Executive Team


Gerry Agnes — President & Chief Executive Officer

Gerry Agnes works with the Board of Directors in matters of strategy, governance and policy as well as developing and realizing the credit union’s vision and strategies with the senior leadership team. He has a personal commitment to the financial strength of Elevations Credit Union and a “no compromises” approach to the safety and security of member deposits, transactions and personal information. To maintain this quest for excellence, he directs the continuous improvement of member service and access, seeks process and execution excellence, leads engaged and empowered employees, and creates a learning environment for all stakeholders, members, employees, volunteers and the community. A CPA with 25 years of professional experience in the financial services industry, Gerry came to Elevations Credit Union from Altura Credit Union in Riverside, CA. There he served in a series of positions, including President/Chief Operating Officer; President of their subsidiary holding company that managed their insurance, mortgage, escrow and auto broker companies; and Chief Financial Officer. Prior to Altura, he was the President/CEO of The Community Foundation serving Riverside & San Bernardino Counties; Chief Financial Officer of California Financial Bancorp; and Executive Vice President of HF Bancorp, Inc. and its subsidiary, Hemet Federal Savings and Loan Association. Gerry began his career as a CPA with Touche Ross & Co., a “big eight” accounting firm. He now volunteers service in several industry and community organizations, including Boulder Economic Council as Past Chair; Boulder Chamber of Commerce Board of Directors Chair-elect; Boulder County Business Hall of Fame Board of Directors; and Filene Research Institute Advisory Council.

Michael Calcote — Chief Financial Officer

Michael Calcote is responsible for leading Elevations’ financial affairs in a manner designed to protect and ensure the organization’s long-term profitability and financial success. Michael also oversees Risk Management, Information, Technology, Operations, and Facilities. Prior to joining Elevations in 2010, Michael worked for 19 years for Guaranty Bank, a $19 billion publicly held financial institution headquartered in Austin, Texas. He progressed through a variety of roles at Guaranty, including approximately five years as Treasurer and five years as Chief Financial Officer. Michael began his career performing as a regulatory examiner and capital markets specialist for five years for the Office of Thrift Supervision. He has a Bachelor’s degree in Business Administration in Finance and Accounting from Stephen F. Austin State University in Nacogdoches, TX. He has also earned the designation of Chartered Financial Analyst.

Jay Champion — Chief Operating Officer

Jay Champion is responsible for directing all aspects of the credit union’s lending programs, retail delivery channels (including branches, call center, and remote delivery), and the credit union’s Enterprise Performance Excellence department. Jay’s lending responsibilities include consumer lending (indirect and direct), residential real estate, and commercial/business lending departments, ensuring compliance with credit union policies and state and federal regulations. Prior to joining Elevations, Jay worked for Texans Credit Union in Richardson, TX for six years as their EVP and Chief Lending Officer. His prior experience includes service at three banks in the North Texas area. Jay has a Bachelor’s degree in Economics from East Texas State University. He also has a Master of Business Administration degree from Texas A&M University-Commerce and is a graduate of the Southwestern Graduate School of Banking at Southern Methodist University. 

Mary Ann Kammerer — Chief of Advisory Services

Mary Ann Kammerer is responsible for Product Development and Elevations’ Wealth Management and Insurance Services. She oversees the development and implementation of new product/service concepts, enhancements of existing products, and management of the full product life cycle from inception to retirement. Prior to this role, Mary Ann was the VP of Retail Services and then Chief Sales and Service Officer for the credit union. Before joining Elevations Credit Union in 2004, she had over 18 years of financial services experience with Charles Schwab and Co., Inc. At Schwab, she held many key management and executive positions. Mary Ann is a graduate of Indiana University of Pennsylvania with a Bachelor of Science degree in Finance. She currently holds the NASD Series 7,8 and 24 licenses, is a member of PDMA-Product Development and Management Association, and a graduate of the Product Management course from the University of California Berkeley Center for Executive Education.

Annette Matthies — Chief Human Resources Officer

Annette MatthiesAnnette Matthies provides leadership and direction for HR strategy at Elevations. She attracts and develops world class talent by building Elevations’ reputation as a preferred employer with a distinctive culture and provides a learning environment where employees can grow their careers. A 25-year HR veteran, Annette’s experience spans a wide range of industries: high-tech, manufacturing, financial services, engineering, retail, and software development sectors. She has worked with senior management in small, growth-oriented startups as well as Fortune 500 companies to help them maximize business performance through effectively developing and deploying people. In her current position, which she has held since 2003, she has evolved Elevations’ HR functions to create and implement best practices focused on employee development, engagement, retention and building a high performance culture. She has a Bachelor of Arts with a double major in International Affairs and German from the University of Colorado Boulder. In 2004, Annette earned the designation of SPHR. She serves as a Board Member on the Colorado SHRM state council and was the conference chair for the bi-annual state conference for 2013. She previously held a board position on the Broomfield Chamber of Commerce and was their Secretary in 2011. In 2010, Annette was selected as the first-ever winner of the Trailblazer Awards as HR Executive of the Year as presented by Credit Union Times. Annette is a Colorado native and has a long history of working and living in Denver/Boulder communities.


