Visa Credit Cards
Our signature? Giving back to you and the community with each swipe.
Choose from a range of contactless Elevations Visa® Credit Cards with no annual fees (on any card) and options fit for every lifestyle (always). From our cash-back card for easy earnings with every dollar spent to our wanderlust-rewarding travel credit card, you can’t go wrong. And every time you swipe an Elevations Visa Signature Credit Card, Elevations donates 2¢ to local causes through the Local Change Foundation.
Elevations Credit Union membership eligibility and requirements must be met upon credit approval. Learn more about membership.
Elevations Visa Signature Credit Card benefits:
Save time with complimentary 24/7 assistance for travel and entertainment to dining reservations and more with Visa Signature Concierge Service†
Purchase with confidence with the Visa Zero Liability policy that protects you against fraudulent charges‡
Each card comes with its own host of handy benefits, like travel delay and lost luggage coverage, rental car insurance and cell phone protection
View more benefits on Visa’s website(opens in a new window).
VISA SIGNATURE CASH BACK CREDIT CARD
All the benefits, none of the drawbacks
New Cash Back Credit Card Offer₴ We start things off with a $200 bonus when you spend $1,000 in the first 90 days on your Elevations Visa Signature Cash Rewards credit card.§
Introductory APRÆ 0% for 12 months on purchases
Rewards* Then, earn unlimited 1.5% cash back for every dollar you spend. And don’t forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation. Additional benefits In addition, each credit card allows members to get reimbursed for damage or theft on eligible cell phones. Annual Percentage Rate All with an APR** starting at 19.99%.
Credit qualifications and membership required. Credit card rate as low as 19.99% and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).
REWARDS
NEW CARDMEMBER OFFER
Annual Fee
Visa Signature Travel Rewards Credit Card
Benefits for you and your community
New Travel Credit Card Offer €We start things off by giving you 25,000 bonus points when you spend $1,000 on your Elevations Visa Signature Travel credit card. §
Introductory APR Æ0% for 12 months on purchases
Rewards* Then, earn 3 points on every dollar you spend on travel expenses, 1.5 points for every dollar you spend on all other expenses. Reward points are good toward flights, hotels, rental cars, travel packages and even cruises. And don't forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation. Additional benefits Enjoy peace of mind with travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.
Annual Percentage Rate All with an APR** starting at 19.99%.
Credit qualifications and membership required. Credit card rate as low as 19.99% and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).
Rewards
NEW CARDMEMBER OFFER
Annual Fee
More Visa options:
Credit qualifications and membership required. Credit card rate subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).
GET STARTED WITH ELEVATIONS
You become a member. We give back.
There are two steps to become a member of Elevations Credit Union:
You become a member. Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee. A membership fee is required for each account holder.
We pay it forward. We donate your one-time $5 membership fee to the Local Change Foundation(opens in a new window) to support life-changing scholarships for local students and community grants for early childhood development and mental health nonprofits.
Once you’re a member, you can apply for checking accounts, credit cards, loans and more.
Commonly asked questions
Yes, the Elevations Visa Rewards Credit Card has a new cardmember offer of a 0% introductory APR** for 12 months on purchases and balance transfersƀ. Use our simple online application process(opens in a new window) and you could be planning your next trip sooner than you think.
No, we don’t charge an annual fee on any of our credit cards.
There are no caps. Think of it this way, your everyday spending works toward your next trip. While each dollar you spend gets you 1.5 rewards points, every dollar spent on travel expenses gets you 3 points.
Elevations Visa Signature Credit Cards can be a great way to turn your normal spending into an additional perk that can bring extra value to your lifestyle. We recommend you consider what you want most… and then pick the right card to match your interests. Here are some of our card options:
Cash Back Credit Card: As an Elevations Visa Signature Cash Rewards cardholder, you can turn points earned into some extra cash into an easy way to pay a monthly bill or splurge on yourself for a nice dinner out.
Travel Rewards Credit Card: As an Elevations Visa Signature Travel Rewards cardholder, you can use travel points to budget and save for that anniversary trip or next holiday getaway with family.
That’s another thing we make simple. Log in to online or mobile banking to view and redeem your rewards or contact us. If you’re an Elevations Visa Signature Cash Rewards cardholder, you can redeem your cash back into your Elevations account so you can use it to cover everyday expenses easily or spend it on that special item you’ve been dreaming about. If you’re an Elevations Visa Signature Travel Rewards cardholder, you can redeem your points for everyday or bucket-list travel items like flights, hotels, car rentals or even cruises. There are special packages you can browse as well to inspire your wanderlust and get a great deal at the same time .
Elevations Visa Signature Rewards cardholders get exclusive access to special travel, experience and shopping discounts. Cardholders also get access to Visa Concierge, a personal assistant service available anytime, anywhere that will help you book travel, get tickets and more.
No matter which credit card you choose, online banking and our mobile app make it easy to stay on top of your account by viewing transactions and paying your bill online. Monitor your account with real-time text or email alerts that you set and control. And if you ever need assistance with your card, give us a call 24/7 at (888) 346-4412(opens in a new window).
Yes. You can add any Elevations card to the mobile wallet of your choice so that you can pay with ease and security.
More ways we can help you
^ Annual Percentage Rate. Current range of Elevations Business Visa® Rewards credit card rates 18.24% APR to 24% APR. Current range of Elevations Business Visa ® credit card rates 16.24% APR to 24% APR.
**Visa® Rewards credit card $0.01 value per point at cash redemption. Elevations Rewards are subject to change and to program rules.
= Rate shown as low as 0% for qualified borrowers. Rate may change depending on credit qualifications and underwriting factors. Borrower must have approved credit and limitations may apply. The introductory Annual Percentage Rate (APR) will continue for 13 billing cycles. After the introductory period, your available APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers.
Elevations Foundation, DBA Local Change Foundation, is a 501(c)3 nonprofit.