Our Money Market Accounts Feature

 Full Access to Your Funds
 Funds Federally Insured up to $250,000
 Flexible Rate Options
Money Market Accounts give you higher rates without tying up your funds. Unlike a Certificate which locks in your money for a set period of time, you have full access to your funds. You can make deposits and withdrawals. This type of liquid account is ideal for earning higher dividends while offering availability for any emergency needs that might arise.
Features

  • Earn Dividends: Varying rates depending on type of Money Market account.
  • Checks: Optional check writing with the FlexTier Money Market account.
  • Safe: Elevations Credit Union Money Market Accounts are insured by the National Credit Union Administration (NCUA).

Transaction Options

The federal government requires financial institutions to limit its members to perform a total of 6 of the following actions per month:

  • Overdraft protection transfers
  • Electronic funds transfers/automatic withdrawals (EFT/ACH)
  • Online banking transfers
  • Telephone transfers

Additional guidelines:

  • The first 3 withdrawals/transfers are FREE, each additional withdrawal will cost $25.00
  • Transactions that are exempt from this regulation are:
    • Transfers for making loan payments on your Elevations Credit Union loans or credit cards
    • Any transaction done in person with a teller
    • ATM withdrawals and transfers
    • Checks requested by phone payable to yourself

Read more about transaction limits in this Regulation D pdf.

Resources

  • Dividends are paid monthly and are calculated daily based on the balance of the account. The rate may change if the balance drops below the minimum balance or a rate tier threshold. Rates are variable. Fees may reduce earnings.
  • To open a money market account online just click on a green open account button below. Or, if you prefer, call us at 303.443.4672, 800.429.7626, or stop by a branch.

Compare Money Market Accounts

Account Type
Interest
Minimum Balance
Statements
Opening Deposit
Key Features
Account Type FlexTier Money Market
Interest Tiered Rate: the higher your balance, the higher your rate.
Minimum Balance $2,000
Statements Paperless
Opening Deposit $2,000

Key Features

  • Check writing option
  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds
Account Type Select Money Market
Interest High Rate
Minimum Balance $25,000
Statements Paperless
Opening Deposit $25,000

Key Features

  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds
Account Type Premier Money Market
Interest Higher Rate
Minimum Balance $50,000
Statements Paperless
Opening Deposit $50,000

Key Features

  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds
Account Type Jumbo Money Market
Interest Highest Rate
Minimum Balance $100,000
Statements Paperless
Opening Deposit $100,000

Key Features

  • Funds Federally Insured up to $250,000
  • Full Access to Your Funds

For more information about the FlexTier Money Market, view the FAQs.
Dividends are paid monthly and are calculated daily based on the balance of the account.
The rate may change if the balance drops below the minimum balance or a rate tier threshold.
Rates are variable.
Fees may reduce earnings.


FlexTier Money Market Accounts

Product
Dividend Rate
APY *
Product $2,000 - $9,999.99
Dividend Rate 0.05%
APY * 0.05%
Product $10,000 - $24,999.99
Dividend Rate 0.10%
APY * 0.10%
Product $25,000 - $49,999.99
Dividend Rate 0.15%
APY * 0.15%
Product $50,000 - $74,999.99
Dividend Rate 0.20%
APY * 0.20%
Product $75,000 and over
Dividend Rate 0.25%
APY * 0.25%
  • Last Updated: Jun. 21, 2011
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

Select Money Market Accounts

Product
Dividend Rate
APY*
Product $0 - $24,999.99
Dividend Rate 0.05%
APY* 0.05%
Product $25,000 and over
Dividend Rate 0.25%
APY* 0.25%
  • Last Updated: Sept 5, 2012
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

Premier Money Market Accounts

Product
Dividend Rate
APY*
Product $0 - $49,999.99
Dividend Rate 0.05%
APY* 0.05%
Product $50,000 and over
Dividend Rate 0.30%
APY* 0.30%
  • Last Updated: Sept 5, 2012
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

Jumbo Money Market Accounts

Product
Dividend Rate
APY*
Product $0 - $99,999.99
Dividend Rate 0.05%
APY* 0.05%
Product $100,000 and over
Dividend Rate 0.35%
APY* 0.35%
  • Last Updated: Sept 5, 2012
  • Fee for exceeding Withdrawal Limit: $25
  • Dividend: Compounded Monthly; Credited Monthly
  • Rates shown are subject to change.
  • Fees can reduce earnings.
  • * APY = Annual Percentage Yield.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency