Mortgage Rates

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Mortgage Rates

Terms
Interest Rate
Discount Point
APR
Terms 10 yr. Fixed
Interest Rate 4.375%
Discount Point 0.00%
APR* 4.540%
Terms 10 yr. Quick Close (no closing cost)
Interest Rate 4.625%
Discount Point 0.00%
APR* 4.666%
Terms 15 yr. Fixed
Interest Rate 4.125%
Discount Point 0.00%
APR* 4.237%
Terms 20 yr. Fixed
Interest Rate 4.500%
Discount Point 0.00%
APR*4.591%
Terms 30 yr. Fixed
Interest Rate 4.625%
Discount Point 0.00%
APR* 4.692%
Terms 15 yr. Jumbo Fixed
Interest Rate 4.125%
Discount Point 0.00%
APR* 4.181%
Terms 20 yr. Jumbo Fixed
Interest Rate 4.500%
Discount Point 0.00%
APR* 4.546%
Terms 30 yr. Jumbo Fixed
Interest Rate 4.500%
Discount Point 0.00%
APR* 4.534%
Terms 1 yr. ARM*
Interest Rate 4.375%**
Discount Point 0.00%
APR* 5.128%**
Terms 3/1 ARM*
Interest Rate 4.125%**
Discount Point 0.00%
APR* 4.953%**
Terms 5/1 ARM*
Interest Rate 4.125%**
Discount Point 0.00%
APR* 4.820%**
Terms 7/1 ARM*
Interest Rate 4.125%**
Discount Point 0.00%
APR* 4.706%**
Terms 10/1 ARM*
Interest Rate 4.625%**
Discount Point 0.00%
APR* 4.875%**
Terms 3/1 ARM Jumbo*
Interest Rate 4.000%**
Discount Point 0.00%
APR* 4.891%**
Terms 5/1 ARM Jumbo*
Interest Rate 4.000%**
Discount Point 0.00%
APR* 4.743%**
Terms 7/1 ARM Jumbo*
Interest Rate 4.000%**
Discount Point 0.00%
APR* 4.614%**
Terms 10/1 ARM Jumbo*
Interest Rate 4.000%**
Discount Point 0.00%
APR* 4.453%**
  • Rates shown are subject to change.
  • For primary residence and 2nd homes only.
    APR = Annual Percentage Rate.
  • P&I = Principal and Interest Jumbo product required on loan amounts greater than $484,350
  • Interest Rate, APR Calculations and Monthly Payment are based on the following assumptions: Based on $180,000 loan amount ($500,000 for Jumbo), LTV 80%, Credit Score 740. The advertised rate scenario only applies to purchase transactions.
  • LTV = Loan-to-Value, meaning the loan amount divided by the sales price (or appraised value, whichever is less)
  • Loan level price adjustments may apply.
  • For Rate/Term Refinance or Cash-Out Refinance rates, please contact an Elevations loan officer.

 

  • Based on an interest rate of 4% a payment amount equals $4.78 per $1,000 for a 30 year term. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation.
  • Mortgage Loans are available on properties in Colorado.
  • Membership to Elevations Credit Union is required.
  • *ARM - Adjustable Rate Mortgage. Rates are fixed for the first 1, 3, 5, 7 or 10 years depending on product then adjust yearly.
  • ** Interest Rate and APR are only fixed for the 1, 3, 5, 7 or 10 year term and may adjust after the fixed term.
  • *** Monthly Principal and Interest Payment may adjust after the fixed term.

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