Finish your project - Get rebates and find contractors

One of our loan officers will follow up with you to complete the loan process and coordinate with EnergySmart in Boulder County to make sure that you get the best loan rate, rebates, and participating contractors.

Helpful Resources

Business Energy Loan Rates

Frequently Asked Questions

City of Fort Collins Efficiency Works

Xcel Energy Customers:
Any Xcel Rebates that you may qualify for can be combined with your Energy Loan as well as EnergySmart rebates. If you receive a rebate for your project, there is no prepayment penalty if you choose to use it to pay off part or all of your Energy Loan.  To find out what rebates you qualify for, talk to your EnergySmart Advisor.

Congratulations on becoming part of Colorado's better energy future!

* APR = Annual Percentage Rate. Actual APR will be determined when you apply and will be based on your application and credit information. Click here for additional rate information.

** Business energy loans over $40,000 may be variable rate, are underwritten on a case by case basis and may take longer to process. Business energy loans may exceed $150,000 with prior review.

*** In order to qualify for Solar Photovoltaic and other renewable energy sources under this loan, borrowers must achieve 15% energy efficiency improvement to the property through the respective programs.

Have Questions? Use this form to contact our Energy Loan Team.

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