Certificates

Certificates are the perfect choice for no-risk savings. They're federally insured up to $250,000 by NCUA. And, because you make a commitment to keep your deposit in a Certificate for a specified term,* they earn higher dividends than savings or money market accounts.

To open a Certificate, please click on a one of the green Open Account buttons below, or call us: 303.443.4672, 800.449.7626, open a certificate by mail, or stop by a branch.

Compare Certificate Accounts

 
Account Type Interest Minimum Balance Statements Opening Deposit Key Features

Standard Certificates

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Open Account

Varies for type of Certificate $500 Paperless $500
  • 3 to 60 Month Terms

Jumbo Certificates

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Open Account

Varies for type of Certificate $100,000 Paperless $100,000
  • 6 to 60 Month Terms

IRA/ESA Certificates

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Varies for type of Certificate Varies for type of Certificate Paperless Varies for type of Certificate
  • 3 to 60 Month Terms
 

Rags to Riches Children's Certificates

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Varies for type of Certificate  $100 Paperless  $100
  • 12 to 24 Month Terms

For a strategy on investing with certificates, check out this article on Laddering Certificates.


* Penalties for early withdrawal apply.