Home Energy Loans
Save some green by going green.
APR* from 6.99%
You want to save money and care for this beautiful place we call home. We want to help make it happen. An Elevations Home Energy Loan can finance renewable solar energy, new windows, E.V. home charging stations and beyond. We provide energy loans to homeowners across the state of Colorado through longstanding partnerships with local and statewide initiatives.
Elevations Credit Union membership eligibility and requirements must be met upon credit approval. Learn more about membership.
Benefits of Elevations Energy Loans:
Receive customized solutions based on Elevations’ extensive energy project experience in Boulder, Fort Collins and across Colorado
Access our partnerships with local energy initiatives that may allow you to qualify for additional rebates
Get a fixed rate and avoid putting expenses on a high-interest credit card
Choose from a range of term options
Projects we’ve funded.
From renewable energy projects like solar panels to energy-efficiency upgrades like HVACs, windows, air sealing, insulation and E.V. home charging stations, we’ve funded more eco-friendly improvements than we can count. Not sure if your project qualifies? Let’s figure it out.
Energy Loan Rates
| Terms | APR starting at* | APR up to * |
|---|---|---|
| 36 Month | 6.990% | 9.615% |
| 60 Month | 6.990% | 9.615% |
| 84 Month | 7.490% | 10.115% |
| 120 Month | 7.740% | 10.365% |
| 180 Month | 8.240% | 10.865% |
| 240 Month - Solar PV only | 8.740% | 11.365% |
*APR = Annual Percentage Rate. APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Borrower must have approved credit and limitations may apply.
Payment example: $15,000 loan for 120 months, 8.115% APR, min credit score of 680, payment of $182.90 a month. The rate may vary depending on each individual's credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
Provided in partnership with:
Colorado Residential Energy Upgrade (RENU) Loans
We proudly offer the statewide RENU loan program(opens in a new window).
Commonly asked questions
If you’re not sure where to begin, let us know and we can help you find a participating contractor and local program.
For home energy loans on a personal house or property, the minimum amount is $500. For business energy loans, the minimum is $1,000.
Some examples of approved home energy projects include:
Rooftop solar panels
Heating, ventilation and air conditioning (HVAC)
Windows
Insulation and air sealing
E.V. home charging station
Lighting
Water heating
Solar battery storage
Fees include a $25 processing fee, UCC-1 Filing fee and a $100 fee payable to CCEF RENU Program.
More ways we can help you
* APR = Annual Percentage Rate