Trusted by the real estate community.

As Colorado’s No. 1 credit union mortgage lender, we know Colorado mortgages. And we care about building strong relationships with Realtors® in our community to help our members buy a house or build one, refinance a mortgage or invest in real estate. With exceptional reliability, speed, communication and deep knowledge of Colorado markets, we are the trusted local resource for Realtors®.

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Elevations mortgage benefits for Realtors®:

  • Holistic review of your buyer’s credit and loan qualifying status

  • Weekly updates on your buyer’s mortgage sent to Realtors® and builders involved in the transaction

  • In-house team of nearly 80 mortgage specialists, including local underwriters, processors and closers for a faster process

  • Ability to close purchases in as little as 15 days

  • Low lender fees and exceptional savings for your buyer from our member-owned, not-for-profit credit union

  • No funding conditions for your buyer

  • Wires sent the day before so you’re never waiting at the closing table

Suburban homes on a neighborhood street

Mortgage tools designed for your homebuyers.


Tailored to buyers.

Our local, experienced mortgage lenders can help your buyer calculate how much they can afford, determine the best down payment option and select a home loan.


A full range of mortgage loans.

Including fixed-rate mortgage loans (terms of 10, 15, 20 or 30 years), adjustable-rate mortgage loans (terms of 3, 5, 7 or 10 years), jumbo mortgage loans, warrantable and non-warrantable investment condos, FHA loans, VA loans and more.

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Strengthen your buyer’s offer.

Let our underwriters empower your buyer to make a strong offer in the competitive Colorado market. Our unique Credit, Income, Asset (CIA) mortgage loan approval allows your buyer to present a solid approval that's based on our underwriter's verification of their credit, income and assets.

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For all types of buyers.

With a number of down payment options, your buyer’s homeownership dreams might be more achievable than they think. There are alternatives to a 20% down payment — in fact, down payments can start at just 3%. We'll help your buyer explore the possibilities.

Payment example: $300,000 loan amount at 5.00% APR for 30 years would be $1,611 per month. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation.

Honored to be recognized.

Realtor® Industry Awards

Named 2019 Affiliate of the Year by the Boulder Area Realtor® Association and Loveland-Berthoud Association of Realtors®, and 2019 Associate-Member of the Year by the Northern Colorado Home Builders Association.

Top Mortgage Lenders

Mortgage Excellence

Ranked as the No. 1 credit union mortgage lender in Colorado, the No. 1 mortgage lender in Boulder County, and a top three mortgage lender in Broomfield and Larimer counties. Eight Mortgage Loan Officers ranked nationally in Scotsman Guide’s 2023 Top Originators.

2022 Times-Call Readers' Choice Awards

Readers’ Choice Awards

Proud to earn local awards along Colorado’s Front Range for Best Mortgage Lender year after year from publications including the Daily Camera, Colorado Daily, Loveland Reporter-Herald and Longmont Times-Call.

Find out more about our home lending services.

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Strengthen your client's offer in a competitive market.

Let our underwriters arm you and your client with the ability to make a strong offer in the competitive Colorado market. Our unique Fast Track Approval mortgage loan approval allows your client to present a solid approval that's based on our underwriter's verification of your client's credit, income and assets when negotiating a purchase contract.

Overhead photo of the Elevations Credit Union office in Superior Colorado


Equipping buyers and sellers for real estate success.

With seminars along the Front Range for homebuyers and sellers, we are committed to empowering our community with helpful information.