Members Earn More
Earn 4.50% APY* with No Penalty for Early Withdrawal
The Elevations 4-Month Flex Certificate at 4.50% is a smart, low-risk way to put your money to work. With a fixed term and guaranteed returns, watch your savings grow!
* Annual Percentage Yield. $500 minimum deposit is required. At maturity CD renews at the next lower non-promotional term available, with the option to manually renew any certificate term currently offered.
Special Rates on Certificates
Members Earn up to 5.00 APY*
Earn more and keep your money secure with our 7-Month 5.0% APY* Certificate and our 13-Month 4.50% APY* Certificate. Decide how to save based on your ideal term. Elevations can help you find the ideal savings fit for your financial needs.
All of our certificate accounts feature:
$0 monthly fees
$0 setup fees
Withdrawal of dividends allowed
* Annual Percentage Yield. At maturity CD renews at the next lower non-promotional term available, with the option to manually renew any certificate term currently offered. $500 minimum deposit required.
Our certificate accounts:
Get started with as little as $500.
If you want to save with certificates but don’t want to commit a lot of funds, our Standard Certificate Account lets you choose from terms of three to 60 months with as little as $500 for your opening deposit and minimum balance.
Earn big with a Jumbo Certificate.
When your savings are jumbo, your certificate should be too. Pick a term from three to 60 months and watch the $100,000+ you deposit and keep in your Jumbo Certificate grow.
IRA, HSA & ESA CERTIFICATES
Save for retirement, healthcare or education.
Our Individual Retirement Account (IRA), Health Savings Account (HSA) and Education Savings Account (ESA) Certificates are available starting with just $100, or save big with a Jumbo IRA or HSA Certificate. You can also add to your savings by making additional deposits to your certificates with terms of 12 months or less. Please note that IRS contribution limits and rules apply.
ELEVATIONS FIRST TRACKS™ CERTIFICATES
A certificate that encourages your child to save.
Want to build your child’s savings habits? With a Elevations First Tracks™ Certificate, you deposit $100+, and your child 12 or under can make additional deposits starting at $10 as regularly as they’d like.
Commonly asked questions
The penalty to withdraw a certificate with a term of three or six months is 30 days’ worth of dividends. The penalty for certificates with all other terms is 180 days’ worth of dividends. We have a grace period of seven business days before penalties are applied.There is no penalty assessed on dividends — a penalty is only assessed on the amount of principal withdrawn.
We send out a notification about a month before your certificate matures, and you may mail the attached form back to us or call us with your instructions prior to maturity.