Kim Felton — SVP of Retail Banking

Kim Felton is responsible for leading and directing the credit union’s branch network and business development teams across multiple markets to provide Elevations’ products, programs and services. She focuses on member service excellence and delivering value to the membership and community. Before joining Elevations Credit Union in 2012, Kim worked for over 20 years leading and directing retail banking teams with First National Bank and KeyBank. Kim received a Bachelor’s degree in Business Administration and Management from Western Governors University. She is also a graduate of the Graduate School of Banking at the University of Colorado. Kim is a Certified Net Promoter Associate. She also serves on the board of directors for Foothills United Way and the YWCA of Boulder County.  

Eva Gaudio — SVP of Governmental and Student Affairs

Eva Gaudio serves as SVP of Governmental and Student Affairs at Elevations and was President and CEO of St. Vrain Valley Credit Union for 18 years. Eva currently serves as President of the Board of Directors for the Education Foundation for the St. Vrain Valley, and as a Board Member for the I Have a Dream Foundation and the Elevations Foundation. In addition, she serves on the St. Vrain Schools/Business Partnership Team and the Longmont Area Chamber of Commerce’s Education Committee. Past involvement includes serving as: Chair of the Education Credit Union Council and of Colorado Credit Union’s Governmental Affairs Committee; Secretary for the Credit Union Association of Colorado; a member of the Board of Directors for the Rocky Mountain Council of the Credit Union Executives Society (CUES); and Colorado trustee for the Credit Union National Association’s Political Action Committee. In 2006, Eva received the Credit Union Professional Hall of Fame Achievement Award for her dedication and service to the credit union movement in Colorado. Eva received a Bachelor of Science in Business Administration from Regis University and is a graduate of Western CUNA Management and CUNA Financial Management schools.

Damian Jakubczyk — SVP of Technology

Damian Jakubczyk oversees all IT related functions including core system operations, IT infrastructure and service management, information security, and business application support. Damian maintains a leadership role in evaluating and implementing new technologies that directly support credit union strategic plans. Prior to joining Elevations, Damian held several positions focusing on software development, business intelligence, technology consulting, and project management. His experience includes leadership and technical roles with Managed Business Solutions, Hewlett Packard, and Colorado State University. Damian holds a Master‘s degree in Information Technology/ Business Intelligence from the University of Denver as well as a Bachelor’s degree in Business Administration/ Computer Information Systems from Colorado State University. He currently serves a term on the Filene Research Institute i3 program that fosters the development of new ideas and innovations for credit unions.  

Gary Kindle — SVP of Operations

Gary Kindle is responsible for leading the Operations Department in managing Payments, Imaging, Cards, ATM, Mortgage Servicing, Account Services, Record Retention and Business Services Deposit Fulfilment. Prior to joining Elevations Credit Union in 2011, Gary worked for First National of Nebraska for 17 years in various roles, such as VP of Finance and Planning, HR Administrative Manager, Director of Cash Management, Budget Manager, Affiliated Banks Representative and Internal Auditor in the South Dakota and Colorado Banks. He is a graduate of Northern State University and a graduate of BAI Graduate School of Bank Financial Management at Vanderbilt University. Gary also served 20 years in Ammunition and Administration occupational specialties in the US Army before retiring as a Platoon Sergeant and Ammunition Instructor.

Ray Lindley — SVP of Lending

Ray Lindley has over 20 years of banking experience. He started his career at Washington Mutual on the retail side and worked his way up to a Regional Manager role, where he played a key role in starting up the Nevada market. With the merger of WAMU and Chase, Ray became the Market President for Oregon and Southwest Washington. At Elevations, he is responsible for leading and directing Consumer, Retail, Mortgage and Business Lending. His focus is on strategy development, monitoring market economic trends, lending trends analysis, lending goal development and achievement, and budget establishment. A graduate of Northwest Nazarene University, Ray has a BA in Accounting and an MBA in Economics. Colorado is new to Ray and he plans to enjoy all it has to offer.

Pete Reicks — SVP of Enterprise Performance

Pete ReicksPete Reicks is responsible for leading the Enterprise Performance Excellence department in the delivery of portfolio and project management, business analysis, business process management, performance measurement, and knowledge management. Pete also directs the application of the Baldrige Criteria for Performance Excellence to Elevations’ pursuit of creating an organization recognized as achieving sustained role-model performance. Prior to joining Elevations in 2008, he worked 12 years for the Federal Reserve Bank of Kansas City. As a member of their Leadership Development Program, he progressed through a variety of roles in human resources, financial services, information technology, and physical security. Pete has Bachelor degrees in Economics and Finance from Colorado State University – Pueblo, and a Master of Business Administration degree from Benedictine College. He is also certified as a Project Management Professional (PMP) from the Project Management Institute.

Steven Schmidle — SVP of Finance

Steven Schmidle is responsible for managing the finance, accounting, secondary market and business intelligence functions at the credit union, including investments, budgeting, forecasting, reporting, audits and examinations, tax reporting, in addition to asset/liability management and pricing. Prior to becoming VP of Finance in June 2007, Steve had served Elevations Credit Union as Controller and AVP of Accounting/Finance. His other credit union experience includes serving as the Chief Financial Officer for Park Side Federal Credit Union in Whitefish, MT. Steve also has worked as AVP and Assistant Controller at First National Bank of Colorado and Financial Analyst for First Tennessee Capital Markets. At Elevations, he leads the Pricing and ALCO Committees and is a member of the Member Business Loan committee and executive team. He also volunteers as Board Treasurer for Rocky Mountain Performance Excellence and on the finance committee for Loveland Classical School. Steve holds a Master’s degree in Accounting from the University of Colorado and a Bachelor’s degree in Finance from the University of Memphis.