Free checking that’s really free.
Your checking account doesn’t cost you a penny when you’re banking with the credit union that helps our Colorado community grow. With no minimum deposit and no monthly fees, Elevations Free Checking makes everyday banking simple. Plus, you get nationwide access to your account through the CO-OP network of 30,000 ATMs, and your funds are federally insured.
CU BOULDER BUFFS DEBIT CARDS
Free checking with a CU Buffs twist.
Get all the perks of an Elevations Free Checking Account with a Buffs-branded debit card. Buffs fans and alumni can show their spirit with Forever Buffs Banking and choose to support CU Boulder student scholarships when they pay. Current CU Boulder students can get ATM access on campus with Buff One Banking. Go Buffs!
Your checking can earn dividends.
Earn 0.05% APY†
Keep flexible cash flow while earning dividends with an Elevations Dividend Checking Account.
$100 minimum deposit
$10 monthly fee
Balance to avoid monthly fee: $10,000 combined balance of savings, checking and money market accounts (excluding IRAs), all under one single account number
Earn dividends on balances over $1,000
Because it matters where you bank.
We offer the services you’ve come to expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses. Every day, we help grow our community by offering mortgages, loans and financial services for Coloradans, free one-on-one consultations and financial seminars, and unique ways to give back to this place we call home. Because, like you, we’re proud Coloradans invested in the future of our community.
Commonly asked questions
Yes, there is no minimum balance requirement for Elevations Free Checking, Buff One Banking and Forever Buffs Banking. All members are required to pay a one-time $5 membership fee and have a Membership Savings Account (also with no minimum balance requirement).
Here’s how ATM fees work for our checking accounts:
Free, unlimited withdrawals at Elevations ATMs
8 free transactions per month at over 30,000 CO-OP ATMs nationwide
2 free transactions per month at other ATMs*
Yes, both Elevations eStyle Checking and Elevations Dividend Checking pay dividends on balances over $1,000.
Buff One Banking is a free checking account designed for CU Boulder students in partnership with Buff OneCard at CU Boulder. Students can link their Buff OneCard Student ID to their Buff One Banking Account for convenient ATM access on campus. Elevations has 10 fee-free ATMs at CU Boulder and is the only financial institution with a full-service branch on campus. Plus, we offer easy ways for parents who aren’t Elevations members to transfer funds into their student’s account.
Donations made to Elevations Foundation through Elevations Local Change may be tax deductible. Please check with your qualified tax advisor. Donations will appear on your monthly account statement, and you will receive a year-end tax donation statement.
*Charges from the owner of the ATM will apply.
†APY = Annual Percentage Yield