Our Money Market Accounts Feature

 Full Access to Your Funds
 Funds Federally Insured up to $250,000
 Flexible Rate Options

Money market accounts give you higher rates without tying up your funds. Unlike a certificate which locks in your money for a set period of time, you have full access to your funds when you need them. You can also make deposits and withdrawals. This type of liquid account is ideal for earning higher dividends while offering availability for any emergency needs that might arise.

Features

  • Earn Dividends: Rates vary depending on the type of money market account. Dividends are paid monthly and are calculated daily based on the balance of the account. The rate may change if the balance drops below the minimum balance or a rate tier threshold. Fees may reduce earnings.
  • Checks: Option to use checks with the FlexTier Money Market Account.
  • Secure: Elevations Credit Union money market accounts are insured by the National Credit Union Administration (NCUA).

Transfers/Withdrawals

Under Regulation D, financial institutions are required to limit the following transactions to six (6) per month per account:

  • Electronic funds transfers/automatic withdrawals (EFT/ACH)
  • Online banking transfers
  • Telephone transfers
  • Overdraft protection transfers

Please note that the first three (3) transfers/withdrawals each month are free. Each additional withdrawal is $25. 

Read more about Regulation D transaction limits (PDF).

Open a Money Market Account

303.443.4672  |  800.429.7616  |  Visit a branch

 


Compare Money Market Accounts

Account Type
Interest
Minimum Balance
Statements
Opening Deposit
Key Features
Account Type FlexTier Money Market
Interest Tiered Rate: the higher your balance, the higher your rate.
Minimum Balance $2,000
Statements Paperless
Opening Deposit $2,000

Key Features

  • Check writing option
  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds
Account Type Select Money Market
Interest High Rate
Minimum Balance $25,000
Statements Paperless
Opening Deposit $25,000

Key Features

  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds
Account Type Premier Money Market
Interest Higher Rate
Minimum Balance $50,000
Statements Paperless
Opening Deposit $50,000

Key Features

  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds
Account Type Jumbo Money Market
Interest Highest Rate
Minimum Balance $100,000
Statements Paperless
Opening Deposit $100,000

Key Features

  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds

For more information about the FlexTier Money Market, view the FAQs.
Dividends are paid monthly and are calculated daily based on the balance of the account.
The rate may change if the balance drops below the minimum balance or a rate tier threshold.
Rates are variable.
Fees may reduce earnings.


FlexTier Money Market Accounts

Product
Dividend Rate
APY *
Product $2,000 - $9,999.99
Dividend Rate 0.10%
APY * 0.10%
Product $10,000 - $24,999.99
Dividend Rate 0.15%
APY * 0.15%
Product $25,000 - $49,999.99
Dividend Rate 0.20%
APY * 0.20%
Product $50,000 - $74,999.99
Dividend Rate 0.25%
APY * 0.25%
Product $75,000 - $99,999.99
Dividend Rate 0.30%
APY * 0.30%
Product $100,000 - $199,999.99
Dividend Rate 0.40%
APY * 0.40%
Product $200,000 and over
Dividend Rate 0.50%
APY * 0.50%
  • Last Updated: Nov. 1, 2018
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

Select Money Market Accounts

Product
Dividend Rate
APY*
Product $0 - $24,999.99
Dividend Rate 0.05%
APY* 0.05%
Product $25,000 and over
Dividend Rate 0.30%
APY* 0.30%
  • Last Updated: Aug. 1, 2018
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

Premier Money Market Accounts

Product
Dividend Rate
APY*
Product $0 - $49,999.99
Dividend Rate 0.05%
APY* 0.05%
Product $50,000 and over
Dividend Rate 0.35%
APY* 0.35%
  • Last Updated: Aug. 1, 2018
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

Jumbo Money Market Accounts

Product
Dividend Rate
APY*
Product $0 - $99,999.99
Dividend Rate 0.05%
APY* 0.05%
Product $100,000 and over
Dividend Rate 0.50%
APY* 0.50%
  • Last Updated: Aug. 1, 2018
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency