BUSINESS CHECKING & SAVINGS

Put your money to work.

With Elevations, your business can bank on checking and savings accounts that work for your cash management needs. No matter what you choose, feel good knowing we keep your money where your business is — right here in Colorado.

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Our Business Checking Accounts feature:

  • $0 minimum balance

  • $100 opening deposit requirement

  • Free Elevations Visa® Debit Cards for authorized signers

  • Free Mobile Remote Deposit Capture (mRDC)

  • Incoming and outgoing domestic and international wire transfers, with option to send domestic wire transfers online

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BUSINESS CHECKING ACCOUNT

Simple cash management for small businesses.

The Elevations Business Checking Account is designed for small businesses with simple cash management needs. 

Account Basics

  • No minimum balance

  • $100 minimum opening balance

  • $10 monthly service charge — waived for nonprofits

Transactions 

  • First 100 combined cash or check transactions per month are free 

  • Make $3,000 in cash deposits and/or withdrawals per month with no fee

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PREMIUM BUSINESS CHECKING ACCOUNT

Access advanced features and earn interest.

The Elevations Premium Business Checking Account handles complex cash management for midsize to large businesses.

Account Basics

  • No minimum balance 

  • $100 minimum opening deposit 

  • $15 monthly service charge — waived for nonprofits and balances over $15,000 

  • Earn interest on your checking balance 

  • Access to ACH Origination for an additional fee

Transactions 

  • First 250 combined cash or check transactions per month are free 

  • Make $6,000 in cash deposits and/or withdrawals per month with no fee

Find the rate that's right for you.

We have many ways for businesses to save:

BUSINESS MONEY MARKET ACCOUNTS

Flexible cash flow with dividend earnings.

Earn higher dividends without tying up your funds. With a Business Money Market Account, you maintain full access to your funds to make deposits and withdrawals. This liquid account is ideal for saving up while keeping funds available for any needs that might arise. A minimum of $2,000 is required to open an account.

BUSINESS SAVINGS ACCOUNTS

A simple way for your business to save.

Supplement your Business Checking Account with a Business Savings Account. This option gives you access to withdraw funds any time without fees, and your funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

BUSINESS CERTIFICATES

Set aside your deposit and watch it grow.

Business certificates are the perfect choice for those seeking a greater dividend return. Because you make a commitment to keep your deposit in a certificate for a specified term, you earn higher dividends than savings or money market accounts.

HEALTH SAVINGS ACCOUNTS (HSA)

Help your employees save for health expenses.

Enhance your employee benefits package by offering your staff a Health Savings Account (HSA) with no annual or monthly fees. Both employee and employer can make tax-deductible contributions, limited annually by the federal government(opens in a new window). Please refer to a qualified tax adviser regarding tax deductibility and other tax impacts.

Ready to get started?

More ways we can help your business

CREDIT CARDS

Spending power with no annual fees, competitive rates and rewards.

Learn more

LENDING

A range of revolving lines of credit and loans to keep your business moving forward.

Learn more

CUSTOM SOLUTIONS

Our Business Banking Team can help you find banking solutions fit for your needs.

Meet our team

†Domestic and international wire transfers can be done in an Elevations Credit Union branch. Domestic wire transfers can also be done through Business Online Banking. Please see the Business Fee Schedule for more details about wire transfer fees.

*Please see the Business Fee Schedule for associated fees and transaction limits.