Put your money where your community is.

With Elevations checking and savings accounts, feel good knowing the way you bank does good for those around you and helps our Colorado community prosper.

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Free Checking Account

A free checking account that’s really free.

With no minimum deposit and no monthly fees, Elevations Free Checking Account makes everyday banking simple. Plus, you get nationwide access to your accounts through the CO-OP network of 30,000 ATMs.


Debit cards for Buffs fans and students.

Get all the perks of an Elevations Free Checking Account with a Buffs-branded debit card. Buffs fans can show their spirit with Forever Buffs Banking and choose to support CU Boulder student scholarships when they pay. Current CU Boulder students can get ATM access on campus with Buff One Banking. Go Buffs!

Forever Buffs Debit
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Membership Savings

Want your savings to make a difference?

Choose a savings account with no minimum balance and no monthly fee that makes it simple and straightforward to reach your goals. Alongside your one-time $5 membership fee, our Membership Savings Account gets you started as a member of Elevations and gives you access to our products and benefits.


Save and earn more with a certificate.

Set aside your funds in a certificate account for three to 60 months, and you can earn higher returns than other types of savings accounts. You can even choose options designed to help you save for retirement, pay for education or healthcare, or teach your child how to save.

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Vintage Cash Counting Register Horizontal


Higher dividends, liquid access.

Our money market accounts can help you earn more dividends while keeping your funds secure and easy to access. Pick from a range of accounts to optimize your rate, including one that automatically flexes for the best rate as your balance changes.

Health Savings Account

Good health should always be in your budget.

Take control of your healthcare by saving money on insurance costs and taxes with a Health Savings Account (HSA). HSA contributions are either pre-tax or tax-deductible, and account earnings accumulate on a tax-deferred basis. Plus, distributions from your HSA are tax-free if they're used for qualified medical expenses (see IRS Publication 502(opens in a new window)). You may even be able to set aside HSA funds for retirement. To get started, sign up for a qualifying High Deductible Health Plan from your health plan administrator, then open an Elevations HSA with:

  • $0 monthly fees

  • Elevations Visa® Debit Card with no annual fee

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College student standing with backpack on campus


Save for education expenses, tax-free, from A to Z.

With an Education Savings Account (ESA), you can save money tax-free for K-12 education, college and beyond. Not only do earnings grow tax-free, but you can also withdraw funds tax-free for qualified education expenses like tuition, tutoring, books, supplies and more. Plus, family and friends can pitch in when they meet the ESA income requirements. For the most current information on qualified expenses and income requirements, please see Publication 970 from the IRS(opens in a new window). ESA features:

  • $0 monthly fees

  • $100 opening deposit

Elevations First Tracks™

Savings built for kids.

Financial literacy is one of our top priorities, so it only makes sense that we have a special savings account just for kids. Family members (18+) can open Elevations First Tracks™ Youth Banking Accounts for kids 12 and under, who will enjoy these perks:

  • A fun reward with every $5+ deposit at a branch

  • A free membership kit with money pouches for saving, sharing and spending

  • Access for family and friends to deposit money into the account

This account features:

  • $0 monthly fees

  • $0 minimum balance for Elevations First Tracks™ Youth Banking Account

  • $1 opening deposit

Logo for the First Tracks youth banking program

Find the rate that's right for you.

It matters where you bank.

Invested in one another.

Empowering members with financial solutions and education is at the core of our credit union. That means we’ll always strive to act in your best interest.

For the community.

We offer the services you’d expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses.

Award-winning service.

We’re proud to earn local awards along Colorado’s Front Range for Best Bank, Best Mortgage Lender and Best Customer Service year after year.

Corner view of the Fort Collins Elevations Credit Union branch

Nationwide access.

We want you to feel at home wherever you roam. Being an Elevations member opens up access to the nationwide CO-OP network of nearly 30,000 ATMs and over 5,000 shared branches.

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Bank from your pocket.

With our mobile and online banking options, it’s easy to deposit a check on the go, turn off a card you’ve misplaced, pay your bills, transfer money to your friends and more.

†Elevations does not provide tax or legal advice. For such guidance, please consult your tax and/or legal advisor.