Teen Checking

Your way to spend, save, and grow, starting with $50

Get $50 and a special hoodie with an Elevations checking account — plus a debit card, mobile banking, and easy tools to manage your money. Visit a branch to open your account by Dec. 31, 2026, and bring your coupon or mention your school.

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Built for your life, right now

An Elevations checking account gives you:

Mobile banking

Check balances, move money, and stay in control right from your phone.

No monthly fees

No minimum deposit. No surprise charges.

Tap‑to‑pay debit card

Get a free, contactless debit card you can add to your mobile wallet.

Free ATM access

Use thousands of credit union ATMs nationwide.

Financial wellness resources

Free tools and resources (like financial calculators, apps, or courses) that build healthy financial habits.

Perks with your debit card

Banking should come with a few wins. Your Elevations debit card unlocks exclusive local perks, like:

Bagels, 16oz coffee or sweet treats from some of your favorite Front Range businesses
Free coffee all year long at any Elevations branch

Earn points for gift cards while you learn

With Zogo, a financial wellness app Elevations offers for free, you can:

Learn budgeting basics (without the boring stuff)
Get ready for your next big purchase
Play short games and earn points for real gift cards

Get free access with code: FOOTHILLS

Download for Android Download for Apple

Your money stays close to home

Elevations is member‑owned, which means it’s built for the people who bank here. Your money stays in Colorado, supporting local communities and causes you care about.

Learn more about community impact

Bank with purpose (it matters)

When you choose to bank with Elevations, you’re helping fund scholarships and grants for local students and nonprofits, making a real difference where you live.

Smart money moves, strong community impact. That’s how we do banking.

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Membership eligibility and one-time $5 membership fee required at account opening

*Annual percentage rate

^Annual percentage yield

**All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.