Visa Credit Cards

Swipe smarter while giving back

Choose from a range of contactless Elevations Visa® Credit Cards with options fit for every lifestyle. From our cash-back card for easy earnings to our travel credit card, you can’t go wrong.

Elevations Visa Signature Credit Card benefits

  • Complimentary 24/7 assistance for travel and entertainment to dining reservations and more with Visa Signature Concierge Service
  • Visa Zero Liability policy that protects you against fraudulent charges
  • Host of handy benefits, like travel delay and lost luggage coverage, rental car insurance, and cell phone protection

View more benefits on Visa’s website.

Apply Now

Credit Card Comparison

Card Feature

Low Rate Visa Credit Card

Elevations Visa® Credit Card

A low-rate option with an introductory APR*.

Visa Rewards Credit Card

Elevations Visa® Rewards Credit Card

Earn rewards and get an introductory APR*.

Visa Signature Travel Rewards Credit Card

Visa® Signature Travel Rewards Credit Card

Benefits for you and your community

Visa Signature Cash Back Rewards Credit Card

Visa® Signature Cash Back Credit Card

All the benefits, none of the drawbacks

Go Buffs® Visa® Signature Rewards Card

Go Buffs® Visa® Signature Rewards Credit Card

Swipe and score

New cardholder bonus

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--

25,000 bonus points when you spend $1,000 in the first 90 days

$200 bonus when you spend $1,000 in the first 90 days

15,000 bonus points when you spend $2,000 in the first 90 days  

Rewards

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Earn 1 point for every $1 you spend to redeem for cash, gift cards, travel, and merchandise.

3 points on every dollar you spend on travel expenses and 1.5 points for every dollar you spend on all other expenses.

Reward points are good toward flights, hotels, rental cars, travel packages, and even cruises. And don't forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.

1.5% cash back for every dollar you spend. And don’t forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.

3x cash back on purchases from select CU merchants: 

  • CU Buffs® merchandise from Fanatics.com
  • Buffs® Team Store 
  • CU Book Store (Boulder only) 
  • Ticket sales on CUBuffs.com 
  • CU home game concessions 
  • Donations to the CU Buff Club

2x cash back on gas, restaurants, phone, cable, satellite and streaming services 

1x cash back on all other purchases  

Introductory APR*

As low as 0% for 12 months on purchases and balance transfers

As low as 0% for 12 months on purchases and balance transfers

As low as 0% for 12 months on purchases

As low as 0% for 12 months on purchases

As low as 0% for 12 months on balance transfers

Additional benefits

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--

Enjoy peace of mind with travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.

In addition, each credit card allows members to get reimbursed for damage or theft on eligible cell phones.

The Go Buffs® card supports CU student-athletes. Elevations donates: 

  • 2¢ per swipe 
  • Your $49 annual fee
APR*

Starting at 11.74%.

Starting at 15.49%.

Starting at 18.24%.

Starting at 18.24%.

Starting at 18.24%.

APR* range

11.74% to 21.00%

15.49% to 21.00%

18.24% to 21.00%

18.24% to 21.00%

18.24% to 21.00%

New card member offer

--

--

25,000 bonus points

$200 bonus

$150 bonus

Annual fee

$0

$0

$0

$0

$49

Apply Today

Apply today

Apply today

Apply Today

Apply today

Apply today

Terms

Elevations Visa Application and Solicitation Disclosure (PDF)

Elevations Visa Application and Solicitation Disclosure (PDF)

Elevations Visa Signature Application and Solicitation Disclosure (PDF)

Elevations Visa Signature Application and Solicitation Disclosure (PDF)

Elevations Visa Signature Application and Solicitation Disclosure (PDF)

Card Feature

Low Rate Visa Credit Card

Elevations Visa® Credit Card

A low-rate option with an introductory APR*.

New cardholder bonus

--

Rewards

--

Introductory APR*

As low as 0% for 12 months on purchases and balance transfers

Additional benefits

--

APR*

Starting at 11.74%.

APR* range

11.74% to 21.00%

New card member offer

--

Annual fee

$0

Apply Today

Visa Rewards Credit Card

Elevations Visa® Rewards Credit Card

Earn rewards and get an introductory APR*.

New cardholder bonus

--

Rewards

Earn 1 point for every $1 you spend to redeem for cash, gift cards, travel, and merchandise.

Introductory APR*

As low as 0% for 12 months on purchases and balance transfers

Additional benefits

--

APR*

Starting at 15.49%.

APR* range

15.49% to 21.00%

New card member offer

--

Annual fee

$0

Apply Today

Visa Signature Travel Rewards Credit Card

Visa® Signature Travel Rewards Credit Card

Benefits for you and your community

New cardholder bonus

25,000 bonus points when you spend $1,000 in the first 90 days

Rewards

3 points on every dollar you spend on travel expenses and 1.5 points for every dollar you spend on all other expenses.

Reward points are good toward flights, hotels, rental cars, travel packages, and even cruises. And don't forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.

Introductory APR*

As low as 0% for 12 months on purchases

Additional benefits

Enjoy peace of mind with travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.

