Mortgage Rates

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Mortgage Rates

Terms
Interest Rate
Discount Point
APR
Terms 10 yr. Fixed
Interest Rate 3.000%
Discount Point 0.00%
APR* 3.404%
Terms 10 yr. Quick Close (no closing cost)
Interest Rate 3.500%
Discount Point 0.00%
APR* 3.530%
Terms 15 yr. Fixed
Interest Rate 3.125%
Discount Point 0.00%
APR* 3.228%
Terms 20 yr. Fixed
Interest Rate 3.500%
Discount Point 0.00%
APR* 3.582%
Terms 30 yr. Fixed
Interest Rate 3.750%
Discount Point 0.00%
APR* 3.811%
Terms 15 yr. Jumbo Fixed
Interest Rate 3.750%
Discount Point 0.00%
APR* 3.804%
Terms 20 yr. Jumbo Fixed
Interest Rate 4.000%
Discount Point 0.00%
APR* 4.043%
Terms 30 yr. Jumbo Fixed
Interest Rate 4.125%
Discount Point 0.00%
APR* 4.157%
Terms 1 yr. ARM*
Interest Rate 3.375%
Discount Point 0.00%
APR* 3.779%
Terms 3/1 ARM*
Interest Rate 3.250%**
Discount Point 0.00%
APR* 3.599%**
Terms 5/1 ARM*
Interest Rate 3.125%**
Discount Point 0.00%
APR* 3.588%**
Terms 7/1 ARM*
Interest Rate 3.375%**
Discount Point 0.00%
APR* 3.633%**
Terms 10/1 ARM*
Interest Rate 3.875%**
Discount Point 0.00%
APR* 3.888%**
Terms 3/1 ARM Jumbo*
Interest Rate 2.875%**
Discount Point 0.00%
APR* 3.581%**
Terms 5/1 ARM Jumbo*
Interest Rate 3.000%**
Discount Point 0.00%
APR* 3.514%**
Terms 7/1 ARM Jumbo*
Interest Rate 3.125%**
Discount Point 0.00%
APR* 3.487%**
Terms 10/1 ARM Jumbo*
Interest Rate 3.875%**
Discount Point 0.00%
APR* 3.809%**
  • Rates shown are subject to change.
  • APR = Annual Percentage Rate.
  • P&I = Principal and Interest Jumbo product required on loan amounts greater than $417,000.
  • Interest Rate, APR Calculations and Monthly Payment are based on the following assumptions: Based on $180,000 loan amount ($500,000 for Jumbo), LTV 80%, Credit Score 740.
  • LTV = Loan-to-Value, meaning the loan amount divided by the sales price (or appraised value, whichever is less)
  • Loan level price adjustments may apply.
  • Based on an interest rate of 4% a payment amount equals $4.78 per $1,000 for a 30 year term. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation.
  • Mortgage Loans are available on properties in Colorado.
  • Membership to Elevations Credit Union is required.
  • *ARM - Adjustable Rate Mortgage. Rates are fixed for the first 1, 3, 5, 7 or 10 years depending on product then adjust yearly.
  • ** Interest Rate and APR are only fixed for the 1, 3, 5, 7 or 10 year term and may adjust after the fixed term.
  • *** Monthly Principal and Interest Payment may adjust after the fixed term.

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