Free checking that’s really free.
Your checking account doesn’t cost you a penny when you’re banking with the credit union that helps our Colorado community grow. With no minimum deposit and no monthly fees, Elevations Free Checking makes everyday banking simple. Plus, you get nationwide access to your account through the CO-OP network of 30,000 ATMs, and your funds are federally insured.
CU BOULDER STUDENT CHECKING
Calling all CU Boulder students!
Show your school spirit with the credit union that's practically your spirit animal. Buff One Banking is our college checking account with no monthly fee, no minimum balance and all the A+ tools and features you could ask for.
CU BOULDER ALUMNI CHECKING
Bank like a Buff, now and forever.
For CU Boulder alumni or those who simply love the Buffs, Forever Buffs Banking is the checking account with no monthly fee, no minimum balance and Buffs branded debit card and checks.
Your checking can earn dividends.
Earn 0.05% APY†
Keep flexible cash flow while earning dividends with an Elevations Dividend Checking Account.
$100 minimum deposit
$10 monthly fee
Balance to avoid monthly fee: $10,000 combined balance of savings, checking and money market accounts (excluding IRAs), all under one single account number
Earn dividends on balances over $1,000
Because it matters where you bank.
We offer the services you’ve come to expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses. Every day, we help grow our community by offering mortgages, loans and financial services for Coloradans, free one-on-one consultations and financial seminars, and unique ways to give back to this place we call home. Because, like you, we’re proud Coloradans invested in the future of our community.
Commonly asked questions
There is no minimum balance requirement for Elevations Free Checking, Buff One Banking and Forever Buffs Banking. All members are required to maintain a Membership Savings Account with a minimum of $25.
Here’s how ATM fees work for our checking accounts:
Free, unlimited withdrawals at Elevations ATMs
8 free transactions per month at over 30,000 CO-OP ATMs nationwide
2 free transactions per month at other ATMs*
Yes, both Elevations eStyle Checking and Elevations Dividend Checking pay dividends on balances over $1,000.
Buff One Banking is a free checking account designed for CU Boulder students in partnership with Buff OneCard at CU Boulder. Students can link their Buff OneCard Student ID to their Buff One Banking Account for convenient ATM access on campus. Elevations has 10 fee-free ATMs at CU Boulder and is the only financial institution with a full-service branch on campus. Plus, we offer easy ways for parents who aren’t Elevations members to transfer funds into their student’s account.
Donations made to Elevations Foundation through Elevations Local Change may be tax deductible. Please check with your qualified tax advisor. Donations will appear on your monthly account statement, and you will receive a year-end tax donation statement.
Person-to-person transfer options like Popmoney, Zelle® and Venmo let you send and receive money anytime, anywhere. These services are designed for paying friends and family — people you know and trust.
Popmoney: Send and receive money right from Elevations Online Banking and the Elevations Mobile App.
Elevations Online Banking:(opens in a new window) Under the Transfers tab, click “Pay Other People with Popmoney.” Click “Get Started” to enroll.
Elevations Mobile App: Under the More menu, select “Popmoney.” Click “Enroll Now” to get started.
Zelle: While we do not offer Zelle at this time, you can still use Zelle by downloading the Zelle mobile app. Follow the steps to enroll and have your Elevations account information handy. After enrolling, you’ll be able to use the Zelle app to send and receive money with your Elevations account. Learn more(opens in a new window).
Venmo: Download the Venmo mobile app, and then follow the steps to enroll with your Elevations account information. You may choose to link a debit card, checking account, savings account, credit card and more to make payments with Venmo. Learn more(opens in a new window).
For ways to protect yourself, please review the Consumer Financial Protection Bureau’s article: Helpful tips for using mobile payments services and avoiding risky mistakes(opens in a new window). Be sure to read through any agreements and disclosures provided by your transfer service.
*Charges from the owner of the ATM will apply.
†APY = Annual Percentage Yield