Banking Fees
Personal Banking Fees
ATM Fees
Withdrawal Fee — Elevations Owned ATMs
Free
Withdrawal Fee — CO-OP Network ATMs
8 free per month
$1.50 each additional
Withdrawal Fee – All Other ATMs*
2 free per month
$1.50 each additional
Returned Deposit Item Fee
$31.00
*Charges from the owner of the ATM will apply.
Checking Fees
Free Checking
Free
Forever Buffs Banking
Free
Dividend Checking
$10.00 monthly if balance less than $10,000
eStyle Checking
$5.00 monthly if balance less than $500
Branch, Contact Center & Shared Branch Completed Transactions: 2 free per month from checking or savings, $2.00 each add'l
Paper Statements: $3.00 per month
eStatements: Free
Buff One Banking
Free
Paper Statements: $3.00 per month
eStatements: Free
Loan Fees
Consumer Loan Late Payment
$15.00
Overdraft Protection Line of Credit
$30.00 a year**
** Product no longer offered.
Money Market Account Fees
Money Market Account Withdrawals
3 free per month, $25.00 each add'l
Other Fees
Garnishment / Levy
$50.00
Inactive Account (After 12 Months No Activity)
$10.00 per month after notification
Foreign Item Sent For Collection
$15.00 each item
Returned Item Fees
Returned Deposit Items
$31.00
Returned Loan Payments
$25.00
Safe Deposit Box Fees
3" x 5" x 21"
$30.00 per year
5" x 5" x 21"
$38.00 per year
3" x 10" x 21"
$45.00 per year
5" x 10" x 21"
$65.00 per year
10" x 10" x 21"
$115.00 per year
Lost Key Charge
$25.00
Drilled Box Charge
$200.00
Stop Payment Fees
Checks
$31.00/$15.00 online***
Official Checks
$31.00
Electronic Funds Transfer/ACH
$31.00
Reoccurring Visa Payments
$31.00
Bill Pay Checks
$31.00
*** Can be facilitated in online banking.
Transaction Processing Fees
Returned Check NSF
$31.00
Electronic Funds Transfer (EFT) NSF
$31.00
Courtesy Pay
$31.00
Overdraft Transfer Fee
$3.00
Wire Transfer Fees
Incoming Wire
$10.00
Domestic Outgoing Wire
$20.00
Foreign Outgoing Wire
$45.00
Business Banking Fees
Transaction Processing Fees
Returned Check NSF
$31.00
Electronic Funds Transfer (EFT) NSF
$31.00
Courtesy Pay
$31.00
Overdraft Transfer Fee
$3.00
Returned Item Fees
Returned Deposit Items
$31.00
Returned Loan Payments
$25.00
Checking Fees
Business Checking
$10.00/month
Transaction fee (over 100) $.25/each
Excess Cash fee $0.10/per $100 over*
Premium Business Checking
$15.00/month**
Transaction Fee (over 250) $0.25/each
Excess Cash Fee $0.10/per $100 over ***
ACH Origination Service Fee $25.00/month
ACH Items (over 25) $0.08/each
Remote Deposit Capture Service Fee $35.00/month (Mobile Remote Deposit Capture is free for Business and Premium accounts)
Remote Deposit Capture Item Fee $0.20/each item
eStatements
Free
Paper Statements
$3.00/month
* Aggregated balance of $3,000 @ month end, or Aggregated balance of $6,000 w/ Deposit Bag @ month end. ** Monthly service fee waived if accumulative avg. share balance plus outstanding balance of loans is above $15,000. *** Aggregated balance of $6,000 @ month end, or Aggregated balance of $12,000 w/ Deposit Bag @ month end.
Checking Items Fee Definition
Deposit of Cash
Deposit of Cash = 1 Item (regardless of the number of bills or coin)
Withdrawal of Cash
Withdrawal of Cash = 1 Item (regardless of the number of bills or coin)
Deposit Check or Draft
Deposit of Check or Draft = 1 Item
Withdrawal Check or Draft
Withdrawal Check or Draft = 1 Item
Bulk Deposit of Checks
Bulk Deposit of Checks = 1 Item per each check in the deposit
Deposit Bag Service
Deposit Bag Monthly Service Fee
$30.00/month
Cash/Coin Order Fee (Coin requests over $250 or Currency requests over $2,500)
1% Order or $5.00 minimum
Money Market Account Fees
Money Market Account Withdrawals
3 free per month, $25.00 each add'l
Wire Transfer Fees
Incoming Wire
$10.00
Domestic Outgoing Wire
$20.00
Foreign Outgoing Wire
$45.00
Online Domestic Initiated Wire
$15.00
Safe Deposit Box Fee
3" x 5" x 21"
$30.00 per year
5" x 5" x 21"
$38.00 per year
3" x 10" x 21"
$45.00 per year
5" x 10" x 21"
$65.00 per year
10" x 10" x 21"
$115.00 per year
Lost Key Charge
$25.00
Drilled Box Charge
$200.00
ATM Fees
Withdrawal Fee - Elevations ATM
Free
Withdrawal Fee - CO-OP ATM
8 free per month
$1.50 each additional
Withdrawal Fee – All Other ATMs*
2 free per month.
$1.50 each additional
*Charges from the owner of the ATM will apply.
Stop Payment Fees
Checks - In Branch
$31.00
Checks - Online
$15.00
Official Checks
$31.00
Electronic Funds Transfer/ACH
$31.00
Reoccurring Visa Payments
$31.00
Bill Pay Checks
$31.00
Other Fees
Garnishment / Levy
$50.00
Inactive Account (After 12 Months No Activity)
$10.00 per month after notification
Foreign Item Sent For Collection
$15.00 each item
Hourly Documentation Research Fee
$30.00/hour
Business Fee Schedule
View PDF version of Elevations Credit Union's Business Fee Schedule
Effective September 1, 2017
Federally Insured by NCUA