Educational Savings Accounts

  • No Setup Fee

  • No Annual Fee

  • No Miscellaneous Fees

  • Federally Insured up to $250,000

Help finance a child's education by establishing an Education Savings Account (ESA). Anyone who meets the ESA income requirements can open and contribute to a child's ESA. This includes grandparents, aunts and uncles, family friends, and anyone else who wants to pitch in. Earnings on ESAs are tax-deferred and distributions are tax-free if the money is used to pay qualified education expenses.


  • ESA Savings Accounts have a high earning rate that is variable.
  • ESA Certificates have a higher earning rate that is fixed for a term.
  • A minimum opening amount of $100 on ESA Savings and ESA Certificates makes it easy to start saving.
  • Earn higher rates on other ESA Certificates that have minimum opening amounts of $5,000 or $250,000.

Open an Educational Savings Account

Contact us: 303.443.4672, 800.429.7626 | Apply by Mail | Visit a branch

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