Buff One Banking is Where the Black & Gold Keep Their Green


What you will need to open your account

  • Current drivers license, state ID card or passport.
  • Initial funding of account: check, debit card number or information from another financial institution (routing & account number).
  • Social security number.

More resources to help you succeed

How do I transfer money to my child's account?

There are a variety of options for parents to transfer money into their student's account. Some of our parents prefer to be a joint account holder on their child's account. Here are some of the ways you can transfer funds if you're a joint on your child's account:

  • Transfer funds online from a non-Elevations financial institution (check with your financial institution to see if this is an option and what the associated costs might be).
  • Make a transfer from your Elevations account to your child's account (online, in-person, by mail).
  • Set up cross-account deposit access (note, you won't be able to view your child's account information) or 360 account access (allowing you to deposit AND view your child's account information). These options have to be set up ahead of time by calling one of our Member Service Representatives at 303.443.4672.
  • Wire money to your student’s account.
  • Set up direct deposit transfers to your student's account from your paycheck (if direct deposit is available from your employer).
  • Make a deposit at over 5,000 CO-OP Shared Branches nationwide.
  • Make a deposit at over 30,000 CO-OP ATMs nationwide.

If you're not a joint owner, you can transfer funds via:

  • Mail in a check (made payable to your child's full name as it is listed on the account);
    Send to:
    Elevations Credit Union
    P.O. Box 9004
    Boulder, CO 80301
  • Call 303.443.4672 and do a cash advance deposit by phone (fees may apply).
  • Add your child as a "Payee" in your financial institution's Bill Pay.
  • If you're financial institution offers POP Money (a.k.a. "Pay Other People"), Elevations Credit Union account holders can receive POP Money transfers.
  • Make a deposit at a CO-OP Shared Branch (cash deposits only).
  • Set up cross-account deposit access.
    Note: This will allow you to deposit into your child's account but not view the account information. This has to be set up ahead of time. Please call one of our Member Service Representatives to get this set up at 303.443.4672.

* New Buff One Checking account required for eligibility. Must be a University of Colorado student. Debit card and eStatements required at time of account opening to receive the $100 offer. Limit one $100 offer per unique Social Security Number per 12-month period. Age 13 or older. If the account does not remain open through May 1st, 2016, the $100 will be charged against the account balance at time of closing. The $100 will be described as a dividend adjustment on your account. You will receive a 1099-INT form stating dividend income for tax reporting purposes. Cannot use $100 bonus to fund $25 membership savings account requirements.

Buff One Checking for CU Boulder Students

Elevations Credit Union has the only checking account that transforms your Buff OneCard Student ID into an ATM card. This partnership with CU Boulder, as well as a branch and ATMs on campus, gives you easy access to your money and helps you avoid fees.


Common Checking Account Requests

For terms and conditions, please view the Checking Account Terms and Conditions Disclosure (PDF).
For associated fees such as non-sufficient funds fee, card replacement fee, etc., please view our Fee Schedule.

Student Buff One Visa Debit Card

BuffOne2015 Debit Card

The Buff One Debit Card gives you worldwide access to your checking account without writing a check. It’s accepted for purchases and also acts as your ATM card. Use it at stores instead of writing a check. Use it at ATMs to make deposits, get cash and more.


Why We are Best for Students

We're Not-For-Profit

Banks are in business to make a profit. They know that most students are new to managing their finances. Some banks see an opportunity to profit by charging high fees when students make banking mistakes, apply for credit cards for the first time, or need to use services frequently.

Elevations Credit Union is a member-owned, not-for-profit cooperative. If our members are successful, then we will be successful. We don't charge as many fees as our competitors, and we make every effort to help you avoid banking mistakes.

We're More Convenient for Students

Elevations Credit Union
Other Banks
Elevations Credit Union Available
Other Banks Not Available
Options UMC Branch on campus
Elevations Credit Union Available
Other Banks Not Available
Options 9 Free ATMs on Campus
Elevations Credit Union: Available
Other Banks 2 bank ATMs on campus surcharge non-customers. The rest are operated by independent contractors, and surcharge.
Options Nationwide Co-Op ATMs
Elevations Credit Union Over 30,000 Free ATMs Nationwide
Other Banks Most banks have thousands less ATMs

We're Committed to CU Students' Financial Success

Elevations Credit Union is your source of unbiased consumer and financial information. We provide one-on-one financial counseling, seminars, and educational programs for college students. We also offer student mobile & online banking accounts. Elevations Credit Union is more than a bank, we assist students in making informed financial and life decisions.

Parent FAQ's:   

Why Elevations?

What is Buff One Banking?
How can students access this account?
Why is this better than opening an account at another bank?
Why can't our student just keep an account at our out-of-state bank?

Parent Access

How can we get money into our student's account from out of state?
How can we monitor our student's account?
Can we see our student's account online?

Student Choices

If there is a problem with the account, can students come into a branch?
What's the difference between the Buff OneCard and the Buff One Debit Card?
Is there a benefit to using online banking, Bill Pay, and eDocuments over paper checks and statements?
How does Overdraft Protection work? Why does our student need overdraft protection?

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency