About Kelley

Kelley has lived in Fort Collins since 1971, where she has enjoyed growing up in this wonderful community and watching it grow. She believes Northern Colorado is one of the best places to raise a family and the perfect place to invest your hard earned dollars in real estate. Kelley has been in the financial industry for 38 years, with the last 20 specifically in mortgage lending. Her goal has always been to build life-long trust and respect with her clients, and she truly enjoys helping families with their home financing needs. Kelley and her husband, Steve, have two sons that were born, raised and attended college here. She enjoys spending as much time as possible with her sons and their families, including her two grandchildren.

"Kelley is the best mortgage lender in Northern Colorado and in the State of Colorado. We followed her to Elevations when rates dropped and we refinanced." -Margaret Zamzow

Find out what your home is worth.

Suburban homes on a neighborhood street

Why Elevations Mortgage Lending?

Top three reasons Colorado Borrowers choose Elevations Credit Union.

  1. Easy and Seamless Process

  2. Wide Range of Options and Products to choose from

  3. Competitive Rates and Fees that allow us to give back to both you and the community

Why Elevations Mortgage Lending?

Top three reasons Colorado Realtors refer Elevations Credit Union:

  1. Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process

  2. Excellent, Local Customer Service

  3. Strong Reputation amongst the Real Estate Community

A realtor reviewing a home offer with a couple
A listing agent meets with prospective home buyers

Why Elevations Mortgage Lending?

Top three reasons Colorado Listing Agents accept our offers:

  1. Personal Relationships within the Real Estate Community

  2. Quick turn times that allow us to compete with cash competitive offers

  3. We provide local appraisers who are familiar with the area

Let's talk mortgage loans:

Ready to get started? Applying online is simple.

Young couple carries moving boxes into their new home


Estimate your monthly mortgage payments.

Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

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Mortgage Seminars

Join us to learn more about homebuying.

We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.