Elevations has the perfect program to help graduating students* start life after college off on the right foot.

Establishing and building credit are important steps in your financial future – we’ve designed a graduation program to help you do just that. The Elevations Graduation Program includes the option to bundle an auto loan and credit card, or to pick and choose the individual product that best suits your current needs.


What you need to qualify

  • Graduating seniors must have a copy of their diploma (or letter from Registrar’s Office or copy of transcript confirming graduation date), AND job offer letter (must be signed and include salary information)
  • If already employed, verification of income required (2 most recent pay stubs)
  • Current driver’s license, state ID card or passport
  • Social security number

Auto loan details and requirements

  • $0 down payment
  • Must set up automatic monthly loan payments

Credit card details and requirements

  • Credit cards issued with this program start with a credit limit up to $2,000
  • For every 12 months of consecutive on-time credit card payments (and no delinquent payments on any other Elevations account), your credit card limit will increase by $500 per year for the first 3 years

*Membership required. The graduation program is designed to assist members that have recently graduated from a college or technical school and may or may not already have established credit. Applicants under the age of 21 may require a co-signer. Maximum DTI and Income requirements will apply. A copy of your transcript confirming graduation date can also be used to qualify if you have not yet graduated. Other restrictions apply.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency