Loan options for your Colorado life.

We’ll help find the loan that’s right for you. And anytime we can, we’ll help you move loans you hold elsewhere to lower rates or consolidate your debt at a lower rate.

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Energy Loans

Save some green by going green.

APR* from 5.99%

No matter where you live in Colorado, an Elevations Energy Loan can finance renewable solar energy, new windows, E.V. home charging stations and beyond. Plus, you get access to our longstanding partnerships with local energy initiatives that may allow you to qualify for additional rebates.

Auto Loans

Service with serious horsepower.

APR* from 6.99%

Our auto loans are all revved up with industry-leading service, great rates, fewer fees and a simple online application process. In fact, you could get approved instantly. After all, we’re here to help when it comes to buying a new ride or refinancing your current one.

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Want to refinance an auto or personal loan? Choose Elevations Credit Union and you’ll receive a $100 rebate that you can opt to donate to Elevations Foundation for local scholarships.

Personal and Secured Loans

Finance almost anything with a personal loan.

Secured Loan APR* from 3.05%, Personal Loan APR* from 14.24%

We want to make it easy for you to enjoy your day-to-day and everything our great state of Colorado has to offer. That’s why our personal and secured loans feature fixed rates and flexible terms to help you finance unexpected expenses, car repair, debt consolidation and more.

Learn more

Student Loans

Student loans for all types of students. Get the money you need for school.

Student loans from Elevations Credit Union in partnership with Sallie Mae® could help! Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

  • Competitive variable and fixed interest rates 

  • No origination fee or prepayment penalty1 

  • Multiple repayment options

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Not sure which loan is best for you? Let’s figure it out together.

It matters where you bank.

Invested in one another.

Empowering members with financial solutions and education is at the core of our credit union. That means we’ll always strive to act in your best interest.

For the community.

We offer the services you’d expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses.

Award-winning service.

We’re proud to earn local awards along Colorado’s Front Range for Best Bank, Best Mortgage Lender and Best Customer Service year after year.

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Home Equity

Use your home’s value to achieve your goals.

When you want to repair or remodel your home, fund a college education, or refinance and pay off high-interest debt, consider using your home’s equity (translation: the value of your home above what you owe). Choose from predictable payments for a single, large expense with an Elevations Home Equity Loan or flexibility for expenses over time with an Elevations Home Equity Line of Credit (HELOC).

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Visa Credit Cards

Be a card-carrying member of your community.

Choose from a range of Elevations Visa® Credit Cards with no annual fees (on any card) and options fit for every lifestyle (always). From our cash-back card for easy earnings with every dollar spent to our wanderlust-rewarding travel credit card, you can’t go wrong. And every time you swipe an Elevations Visa Signature Credit Card, Elevations donates 2¢ to local causes through the Elevations Foundation.

* APR = Annual Percentage Rate

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Elevations Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here(opens in a new window) for additional eligibility information about each product.

1Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


© 2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.