A Partner for Colorado Realtors

Our Commitment to Realtors

Elevations is one of the largest and most successful credit unions serving all of Colorado. Started in 1953 on the CU Boulder campus with less than $100 in assets, we have grown to over $1.1 billion in assets and serve over 100,000 members. We are a member owned, not-for-profit financial cooperative that is dedicated to the communities we serve. 

Benefits of Elevations Mortgages

Reliability
Elevations has strong ties to the community. We build trust with our realtor and builder partners by providing an individual holistic review of each buyer s credit and loan qualifying status. We provide weekly updates on the status of the buyer’s loan communicating to all realtors and builders involved in the transaction. 

Go Local
Elevations offers local processing, local underwriting and local closing. Our wires and loan closing documents are provided from our local mortgage office.

Savings
Since Elevations is member owned and a not-for-profit we keep our lender fees to a minimum and our rates as low as possible.

Speed
Since we offer local processing, underwriting and closing we are able to process your loan faster than other lender providers.   

Buyer Education and Information
We welcome your buyers’ questions, concerns, suggestions or ideas. Elevations can assist your First Time, Move Up, Right Size or Investor buyers. We are available to answer questions or address concerns every step of the way during the mortgage process and will ensure that your buyers feel comfortable with and understand the mortgage process. 

Credit, Income, Asset Mortgage Loan Approval (CIA)
Make an offer on a property with a pre-approval that has already been underwritten allowing you to make a stronger offer on your new home with an offer the seller and real estate agent can't ignore!

‚ÄčElevations Realtor Builder Advisory Council

Elevations Realtor Builder Advisory Council provides valuable industry insight into today’s challenges within the real estate community. This volunteer group of individuals offers the feedback and suggestions to Elevations so that we can continue to grow and better our Mortgage processes and product offerings.

Realtor & Home Buyer Seminar Series

Elevations is proud to offer a variety of seminars for both Realtors and home buyers and sellers. Our mission statement is to provide solutions for a better life and we do just that by putting the education in your hands, and your client's hands, so that you can be equipped with the knowledge you need to make the best real estate decisions.


‚ÄčOur Upcoming Events & Seminars

Home Buying Like a Pro

Two Offerings:

Date: Wednesday, January 20th, 2016
Time: 
6:00pm - 7:30pm
Location: Elevations Credit Union, Diagonal Branch
Address: 2960 Diagonal Highway, Boulder

Date: Thursday, January 21st, 2016
Time: 6:00 pm - 7:30 pm
Location: Elevations Credit Union Loan Office
Address: 2495 East 13th Street, Loveland

Learn about the home buying process and strategies for finding a house to call home, and how to avoid the most common pitfalls:

  • Budgeting for your new home
  • Mortgage options
  • Steps to home ownership
  • Working with a Realtor

Home Appraisals: The Mystery Behind the Values Revealed

Two Offerings:

Date: Wednesday, February 24th, 2016
Time: 6:00 pm - 7:30 pm
Location: Elevations Credit Union, Diagonal Branch
Address: 2960 Diagonal Highway, Boulder

Date: Thursday, February 25th, 2016
Time: 6:00 pm - 7:30 pm
Location: Elevations Credit Union Loan Office
Address: 2495 East 13th Street, Loveland

The appraised value of a home greatly impacts the vast majority of home mortgage transactions, yet it is often one of the most misunderstood parts of the process. After attending this seminar you will understand the role of the appraiser, the process used by appraisers to calculate a value, what is contained in an appraisal report, and recourse available when an appraisal is lower than expected.

“You’re Approved!” How to Qualify for a Mortgage

Two Offerings:

Date: Wednesday, March 30th, 2016
Time: 6:00 pm - 7:30 pm
Location: Elevations Credit Union, Diagonal Branch
Address: 2960 Diagonal Highway, Boulder

Date: Thursday, March 31st, 2016
Time: 6:00 pm - 7:30 pm
Location: Elevations Credit Union Loan Office
Address: 2495 East 13th Street, Loveland

Perhaps the best things in life are free, but homes cost money. A lot of money. According to a survey released by the National Association of Realtors, 87% of buyers financed their real estate purchase between July 2011 and June 2012. Chances are you will need to navigate the mortgage qualification and approval process when buying a home.

As the No. 1 credit union mortgage lender in Colorado, Elevations Credit Union has the experience and knowledge to educate you in every aspect: What to expect during the application and approval process, income, credit and asset requirements for approval, and if you’re not ready yet, the information needed to prepare your finances to attain your home ownership dream.


Variety of Mortgage Loan Options

At Elevations, we have the right mortgage loan to fit your clients' needs. We offer:

  • Fixed Rate Mortgage Loans with 10, 15, 20 or 30 year terms
  • 10 Year Quick Close Loan
  • Adjustable Rate Mortgages (ARM) with introductory terms of 3, 5, 7 or 10 years 
  • Jumbo Mortgage Loans with 30, 20 or 15 Fixed or 5, 7 and 10 Year Adjustable terms
  • Warrantable, Non-Warrantable Investment Condos, and Kiddie Condos
  • Combination Loans 80/10/10
  • As low as 3% down payment options
  • Affordable Housing
  • Out of the Box Loans – we review each buyer credit and qualifying status at a holistic and individual level

Meet the Elevations Mortgage Team

Our Mortgage Team is the best in the state. We’ve been recognized as: 

We have also been voted Best Mortgage Company by the readers of:

  • The Loveland Reporter-Herald
  • The Longmont Times-Call

© Elevations Credit Union. All Rights Reserved. Routing# 307074580
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