Home Equity Lines & Loans

Use the equity in your home to build a better future for you and your family.

Make your house the home you’ve always dreamed it could be. Finance an education for yourself or a loved one. Consolidate your debt. You can even use your equity to buy a car or anything else you want.

    Our FlexLine Plus Line of Credit Features & Benefits Include:

    • Home equity rates start as low as 4.25% APR*
    • Line of credit: Access to money as you need it, when you need it.
    • Flexible access: Use your Home Equity Visa Card, transfer money to your checking account, or request checks.
    • Low variable rate: As you access funds, the current variable HELOC rate will be applied. This assures a competitive rate in a fluctuating economy.
    • Optional fixed rate: You can lock the rate for a portion of your loan balance - just ask! For example, lock into a fixed rate on a tuition payment or combined remodeling expenses. (Some restrictions apply)
    • Flexible payments: Your payments can vary each month with minimum payments as low as interest only.
    • Two options: Fixed rate loan or line of credit.
    • Ask your tax advisor about tax benefits.

    Home Equity Visa Card

    Funds from your Elevations’ FlexLine Plus are easy to access with your Home Equity Credit Card. Use your card at stores and ATMs that accept Visa - millions of locations worldwide. 

    chip-card-heloc.jpg

    Visa Card Features


    Our HELoan Features & Benefits Include:

    • Maintain security with a fixed rate
    • Lower monthly payments
    • Increase buying power
    • Fixed term payment schedule

    Elevations home equity loans are offered as both a fixed and variable rate loan with multiple term options. Make a monthly payment that pays both principle and interest until the loan is paid off.

    At Elevations, we offer:

    • 20 Year Maturity, amortizing over 20 (20/20) Fixed or Variable Rate

    • 20 Year Maturity, amortizing over 30 (30/20) Fixed Rate Only

    Elevations Amortizing Home Equity loans are a great way to fully extend the purchasing power of your dollar, lower your monthly loan payments or take advantage of the equity you currently have in your home.

    The HELoan allows you to borrow against the value of your home and pay back the loan quickly and reliably with amortizing payments over 20 or 30 years.


    * Credit qualifications and membership required. Home Equity Line of Credit rate shown as low as and is subject to change.

    contact_icons-call2.png

    Call Us

    Our contact center hours are:
    Mon to Fri – 7 a.m. to 7 p.m.
    Sat – 8 a.m. to 1 p.m.

    Toll Free Nationwide: 800.429.7626
    Denver Metro: 303.443.4672
    Northern CO: 970.667.8585


    contact_icons-chat.png

    Live Chat

    Our contact center hours are:
    Mon to Fri – 7 a.m. to 7 p.m.
    Sat – 8 a.m. to 1 p.m.
    For your security: If you need to share account or personal information, please login to online banking and use our secure chat channel.

     


    contact_icons-branch.png

    Visit a Branch

    Find the nearest Elevations Branch or ATM, as well as over 30,000 CO-OP ATMs and 5,000 shared branches nationwide.

    find a branch

    © Elevations Credit Union. All Rights Reserved. Routing# 307074580
    This site is best viewed with a standards compliant browser.

    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency