Wherever you are in your higher education, get the money you need for school.

Don't let finances stop you from going after your educational goals. We offer great financial products and services to meet your unique needs. That's why we've partnered with Sallie Mae® to offer the following loans: 

  • Smart Option Student Loan®
  • Sallie Mae Parent LoanSM
  • Sallie Mae's suite of graduate loans

If you're looking for a way to pay for school, make college happen with a Sallie Mae student loan. 

Click here to find out which loan is right for you.

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Sallie Mae student loans are the smart choice because you can:

Pay now or later
Choose from multiple repayment options, including no payments while in school.1

Receive a competitive interest rate 
Our variable interest rates start at 4.0% APR1. Plus, there is no origination fee and no prepayment penalty. 

Get the money you need
Borrow up to 100% of the school-certified cost of attendance.2

 

Apply online - it's easy!

It only takes 15 minutes to apply and get a credit result.

Apply now

 

For borrowers attending degree-granting institutions.


1 Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You’re charged interest and your selected repayment option applies starting at disbursement, while in school and during your separation or grace period. When you enter principal and interest repayment, Unpaid Interest will be added to your loan’s Current Principal. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a $10,000 Smart Student Loan to a freshman with no other Sallie Mae loans and a $10,000 Sallie Mae Medical School Loan, MBA Loan, Dental School Loan, Graduate School Loan, Law School Loan or Heath Professions Graduate Loan to a first-year graduate.

2 Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount.

Borrow Responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This information is for borrowers attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner, and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae loan customers.

Information advertised valid as of July 12, 2018.

These loans are made by Sallie Mae Bank or a lender partner.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

©2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

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