Certificate Rates

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Certificate Rates - With as little as $500

ProductDividend RateAPY *
3 mo. Certificate0.15%0.15%
6 mo. Certificate0.25%0.25%
12 mo. Certificate0.40%0.40%
18 mo. Certificate0.50%0.50%
24 mo. Certificate0.60%0.60%
36 mo. Certificate0.90%0.90%
48 mo. Certificate1.09%1.10%
60 mo. Certificate1.39%1.40%
 
  • Minimum Opening Balance: $500
  • Minimum Required Balance: $500
  • Dividend: Compounded Monthly; Credited Monthly
  • Additional Deposit: Not permitted
  • Dividend Withdrawal: Allowed
  • Early withdrawal penalties apply

    * APY = Annual Percentage Yield

Jumbo Certificate Rates - Over $100,000

ProductDividend RateAPY *
6 mo. Certificate0.25%0.25%
12 mo. Certificate0.40%0.40%
24 mo. Certificate0.60%0.60%
60 mo. Certificate1.39%1.40%
 
  • Minimum Opening Balance: $100,000
  • Minimum Required Balance: $100,000
  • Dividend: Compounded Monthly; Credited Monthly
  • Additional Deposit: Not permitted
  • Dividend Withdrawal: Allowed
  • Early Withdrawal Penalties Apply

    *APY = Annual Percentage Yield

Rags Certificate Rates - Ages 12 and under

ProductDividend RateAPY *
12 mo. Certificate0.40%0.40%
24 mo. Certificate0.60%0.60%
 
  • Minimum Opening Balance: $100
  • Minimum Required Balance: $100
  • Dividend: Compounded Monthly; Credited Monthly
  • Additional Deposit: Permitted - $10 Minimum Per Add-on Deposit
  • Dividend Withdrawal: Allowed
  • Early Withdrawal Penalties Apply
  • Rates shown are subject to change.

    *APY = Annual Percentage Yield