Checking for the business that’s anything but small

Your checking account should fit your cash management needs. Elevations offers*:

  • $0 minimum balance

  • Free Elevations Visa® Debit Cards for authorized signers

  • Options to fit your business size and needs

*Membership eligibility and $5 one-time membership fee required at account opening; $100 minimum opening balance for checking accounts.

Business Woman having business lunch

Elevations Small Business Banking

It Matters Where You Bank.

Elevations Credit Union has supported Coloradans for more than 60 years. And we work hard to help Coloradans who want their small businesses to Run, Grow and Thrive in the competitive Colorado market. Our Business Banking Team is dedicated to finding the right solutions for you. Because your success is our success.

Run, Grow and Thrive with Elevations

Elevations offers more ways to help your small business Run, Grow and Thrive in the competitive Colorado market.


Running a successful business is as invigorating as it is challenging. Elevations Business Banking can help you stay in control, manage cash flow and track performance simply all in one place.  

Robust Online Business-Services Technology and In-Person Support. 

Relationship Managers Who Connect You With Other Small Businesses to Support Common Goals.

Human Resources & Payroll.*

Merchant Services.** 

*Third-party service offered via Journey Payroll. **Third-party payment processing service offered via Honest Merchant Guys. 


We offer the products and services you need to grow your business.

Commercial Real Estate: From buying property to building from the ground up, we have the solutions you need and extensive experience in our Colorado markets.

Revolving Lines of Credit: We support businesses that have working-capital needs for demands such as daily operating expenses.

Business Auto Loans: Expand your fleet with competitive auto loans.

Equipment Loans: Our local, in-house equipment solutions allow you to take advantage of a single point of contact from start to finish.

Business Credit Cards: Benefit from the ease and protection of a business credit card by exploring our robust credit card offerings.


We empower businesses of all sizes with tailored financial solutions and personalized guidance, to help them grow and thrive.

Elevations Helps your:

Sole proprietorship (1 Employee)

Small business (2-25 Employees)

Medium-sized business (26-100+ Employees)

Banking Access to:

Business loans with competitive rates

Business savings and checking accounts

Business credit cards

Expertise of the Elevation

Business Credit Cards

Your business deserves some credit.

Elevations offers a range of Visa® business credit cards that give your business a whole new kind of spending power with no annual fees. Choose from options with low rates, rewards and cardholder benefits.

The owner of Conscious Coffees sitting on a stack of burlap bags of coffee beans

Craig Lamberty: Co-owner of Conscious Coffees, a boutique roastery dedicated to the ethical sourcing of coffees from small farm cooperatives.  Business banking member since 2018.

branch building with Elevations branding

Why Join Elevations?

We invest in your business and our community.

Elevations is a credit union dedicated to supporting local Colorado communities. We offer the services you expect from traditional banks, but our profits are reinvested back into our neighbors and local businesses, not outside shareholders. When you bank with Elevations, you’re working with a locally grounded credit union with national reach. Elevations is your Colorado team that’s here to listen to the financial goals of your business and help you reach them. Because, like you, we're invested in the future of our community.

Founded in 1953

We actively give back to the people and places we serve.

At Elevations, we believe in empowered banking. We exist to foster growth in our community by providing members with the solutions and support they need to strengthen their local businesses. We are an award-winning Colorado financial institution with over $3 billion in assets and more than 170,000 members. Our focus remains on empowering our members with financial solutions and education. We provide a consultative approach to help you realize long-term success for your business. Whether you’re working with a Commercial Lender for your real estate needs or a Business Banking Relationship Manager for deposits, vehicle loans or other term loans and lines of credit, Elevations can help your business Run, Grow and Thrive.

Upcoming Event

More business seminars are coming soon.

We’re committed to financial education and believe educated members make better financial decisions. That’s why we host dozens of seminars every year that are free and open to the public. We don’t have a business seminar on our calendar right now, but you can access free financial education resources on our blog or browse other upcoming seminars.

Two people writing on a notepad between two laptops
Four members of the Elevations business banking team

Business Banking Team

We're in business for your business.

The Elevations Business Banking Team is equipped to help your business Run, Grow and Thrive. We provide a consultative approach, whether you're just starting out or have matured and grown over many years.

Checking & Savings

Options to meet the cash management needs of your business.

Learn more


A range of revolving lines of credit and loans to keep your business moving forward.

Learn more

Credit Cards

Business spending power with no annual fees, competitive rates & rewards.

Learn more

† Elevations Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

*Elevations Rewards are subject to change and to program rules ‡ Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, HSA debit card transactions or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify Elevations Credit Union immediately of any unauthorized use. Transaction(s) must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

§ This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Unredeemed points expire three years from accrual date.

*Elevations Rewards are subject to program rules and subject to change at any time without notices.

** APR = Annual Percentage Rate

Æ Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The 0% introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your available APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers. For balance transfers a fee of 3% will apply, up to a maximum of $200. Please see the Elevations Elevations Visa Application and Solicitation Disclosure (PDF).

ŧ‡Elevations Foundation es una entidad independiente sin fines de lucro 501(c)3.