Home Equity Loans (HELOC)

Use the equity in your home to build a better future for you and your family. Make your house the home you’ve always dreamed it could be. Finance an education for yourself or a loved one. Consolidate your debt. You can even use your equity to buy a car or anything else you want.

Ready?     Open a Home Equity Loan

  • Home equity loan rates start as low as 3.75% APR

  • Two options: fixed-rate loan or a line of credit

  • Ask your tax advisor about tax benefits

Use the equity in your home to build a better future for you and your family. Make your house the home you’ve always dreamed it could be. Finance an education for yourself or a loved one. Consolidate your debt. You can even use your equity to buy a car or anything else you want. 

FlexLine Plus Features

  • Line of credit: Access to money as you need it, when you need it.
  • Flexible access: Use your Home Equity Visa Card, transfer money to your checking account, or request checks.
  • Low variable rate: As you access funds, the current variable HELOC rate will be applied. This assures a competitive rate in a fluctuating economy.
  • Optional fixed rate: You can lock the rate for a portion of your loan balance - just ask! For example, lock into a fixed rate on a tuition payment or combined remodeling expenses. (Some restrictions apply)
  • Flexible payments: Your payments can vary each month with minimum payments as low as interest only.
  • Two options: Fixed rate loan or line of credit.
  • Ask you tax advisor about tax benefits.

Home Equity Visa Card

Funds from your Elevations’ FlexLine Plus are easy to access with your Home Equity Credit Card. Use your card at stores and ATMs that accept Visa - millions of locations worldwide. 

Home Equity Visa Credit Card

Card Benefits

  • Rainbow Rewards 
  • Fraud Protection
  • Travel Insurance to $250,000 for Accidental Death and Dismemberment on common carrier.
  • Auto Rental Collision Damage Waiver Program - when you initiate and complete the entire rental transaction with your eligible Visa card and decline the car rental company's collision damage waiver option.

Ready?     Open a Home Equity Loan

Phone (303) 443.4672, 800.429.7626, or stop by a branch




Elevations Credit Union offers Energy Loans for your business or home.