Borrow from a neighbor you can trust.

Our Colorado home lending team is ready to help you buy a house or build one, refinance your mortgage, use your home equity to achieve your financial goals and more.


Mortgage loan options to get you home.

As the #1 credit union mortgage lender in Colorado, we know the ins and outs of buying a home around here. And we've designed our mortgage services to empower you, the homebuyer. We offer down payment options as low as 3%, a unique pre-approval program so you can make your strongest offer and a variety of loan options for everyone from first-time homebuyers to those who want to refinance or invest in real estate.

A couple stands in front of their new home.
A couple sits on their front porch looking at a book.


Let’s make your mortgage loan work for you.

By refinancing your mortgage, you may be able to lower your monthly payments, get a better interest rate or a reduced term for your loan, or even eliminate the cost of Private Mortgage Insurance (PMI). You can also refinance to access the equity in your home to renovate, consolidate debt or pay for college.


Construction loans built for you.

Our construction loans are designed to make financing your home construction convenient and affordable. Whether you already own land and are building your primary residence or you’re remodeling your current home, our local lenders are here to help you every step of the way.

A couple stands in front of their new home with a builder.
Horizontal image of Man and woman making coffee in a renovated kitchen

Home Equity Loans and Lines of Credit

Use your home's value to achieve your goals.

When you want to repair or remodel your home, fund a college education, or refinance high-interest debt, consider using your home equity (translation: the market value of your home minus what you still owe). Choose either an Elevations Home Equity Loan (sometimes called a "second mortgage") if you have a single, large expense and desire predictable payments, or an Elevations Home Equity Line of Credit (HELOC) for flexible payments on varying expenses over time.

Learn more

Mortgage Seminars

Join us to learn more about homebuying.

Elevations' free monthly seminars along the Front Range cover a range of topics including buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.

Mother teaching daughter to ride a bike in front of their home

It matters where you bank.

Invested in one another.

Empowering members with financial solutions and education is at the core of our credit union. That means we’ll always strive to act in your best interest.

For the community.

We offer the services you’d expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses.

Award-winning service.

We’re proud to earn local awards along Colorado’s Front Range for Best Bank, Best Mortgage Lender and Best Customer Service year after year.

Young couple eating sushi on the floor of their new home with moving boxes in the background

Mortgage Resources

Information for homeowners.

Escrow accounts, property taxes and homeowners insurance — we've got the resources and guidance you need to feel confident that you’re covered.

Elevations Mortgage team in the main office

Meet our Team

Your success is our specialty.

At Elevations, our award-winning team of local, experienced mortgage lenders is here to answer your questions and give you confidence in your decisions.