Home Energy Loans

If you’re not sure where to begin, let us know and we can help you find a participating contractor and local program.

For home energy loans on a personal house or property, the minimum amount is $500. For business energy loans, the minimum is $1,000.

An energy assessment is not required, however we recommend getting an energy assessment because it may help you identify and prioritize energy-efficiency projects.

Some examples of approved home energy projects include:

• Rooftop solar panels

• Heating, ventilation and air conditioning (HVAC)

• Windows

• Insulation and air sealing

• ENERGY STAR® appliances

• Lighting

• Water heating

• Energy assessments and monitoring
  

There is a $25 processing fee for Elevations Energy Loans and UCC-1 County Filing Fees will apply.

You can make payments for your credit card, auto loan, personal loan, home equity line of credit, home equity loan or energy loan in online banking using your Elevations account or an account at another financial institution. For ways to make a mortgage payment, please review the commonly asked questions on our Mortgage page(Se abre en una nueva ventana).

• Make a payment with an Elevations account: After you log in to online banking(Se abre en una nueva ventana), select “Pay With Elevations Account” under the Loans tab — or select “Pay” underneath the loan from the Accounts section of your online banking homepage. Pick which Elevations account you’d like to make the payment from, and choose whether you want to set up a one-time or recurring payment.

• Make a payment from an external account at another financial institution: After you log in to online banking(Se abre en una nueva ventana), select “Pay With External Account” under the Loans tab. Follow the instructions to add and verify a new account. To verify the new external payment account, Elevations will make two micro-deposits into the account. It can take up to two business days for the deposits to show up in the account. Once they post, Elevations will remove the deposits. You will need to finish verifying the external account in online banking. After you’ve verified the external account, you can choose whether you’d like to set up a one-time or recurring payment.

You can make payments for your credit card, auto loan, personal loan, home equity line of credit, home equity loan or energy loan in our mobile app using your Elevations account or an account at another financial institution. For ways to make a mortgage payment, please review the commonly asked questions on our Mortgage page(Se abre en una nueva ventana).

• Make a payment with an Elevations account: After you log in to the mobile app, select “Transfers” in the bottom menu bar. Pick which Elevations account you’d like to make the payment from, and choose whether you want to set up a one-time or recurring payment.

• Make a payment from an external account at another financial institution: After you log in to the mobile app, select “More” in the bottom menu bar and then “Pay Loan from Outside Account” under Loans. Follow the instructions to add and verify a new account. To verify the new external payment account, Elevations will make two micro-deposits into the account. It can take up to two business days for the deposits to show up in the account. Once they post, Elevations will remove the deposits. You will need to finish verifying the external account in online banking.

Please visit the Elevations Loan Payment Center(Se abre en una nueva ventana) to make a loan or credit card payment with a debit card — this is for one-time payments only for your credit card, auto loan, personal loan, home equity line of credit, home equity loan or energy loan. Please allow two business days for your payment to be applied to your account after you submit it. 

To find out ways to make a mortgage payment, please review the commonly asked questions on our Mortgage page(Se abre en una nueva ventana).

You can make payments for your credit card, auto loan, personal loan, home equity line of credit, home equity loan or energy loan using your Elevations account or an external account at another financial institution. To find out ways to make a mortgage payment, please review the commonly asked questions on our Mortgage page(Se abre en una nueva ventana).

• By phone: Please call (800) 429-7626, Monday through Friday from 7 a.m.-6 p.m. and Saturday from 8 a.m.-1 p.m. MT.  You may pay with a debit card or by electronic transfer using your routing and account numbers. If you pay by electronic transfer, it will take three business days for your payment to be applied to your account.

• In branch: You can make a payment at any Elevations branch(Se abre en una nueva ventana).

• By mail: Please mail your check with your name and the full account number on your statement to: 

Elevations Credit Union
Attn: Operations Dept
PO Box 9004
Boulder, CO 80301

Loan payments, including those sent by mail, must be received by the payment due date to avoid late fees. Processing your payment is faster online, by phone or at a branch.