Safeguard Your Loan with Loan Protection

Loan Protection provides you with security in the case of an unforeseen event that could impact your ability to repay your Elevations Credit Union loan obligation. If you can't make your payments, Loan Protection can make them for you. 

You can add Loan Protection to your auto loans, credit cards, personal and deposit secured loans.

Do you already have a loan in place at Elevations Credit Union? Don’t worry, you can still choose one of these packages. Loan Protection can be added to a loan at the time it is opened or added during the life of a loan.

Why should you consider Loan Protection?

Here are a few good reasons:

  • Helps protect you and your family against financial hardship should the unexpected occur
  • Helps protect your good credit rating
  • Reduces the financial burden on your family should you die, become disabled, or lose your job
  • Easy enrollment, and simple eligibility requirements
  • Can protect up to two borrowers per loan

Customize your Loan Protection package to any one of these five options:

  • Life
  • Disability
  • Life and Disability
  • Involuntary Unemployment and Disability
  • Life, Disability, and Involuntary Unemployment

I have Credit Life and Disability Insurance on my current loan, can I change it to Loan Protection?

Yes. It is a simple process. Contact us for more information.

This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. Loan Protection is a debt cancellation product available through Elevations Credit Union. Please contact your Elevations Credit Union loan representative, or refer to your Loan Protection contract for additional information on benefit maximums, eligibility and limitations.
Does your child have the practical money skills needed to become a successful adult? According to the American Savings Education Council, 79% of students do not receive instruction in personal finance at school and only 7% of parents rate their children as understanding financial matters “very well.”

Rags to Riches Club Account

The Rags to Riches Club is an educational program with a special savings account for children up to age 13. Activities encourage the Save, Share & Spend method of managing money. To encourage a savings habit, kids can pick a reward every time they make a deposit of $5 or more at a branch.

Club Benefits

Free Membership Kit includes three money pouches, “how it works” instructions, and a fun book

Resources to Develop Money-Wise Kids

Children learn about money from many sources, but no lesson is more important than one learned from a parent.  For this reason, we offer several resources to help you develop money-wise kids:

5 Spot Clubhouse (by Googolplex)  is an online resource with stories and games about money and other topics at an elementary school skill level.  We invite you to read along with your children to initiate conversations about money and saving.

Pracitical Money Skills For Life - This free educational program sponsored by Visa, offers lesson plans for parents divided into grade levels. Grades 3 through 6 lessons include Allowance, Behavior and Chores, Saving and Investing, Accountability, Spending, and Values.

Thrive by Five™ is a free resource from the Credit Union National Association. The website has lesson plans in both English and Spanish for parents who want to encourage healthy attitudes about money in young children.

U.S. Mint Kids Page is a great resource for activities that are not only educational but fun! Kids can also access this resource through the Rags to Riches Clubhouse.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency