Kick-start youth savings with $50

The Elevations First Tracks™ Youth Savings account is a specially designed account for children and teenagers to learn how to manage money in a safe, guided environment. It offers savings and optional checking access with educational tools and parental oversight.

A First Tracks™ Youth Account is designed for kids 9 and under, with a $50 bonus available for children and teens up to age 17. Accounts can be opened jointly with a parent or guardian for anyone under 18.

No, the First Tracks™ Youth Account has no monthly maintenance fees, no minimum balance requirements, and no hidden charges, so every penny can go towards saving and learning. 

Absolutely. Parents or guardians can view transactions, set up alerts, and manage transfers through their Elevations online banking dashboard. You’ll have full access while still giving your child age-appropriate independence.

First Tracks™ Youth Savings accounts are designed to teach real-life financial habits like saving regularly, budgeting, earning through chores or allowance, and tracking spending. Educational resources and tools are available to help kids grow their money skills with confidence.

Yes. Elevations Credit Union is federally insured by the NCUA, which means your child's funds are protected up to the applicable limits. Plus, we provide secure online access and fraud monitoring.

Yes. Both youth and parents can access the account through Elevations’ secure online banking and mobile app. Teens can even monitor their balance, make mobile deposits, and track savings goals from their own devices.

You can open a First Tracks™ Youth Account online or by visiting any Elevations branch. A parent or guardian must be a joint owner and you will need to bring your ID and your child’s Social Security number.