APR*

Starting at 18.24%.

APR* range

18.24% to 21.00%

New card member offer

25,000 bonus points

Annual fee

$0

Apply Today

Visa Signature Cash Back Rewards Credit Card

Visa® Signature Cash Back Credit Card

All the benefits, none of the drawbacks

New cardholder bonus

$200 bonus when you spend $1,000 in the first 90 days

Rewards

1.5% cash back for every dollar you spend. And don’t forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.

Introductory APR*

As low as 0% for 12 months on purchases

Additional benefits

In addition, each credit card allows members to get reimbursed for damage or theft on eligible cell phones.

APR*

Starting at 18.24%.

APR* range

18.24% to 21.00%

New card member offer

$200 bonus

Annual fee

$0

Apply Today

Go Buffs® Visa® Signature Rewards Card

Go Buffs® Visa® Signature Rewards Credit Card

Swipe and score

New cardholder bonus

15,000 bonus points when you spend $2,000 in the first 90 days  

Rewards

3x cash back on purchases from select CU merchants: 

  • CU Buffs® merchandise from Fanatics.com
  • Buffs® Team Store 
  • CU Book Store (Boulder only) 
  • Ticket sales on CUBuffs.com 
  • CU home game concessions 
  • Donations to the CU Buff Club

2x cash back on gas, restaurants, phone, cable, satellite and streaming services 

1x cash back on all other purchases  

Introductory APR*

As low as 0% for 12 months on balance transfers

Additional benefits

The Go Buffs® card supports CU student-athletes. Elevations donates: 

  • 2¢ per swipe 
  • Your $49 annual fee

APR*

Starting at 18.24%.

APR* range

18.24% to 21.00%

New card member offer

$150 bonus

Annual fee

$49

Apply Today

Commonly Asked Questions

  • Yes, we provide several different credit cards with an introductory offer as low as 0% APR* for 12 months on purchases or balance transfers. They include:

    Credit CardIntroductory Offer
    Elevations Visa® Signature Travel Rewards Credit CardAs low as 0% APR* for 12 months on purchases
    Elevations Visa® Signature Cash Rewards Credit CardAs low as 0% APR* for 12 months on purchases
    Go Buffs® Visa® Signature Rewards Credit Card
    As low as 0% APR* for 12 months on balance transfers

    Use our simple online application process and you could be planning your next trip sooner than you think.

  • The Go Buffs card has a $49 annual fee, which goes towards supporting CU athletes. Our other cards do not have annual fees.

  • There are no limits. 

  • Elevations Visa® Signature Credit Cards can be a great way to turn your normal spending into extra rewards. We recommend you choose a card to match your interests. Here are our options:

    • Signature Cash Rewards Credit Card: Earns cash back on every dollar you spend, with no annual fee and generous rewards, this card puts money back in your pocket with every purchase.
    • Signature Travel Rewards Credit Card: Earn three points on every travel-related purchase (1.5 on all others) and redeem them for flights, hotels, car rentals, and more.
    • The Go Buffs® Signature Rewards Credit Card: Support the University of Colorado student-athletes while enjoying great rewards. Every swipe contributes to CU student-athletes, helping students achieve their athletic and academic goals. Plus, earn 3% cash back when you spend with CU merchants.

    Start your search

  • That’s another thing we make simple. Log in to online or mobile banking to view and redeem your rewards or contact us. If you’re an Elevations Visa Signature Cash Rewards cardholder, you can redeem your cash back into your Elevations account so you can use it to cover everyday expenses easily or spend it on that special item you’ve been dreaming about. If you’re an Elevations Visa Signature Travel Rewards cardholder, you can redeem your points for everyday or bucket-list travel items like flights, hotels, car rentals, or even cruises. There are special packages you can browse as well to inspire your wanderlust and get a great deal at the same time.

  • Elevations Visa Signature Rewards cardholders get exclusive access to special travel, experience and shopping discounts. Cardholders also get access to Visa Concierge, a personal assistant service available anytime, anywhere that will help you book travel, get tickets, and more.

  • No matter which credit card you choose, online banking and our mobile app make it easy to stay on top of your account by viewing transactions and paying your bill online. Monitor your account with real-time text or email alerts that you set and control. And if you ever need assistance with your card, give us a call 24/7 at (888) 346-4412.

  • Yes. You can add any Elevations card to the mobile wallet of your choice so that you can pay with ease and security.

More ways we can help you

  • Membership Savings Account

    We make it simple and straightforward to save for your goals.

  • Free Checking

    Free checking that’s really free, with no minimum balance.

  • Loans

    Loan options for your Colorado life, including energy and personal loans.

How can we help you?

*Annual percentage rate

^Annual percentage yield

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.

One-time $5 membership fee and eligibility required at account opening

Credit qualifications and membership required. Credit card rate range is as low as 11.74% to 21.00% and subject to change. For complete terms, please see the Signature Visa Application and Solicitation Disclosure (PDF) and Elevations Visa Application and Solicitation Disclosure (PDF).