Credit Cards

Not all Visa Credit Cards are created equal.

That’s why Elevations is proud to offer a collection of the very best credit cards out there, with low interest rates and great rewards programs that fit your lifestyle. Plus, our cards have no annual fee, no cash advance fee and no penalty APR. Start saving on everything your credit card helps you buy.

All Elevations Credit Cards Offer

 No Annual Fees
 Zero Liability & Fraud Protection
 Travel & Emergency Assistance
 Auto Rental Damage Waiver Program
 Emergency Cash & Card Disbursement

card-icons-travel-small.pngElevations Visa Signature - Travel Rewards
Visa Signature Travel Rewards Card
New Cardmember Offer
Earn 20,000 BONUS points after spending $1,000 in the first 90 days after account opening.
Rewards**
Earn unlimited 1.5 pointsᵗ for every $1 you spend. Plus, we'll donate 2¢ for local scholarships and community grants every time you use your card.
APR*
Starting at 16.74%
Annual Fee
$0

card-icons-cash-small.pngElevations Visa Signature - Cash Rewards
Visa Signature Cash Rewards Card
New Cardmember Offer
Earn $100 BONUS2 after spending $1,000 in the first 90 days.
Rewards**
Earn unlimited 1.5% cash back for every dollar you spend1. Plus, we'll donate 2¢ for local scholarships and community grants every time you use your card.
APR*
Starting at 16.74%
Annual Fee
$0

Elevations Visa Rewards
Visa Rewards Card
New Cardmember Offer*
0% introductory APR for 12 months on purchases and balance transfers.
Rewards**
Earn unlimited 1x points for every dollar you spend.
APR*
Starting at 11.99%
Annual Fee
$0

Elevations Visa
Visa Card
New Cardmember Offer*
0% introductory APR for 12 months on purchases and balance transfers.
Features
No Penalty APRs, No cash advance fees
APR*
Starting at 10.24%
Annual Fee
$0

* Credit qualifications and membership required. Credit card rate as low as and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

** Elevations Rewards are subject to change and to program rules.

1 Elevations Rewards are subject to change and to program rules.

2  $100 Bonus.
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 10,000 bonus points with this bonus offer, which can be redeemed for $100 cash back. To qualify and receive your bonus, you must make Purchases totaling $1000 or more during the first 90 days from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

 Cardholder Resources



Apple Pay

Elevations proudly offers Apple Pay™ to make your transactions simple, secure and private.

Now your Elevations Visa® card is always with you. Apple Pay is available on iPhone 6 or later versions and Apple Watch devices. It’s free to use aside from any message or data rates specified in your wireless plan.

Once you enter your card number into your phone’s Wallet® app, you’ll be able to make purchases at thousands of merchant locations. Apple Pay also lets you use your iPad Air® and iPad Mini™ 3 for online-only shopping within certain apps.

Visit our Apple Pay page to learn more about how to activate and start using your card.


Visa Checkout

You can use your Elevations Visa® card at a variety of online merchants anywhere you see the Visa Checkout button. Learn more on our Visa Checkout page.


Visa Purchase Alerts

Visa Purchase Alerts send you real-time text or email alerts when you pay1 with your Elevations Visa card.

Get set up today:

  1. Check to see if your Elevations Visa is eligible2.  (All Elevations consumer credit and debit cards are eligible.)
  2. Register your mobile device and email to receive Visa Purchase Alerts.
  3. Set up the types of alerts you want to receive. You’ll get real-time3 text or email alerts based on your selected criteria.

1 A qualified transaction is any transaction routed through Visa. Only Visa routed transactions are included, PIN network transactions may not receive alerts.
2 Visa Purchase Alerts may not be available in all areas. Account activity qualifying for Visa Purchase Alerts may vary.
3 Actual time to receive a transaction alert is dependent on wireless service and coverage within area.

© Elevations Credit Union. All Rights Reserved. Routing# 307074580
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency