Personal & Secured Loans
Finance almost anything with a personal loan.
We want to make it easy for you to enjoy your day-to-day and everything our great state of Colorado has to offer. That’s why our personal and secured loans feature fixed rates and flexible terms to help you finance the expected and unexpected, like medical or vet bills, car repairs, a cross-country move or financial assistance for family or friends. You can even consolidate debt or refinance another personal loan.Elevations Credit Union membership eligibility and requirements must be met upon credit approval. Learn more about membership.
Our Personal and Secured Loans feature:
Competitive, fixed rates
Predictable payments to make budgeting easy
A range of term options
No prepayment penalty
Optional Elevations Loan Protection
Personal Loan or Secured Loan?
PERSONAL LOAN
Get the predictability of a fixed rate when you don’t have funds to guarantee it.
Unlike a deposit-secured loan, a personal loan is not secured by collateral. But unlike a credit card, a personal loan offers a fixed term with set monthly payments. APR*: Lock in your interest rate with a fixed APR from 13.99%.
SECURED LOAN
When you want a lower rate and have the funds to guarantee your loan.
Ready to get the financing you need?
Commonly asked questions
Elevations Loan Protection safeguards your auto loan, personal loan or secured loan in the case of an unforeseen event that impacts your ability to pay. If you can't make your payments and have a qualifying event, Loan Protection can make them for you. Elevations Loan Protection benefits:
Helps protect you and your family against financial hardship should the unexpected occur
Helps protect your credit rating by avoiding late or missed payments
Can protect up to two borrowers per loan
Reduces the financial burden on your family in the case of an unforeseen event
Offers easy enrollment and simple eligibility requirements
You can sign up for Elevations Loan Protection when you open your loan or contact us to add it later.
More ways we can help you
* APR = Annual Percentage RateRate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications. Borrower must have approved credit and limitations may apply. Please speak with an Elevations representative for more information.The rate may vary depending on each individual's credit history and underwriting factors.All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
†3.0% over deposit account rate