Buff One Banking College Checking Account

Buff One Banking is Where the Black & Gold Keep Their Green

College is an exciting time. It's also a busy time. Which is why we make it easy for CU Boulder students to have a best-in-class checking account. So forget those monthly service fees and minimum required balances, and focus on what matters–college!

Buff One Banking gives you the accounts, tools and service you want from a financial institution. Whether you're a new student or have already been enjoying your time at CU Boulder, you can open a Buff One Banking account.

Apply online, at one of our branches or by phone - it takes less than 10 minutes!

Open Buff One Account



  • No monthly service fee, no matter what -- that means no minimum monthly balance, average daily balance or required monthly deposits to worry about
  • No minimum opening balance required for the checking account
  • Elevations Digital Banking -- including a mobile app with all the latest features like mobile deposit, touch ID login, free bill pay and Money Management budgeting tool
  • Free and secure transfer options, including easy ways for parents who aren't Elevations members to transfer funds into the account
  • Access to the CO-OP nationwide network of more than 30,000 fee-free ATMs and over 5,000 shared branches
  • Access to 10 fee-free ATMs on campus, plus the only financial institution with a full-service branch on campus
  • Buff One Visa® debit card (featuring a buffalo, of course!) with chip technology for enhanced security
  • Ability to link your Buff OneCard Student ID to your account for convenient ATM access on campus
  • Fraud monitoring and Zero Liability Protection to ensure your account is safe


​​Digital Banking Features

Make life a little easier with digital tools that let you bank from just about anywhere.

  • Free mobile apps - our easy-to-use mobile apps for Apple and Android devices allow you to bank on-the-go
  • POPmoney - easily send or receive money from friends and family without a fee
  • Transfers - send and receive money for free, even from another financial institution
  • Online bill pay - never miss a payment with our easy and secure online bill pay tool
  • Direct deposit - have paychecks automatically deposited into your account on payday
  • Mobile deposit - deposit checks into your account with the click of a button
  • Paperless statements - access your statements online or on your mobile device
  • Account alerts - get a heads up on your account activity with email or text alerts to help avoid overdrafts or low balances
  • Text banking - simply send a text to easily check your account balance, transaction history and more

Learn More


What You Need to Open Your Checking Account

  • Current drivers license, state ID card or passport
  • Social Security number
  • Be enrolled as a student at the University of Colorado
  • $25 deposit to open and maintain your membership savings account at Elevations

Open Buff One Account


More resources to help you succeed  

Student Buff One Visa Debit Card

The Buff One Debit Card gives you worldwide access to your checking account. It’s accepted for purchases and also acts as your ATM card.

Buff One Visa

Why We are Best for Students

We're Not-For-Profit

Banks are in business to make a profit. They know that most students are new to managing their finances. Some banks see an opportunity to profit by charging high fees when students make banking mistakes, apply for credit cards for the first time, or need to use services frequently.

Elevations Credit Union is a member-owned, not-for-profit cooperative. If our members are successful, then we will be successful. We don't charge as many fees as our competitors, and we make every effort to help you avoid banking mistakes.

We're Committed to CU Students' Financial Success

Elevations Credit Union is your source of unbiased consumer and financial information. We provide one-on-one financial counseling, seminars, and educational programs for college students. We also offer student mobile & online banking accounts. Elevations Credit Union is more than a bank, we assist students in making informed financial and life decisions.


Parent FAQ's:

How do I transfer money to my child's account?

What is Buff One Banking?

How can students access this account?

Why is this better than opening an account at another bank?

* New Buff One checking account required for eligibility. Must be a new Elevations member and a University of Colorado student. Debit card and eStatements required at time of account opening to receive $100 offer. Limit one $100 offer per unique Social Security Number per 12-month period. Age 13 or older. If the account does not remain open through May 1, 2019, the $100 will be charged against the account balance at time of closing. The $100 will be described as a dividend adjustment on your account. You will receive a 1099-INT form stating dividend income for tax reporting purposes. Offer valid May 1 through August 31, 2018.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency