About Peggy

Peggy Kramer has been in the banking and mortgage industry since 2005. During this time customer service has always been her priority. She is always an advocate for her clients and takes great pride in finding mortgage solutions for each of her customers, especially those with complex lending needs. Peggy grew up in Fort Collins and enjoys family time, bicycling, scuba diving and traveling with her husband, Chuck. She is also a member of the Loveland-Berthoud Association of REALTORS® and actively supports community charities; one of her favorites is Food Bank for Larimer County. Peggy is excited to work with Elevations, a local Credit Union with such a passion for giving back to the community.

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"Peggy Kramer was recommended to me by multiple friends. After working with Peggy, I completely understand why my friend's recommended her. Peggy is phenomenal at what she does!" -Sharolyn Howard

Find out what your home is worth.

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Why Elevations Mortgage Lending?

Top three reasons Colorado Borrowers choose Elevations Credit Union.

  1. Easy and Seamless Process

  2. Wide Range of Options and Products to choose from

  3. Competitive Rates and Fees that allow us to give back to both you and the community

Why Elevations Mortgage Lending?

Top three reasons Colorado Realtors refer Elevations Credit Union:

  1. Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process

  2. Excellent, Local Customer Service

  3. Strong Reputation amongst the Real Estate Community

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A listing agent meets with prospective home buyers

Why Elevations Mortgage Lending?

Top three reasons Colorado Listing Agents accept our offers:

  1. Personal Relationships within the Real Estate Community

  2. Quick turn times that allow us to compete with cash competitive offers

  3. We provide local appraisers who are familiar with the area

Let's talk mortgage loans:

Ready to get started? Applying online is simple.

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Estimate your monthly mortgage payments.

Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

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Mortgage Seminars

Join us to learn more about homebuying.

We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.