Business Money Markets, Savings and Certificates

Put your money to work with our money market, savings or certificate accounts for businesses. 

Money Market Accounts

A Business Money Market Account gives you higher rates without tying up your funds. Unlike a certificate which locks in your money for a set period of time, you have full access to your funds. You can make deposits and withdrawals. This type of liquid account is ideal for earning higher dividends while offering availability for any emergency needs that might arise. 

  • Minimum to open: $2,000
  • Minimum to start earning dividends: $2,000
  • Tiered rates depending on funds in the money market account
  • Federally insured up to $250,000 by the NCUA 
  • Full access to your funds
Regulation D

​Due to reserve requirements on savings accounts, there is a limit of six total phone withdrawals or electronic transfers per calendar month. This includes:

  • 3 free each month: You can make up to three free phone withdrawals or transfers from your account each month. 
  • 3 additional each month for a fee: You can make up to three additional phone withdrawals or transfers from your account each month for a fee of $25 per transaction. Transfers to pay Elevations loan accounts are not included in this six total transfer limitation. 

Read more about the transaction limits of Regulation D (PDF)

Savings Accounts

A business savings account is a great supplement to your business checking account. This no-risk option gives you access to your funds whenever you want for no penalty, and your funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). 


Business certificates are the perfect choice for no-risk savings. They are federally insured up to $250,000 by NCUA, and, because you make a commitment to keep your deposit in a certificate for a specified term*, they earn higher dividends than savings or money market accounts.

Learn about federal regulations on business accounts under the Beneficial Ownership Rule.

Have a question?

Call us at 800.429.7626 or request a follow up from our Business Banking Team.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency