Executive Team

Gerry Agnes — President & Chief Executive Officer

Gerry Agnes works with the Board of Directors in matters of strategy, governance and policy as well as developing and realizing the credit union's vision and strategies with the senior leadership team. He has a personal commitment to the financial strength of Elevations Credit Union and a "no compromises" approach to the safety and security of member deposits, transactions and personal information. To maintain this quest for excellence, he directs the continuous improvement of member service and access, seeks process and execution excellence, leads engaged and empowered employees, and creates a learning environment for all stakeholders, members, employees, volunteers and the community. A CPA with 28 years of professional experience in the financial services industry, Mr. Agnes came to Elevations Credit Union from Altura Credit Union in Riverside, CA.  There he served in a series of positions, including President/Chief Operating Officer; President of their subsidiary holding company that managed their insurance, mortgage, escrow and auto broker companies; and Chief Financial Officer. Prior to Altura, he was the President/CEO of The Community Foundation serving Riverside & San Bernardino Counties; Chief Financial Officer of California Financial Bancorp; and Executive Vice President of HF Bancorp, Inc. and its subsidiary, Hemet Federal Savings and Loan Association. He began his career as a CPA with Touche Ross & Co., a "big eight" accounting firm. Gerry currently volunteers service in several industry and community organizations, including Boulder Economic Council as Executive Committee Chair; Boulder Chamber of Commerce Board of Directors; Boulder County Business Hall of Fame Board of Directors; Elevations Foundation, Inc. Board of Directors; Filene Research Institute Advisory Council; and Board of Managers of the Credit Union Service Network (CUSN) Corporation, which provides cooperative shared branching services to credit unions and their members nationwide.


Michael Calcote — Chief Financial Officer

Michael Calcote is responsible for leading Elevations financial affairs in a manner designed to protect and ensure the organization’s long-term profitability and financial success. Michael also oversees Risk Management, Information Technology, Operations, and Facilities. Prior to joining Elevations in 2010, Michael worked for 19 years for Guaranty Bank, a $19 billion publicly held financial institution headquartered in Austin, Texas. He progressed through a variety of roles at Guaranty, including approximately five years as Treasurer and five years as Chief Financial Officer. Michael began his career performing as a regulatory examiner and capital markets specialist for five years for the Office of Thrift Supervision. Michael has a Bachelor's degree in Business Administration in Finance and Accounting from Stephen F. Austin State University in Nacogdoches, TX. He has also earned the designation of Chartered Financial Analyst.


Jay Champion — Chief Lending & Member Services Officer

Jay Champion is responsible for directing all aspects of the Credit Union's lending programs, retail delivery channels (including branches, call center, and remote delivery), and the credit union's Enterprise Performance Excellence department. Jay's lending responsibilities include consumer lending (indirect and direct), residential real estate, and commercial/business lending departments, ensuring compliance with credit union policies and state and federal regulations. Prior to joining Elevations, Mr. Champion worked for Texans Credit Union in Richardson, TX for six years as their EVP and Chief Lending Officer. His prior experience includes service at three banks in the North Texas area. Mr. Champion has a Bachelor's degree in Economics from East Texas State University. He also has a Master of Business Administration degree from Texas A&M University-Commerce and is a graduate of the Southwestern Graduate School of Banking at Southern Methodist University.


Todd Kern — Chief Marketing Officer

Todd Kern oversees all marketing communications, public relations, market research and business development for Elevations Credit Union. He is responsible for planning, developing, and implementing the marketing strategy. Todd is an 18-year marketing and brand management veteran spanning the entertainment, sports and finance industries. Todd is a proven corporate leader with a history of delivering impactful marketing campaigns. His creativity and ability to build brands has helped in reshaping and turning around several companies focusing on the attention span of the youth market. Todd began his career as a professional musician and entrepreneur, where he composed, produced and managed his own record company based in Nashville, TN. From there, he swiftly transitioned into sales and marketing where he began in sales management in the golf industry; was a general manager for PC Music; and became Director of Marketing for BMG Music Publishing. Todd began his financial services career with USA Federal Credit Union as their Vice President of Marketing. While serving at USA Fed, Todd and his marketing team received numerous awards, including Best New Brand, Best Staff Program, Best Direct Marketing Campaign, Best Campaign, Best New Collateral Branding, and Best Merchandising from various trade organizations such as the CUNA Marketing & Business Development Council. Also, Todd’s leadership focused on Next Generation members that substantially reduced the age of USA Fed’s membership, while also being very active on the speaking circuit at credit union industry conferences. Todd works tirelessly to integrate marketing, sales and operations in a way to reinvent how companies relate to their customers. Todd received his Bachelor of Arts degree in Humanities & Theater with a minor in Cinema-Television from the University of Southern California.


Mary Ann Kammerer — Chief Product Officer

Mary Ann Kammerer is responsible for Product Development and Management, Elevations’ Wealth Management and Insurance Services, Strategic Plan Communication Strategy and Credit Union Partnering Project Plans. She oversees the development and implementation of new product/service concepts, enhancements of existing products, and management of the full product life cycle from inception to retirement. Prior to this role, Ms. Kammerer was the VP of Retail Services and then Chief Sales and Service Officer for the credit union. Before joining Elevations Credit Union in 2004, Mary Ann had over 18 years financial services experience with Charles Schwab and Co., Inc. At Schwab, she held many key management and executive positions. Mary Ann is a graduate of Indiana University of Pennsylvania with a Bachelor of Science degree in Finance. She currently holds the NASD Series 7,8 and 24 licenses, and is a member of PDMA-Product Development and Management Association.


Annette Matthies — Chief Human Resources Officer

Annette Matthies provides leadership and direction for HR strategy at Elevations. She attracts and develops world-class talent by building Elevations’ reputation as a preferred employer with a distinctive culture and provides a learning environment where employees can grow their careers. A 25-year HR veteran, Ms. Matthies’ experience spans a wide range of industries:  high-tech, manufacturing, financial services, engineering, retail, and software development sectors. She has worked with senior management in small, growth-oriented startups as well as Fortune 500 companies to help them maximize business performance through effectively developing and deploying people. In her current position, which she has held since 2003, she has evolved Elevations’ HR functions to create and implement best practices focused on employee development, engagement, retention and building a high performance culture. She has a Bachelor of Arts with a double major in International Affairs and German from the University of Colorado Boulder. In 2004, Ms. Matthies earned the designation of SPHR. She serves as a Board Member on the Colorado SHRM state council and is the conference chair for the Bi-annual state conference for 2013. She previously held a board position on the Broomfield Chamber of Commerce and was their Secretary in 2011. In 2010, Ms. Matthies was selected as the first-ever winner of the Trailblazer Awards as HR Executive of the Year as presented by Credit Union Times. Ms. Matthies is a Colorado native and has a long history of working and living in Denver/Boulder communities.


Eva Gaudio — SVP of Governmental & Student Affairs

Eva Gaudio serves as SVP Governmental & Student Affairs at Elevations and was president and CEO of St. Vrain Valley Credit Union from July 1993 to September 2011. Prior to the October 2011 merger of St. Vrain and Elevations credit unions, under Gaudio’s leadership, St. Vrain received numerous awards for financial literacy and community involvement programs. Gaudio currently serves as President-elect on the board of directors for the Education Foundation for the St. Vrain Valley and as a board member for the I Have a Dream Foundation and the Elevations Foundation. In addition, she serves on the St. Vrain Schools/Business Partnership Team and on several Longmont Area Chamber of Commerce committees. Past involvement includes serving as: chair of the Education Credit Union Council and of the Governmental Affairs Committee for Colorado credit unions; secretary for the Credit Union Association of Colorado; a member of the board of directors for the Rocky Mountain Council of the Credit Union Executives Society (CUES); and Colorado trustee for the Credit Union National Association’s PAC. In 2006, Gaudio received the Credit Union Professional Hall of Fame Achievement Award for her dedication and service to the credit union movement in Colorado. Eva received a Bachelor of Science in Business Administration from Regis University and is a graduate of Western CUNA Management and CUNA Financial Management schools.


Damian Jakubczyk — SVP of Technology

Damian Jakubczyk oversees all IT related functions including core system operations, IT infrastructure and service management, information security, and business application support. Damian maintains a leadership role in evaluating and implementing new technologies that directly support credit union strategic plans. Prior to joining Elevations, Damian held several positions focusing on software development, business intelligence, technology consulting, and project management. His experience includes leadership and technical roles with Managed Business Solutions, Hewlett Packard, and Colorado State University. Damian holds a Master‘s degree in Information Technology/Business Intelligence from the University of Denver as well as a Bachelor’s degree in Business Administration/Computer Information Systems from Colorado State University. Damian currently serves a term on the Filene Research Institute i3 program which fosters the development of new ideas and innovations for credit unions.


Ray Lindley — SVP of Lending

Ray Lindley has almost 20 years of banking experience. He started his career at Washington Mutual on the retail side and worked his way up to a Regional Manager role, where he played a key role in starting up the Nevada market. With the merger of WAMU and Chase, Ray became the Market President for Oregon and Southwest Washington. At Elevations, Mr. Lindley is responsible for leading and directing Consumer, Retail, Mortgage and Business Lending. His focus is on strategy development, monitoring market economic trends, lending trends analysis, lending goal development and achievement, and budget establishment. A graduate of Northwest Nazarene University, Ray has a BA in accounting and an MBA in Economics. Colorado is new to Ray and he plans to enjoy all it has to offer.


Pete Reicks — SVP of Enterprise Performance

Pete ReicksPete Reicks is responsible for leading the Enterprise Performance Excellence department in the delivery of portfolio and project management, business analysis, business process management, performance measurement, and knowledge management. Pete also directs the application of the Baldrige Criteria for Performance Excellence to Elevations’ pursuit of creating an organization recognized as achieving sustained role-model performance. Prior to joining Elevations in 2008, he worked 12 years for the Federal Reserve Bank of Kansas City. As a member of their Leadership Development Program, he progressed through a variety of roles in human resources, financial services, information technology, and physical security. Pete has Bachelor degrees in Economics and Finance from Colorado State University – Pueblo, and a Master of Business Administration degree from Benedictine College. He is also certified as a Project Management Professional (PMP) from the Project Management Institute.


Steven Schmidle — SVP of Finance

Steve Schmidle is responsible for managing the accounting, finance, secondary market and business intelligence functions at the credit union, including budgeting, forecasting, investments, reporting, audits, examinations, tax reporting, plus asset/liability management and pricing. Prior to becoming VP of Finance in June 2007, he had worked for Elevations Credit Union from 2004 to 2006 as Controller and AVP of Accounting/Finance. His other credit union experience includes serving as the Chief Financial Officer and VP of Finance for the $85 million Park Side Federal Credit Union in Whitefish, MT from March 2006 to June 2007. Steve also has worked as AVP and Assistant Controller at First National Bank of Colorado from December 2000 to June 2004. He leads the Pricing and ALCO Committees and is a member of the Member Business Loan committee. He also serves as Board Treasurer for Rocky Mountain Performance Excellence. He has a Master's degree in Accounting from the University of Colorado and a Bachelor's degree in Finance from the University of Memphis.