Visa Credit Cards

Be a card-carrying member of your community.

Choose from a range of Elevations Visa® Credit Cards with no annual fees (on any card) and options fit for every lifestyle (always). From our cash-back card for easy earnings with every dollar spent to our wanderlust-rewarding travel credit card, you can’t go wrong. And every time you swipe an Elevations Visa Signature Credit Card, Elevations donates 2¢ to local causes through the Elevations Foundation.

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Elevations Visa Signature Credit Card benefits:

  • Visa Signature Concierge Service

    Save time with complimentary 24/7 assistance for travel and entertainment to dining reservations and more

  • Purchase with confidence The Visa Zero Liability policy protects you against fraudulent charges

  • Additional perks to fit your needs Each card comes with its own host of handy benefits, like travel delay and lost luggage coverage, rental car insurance and cell phone protection

View more benefits on Visa’s website(opens in a new window).

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ELEVATIONS VISA SIGNATURE CASH REWARDS

Our signature? Giving back to you and the community with each swipe.

New cardmember offer Earn $100 bonus after you spend $1,000 in the first 90 days.§ Rewards* Earn unlimited 1.5% cash back for every dollar you spend. Plus, Elevations donates 2¢ for local causes through the Elevations Foundation every time you swipe your card. Additional benefits Get reimbursed for damage or theft on eligible cell phones. APR** Starting at 14.74%.

Credit qualifications and membership required. Credit card rate as low as and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

REWARDS

$1 spent = 1.5% cash back

NEW CARDMEMBER OFFER

$100 bonus

Annual Fee

$0

Elevations Visa Signature Travel Rewards

Explore the world while giving back at home.

New cardmember offer Earn 20,000 bonus points after spending $1,000 in the first 90 days after account opening.§ Rewards* Earn unlimited 1.5 points for every $1 you spend to redeem on flights, hotels, rental cars, cruises and travel packages. Plus, Elevations donates 2¢ for local causes through the Elevations Foundation every time you swipe your card. Additional benefits Enjoy peace of mind with travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement. APR** Starting at 14.74%.

Credit qualifications and membership required. Credit card rate as low as and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

Rewards

$1 spent = 1.5 points

NEW CARDMEMBER OFFER

20,000 bonus points

Annual Fee

$0

More Visa options:

ELEVATIONS VISA REWARDS CREDIT CARD

Earn rewards and get an introductory APR.

Introductory APR*** 0% for 12 months on purchases and balance transfers APR** Starting at 9.99% Annual fee $0 Rewards* Earn 1 point for every $1 you spend to redeem for cash, gift cards, travel and merchandise

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ELEVATIONS VISA CREDIT CARD

A low-rate option with an introductory APR.

Introductory APR*** 0% for 12 months on purchases and balance transfers APR** Starting at 8.24%

Annual fee $0

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Credit qualifications and membership required. Credit card rate as low as and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

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Why Elevations?

Because it matters where you bank.

We offer the services you’ve come to expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses. Every day, we help grow our community by offering mortgages, loans and financial services for Coloradans, free one-on-one consultations and financial seminars, and unique ways to give back to this place we call home. Because, like you, we’re proud Coloradans invested in the future of our community.

Commonly asked questions

More ways we can help you

Free Checking

Free checking that’s really free, with no minimum balance.

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Membership Savings Account

A fee-free account that makes it simple to save for your goals.

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Loans

Loan options for your Colorado life, including energy and personal loans.

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† Elevations Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

‡ Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, HSA debit card transactions or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify Elevations Credit Union immediately of any unauthorized use. Transaction(s) must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

₴ You will receive 10,000 bonus points with this bonus offer, which can be redeemed for $100 cash back with the Visa Signature Cash Rewards Credit Card.

§ This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.

*Elevations Rewards are subject to change and to program rules.

** APR = Annual Percentage RateRate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications. Borrower must have approved credit and limitations may apply. Please speak with an Elevations representative for more information.The rate may vary depending on each individual's credit history and underwriting factors.All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

€ You will receive 20,000 bonus points with the Visa Signature Travel Rewards Credit Card. To qualify and receive your bonus, you must make Purchases totaling $1,000 or more during the first 90 days from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

*** Credit qualifications and membership required. Credit card rate as low as and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).