Loan options for your Colorado life.

We’ll help find the loan that’s right for you. And anytime we can, we’ll help you move loans you hold elsewhere to lower rates or consolidate your debt at a lower rate.

Two workers install solar panels on the roof of a suburban home

Energy Loans

Save some green by going green.

APR* from 4.990%

No matter where you live in Colorado, an Elevations Energy Loan can finance renewable solar energy, new windows, E.V. home charging stations and beyond. Plus, you get access to our longstanding partnerships with local energy initiatives that may allow you to qualify for additional rebates.

Auto Loans

Service with serious horsepower.

APR* from 5.49%

Our auto loans are all revved up with industry-leading service, great rates, fewer fees and a simple online application process. In fact, you could get approved instantly. After all, we’re here to help when it comes to buying a new ride or refinancing your current one.

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Want to refinance an auto or personal loan? Choose Elevations Credit Union and you’ll receive a $100 rebate that you can opt to donate to Elevations Foundation for local scholarships.

Personal and Secured Loans

Finance almost anything with a personal loan.

Secured Loan APR* from 3.05%, Personal Loan APR* from 12.49%

We want to make it easy for you to enjoy your day-to-day and everything our great state of Colorado has to offer. That’s why our personal and secured loans feature fixed rates and flexible terms to help you finance unexpected expenses, car repair, debt consolidation and more.

Student Loans

Get the money you need for school.

Wherever you are in your higher education, get the money you need for school. Student loans from Elevations in partnership with Sallie Mae® could help. Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students and parents, featuring:

  • Competitive interest rates 

  • Multiple repayment options 

  • No origination fees; no prepayment penalty

Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount.

Two University of Colorado Boulder students walk across the quad

Not sure which loan is best for you? Let’s figure it out together.

It matters where you bank.

Invested in one another.

Empowering members with financial solutions and education is at the core of our credit union. That means we’ll always strive to act in your best interest.

For the community.

We offer the services you’d expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses.

Award-winning service.

We’re proud to earn local awards along Colorado’s Front Range for Best Bank, Best Mortgage Lender and Best Customer Service year after year.

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Home Equity

Use your home’s value to achieve your goals.

When you want to repair or remodel your home, fund a college education, or refinance and pay off high-interest debt, consider using your home’s equity (translation: the value of your home above what you owe). Choose from predictable payments for a single, large expense with an Elevations Home Equity Loan or flexibility for expenses over time with an Elevations Home Equity Line of Credit (HELOC).

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Visa Credit Cards

Be a card-carrying member of your community.

Choose from a range of Elevations Visa® Credit Cards with no annual fees (on any card) and options fit for every lifestyle (always). From our cash-back card for easy earnings with every dollar spent to our wanderlust-rewarding travel credit card, you can’t go wrong. And every time you swipe an Elevations Visa Signature Credit Card, Elevations donates 2¢ to local causes through the Elevations Foundation.

* APR = Annual Percentage Rate