Why choose a Summit Dividend Checking account?
- No monthly fee with qualifying actions:
Maintain an active account and meet deposit requirements to enjoy all the benefits of an account with no monthly maintenance fees. - Loan discounts:
Save 0.25% APR* on select, eligible Elevations loans for your personal, auto loans, and HELOCs. - 0.25% APY^ boost on new CDs:
Put your money to work with a higher Elevations CD rate. - Dividends for larger balances:
Get rewarded for maintaining account balances of $1,000 and more. - Identity monitoring:
Monitoring of over 1,000 public databases to provide early identity theft protection. - Identity theft resolution services:
Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
Benefits of a Summit Dividend Checking account
Help your money grow while receiving premium benefits.
Compare our checking account options
Summit Dividend Checking is just one of our feature-rich checking accounts. Compare all accounts to find the one that best fits your needs.
Features |
Foothills Free Checking |
Peak Perks Checking |
Summit Dividend |
|---|---|---|---|
| Monthly fee |
Free |
Free or $8 Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month |
Free or $10 Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs) |
| Free debit cards & ATM's nationwide |
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| Secure online banking and mobile app |
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| Credit score, identity, and dark web monitoring |
-- |
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| Fully managed identity theft resolution services |
-- |
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| Identity theft expense reimbursement coverage |
-- |
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| CyberRecovery powered by DynaRisk |
-- |
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| Roadside assistance |
-- |
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| Cell phone protection |
-- |
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| Travel and leisure discounts |
-- |
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| $hopping Rewards™ |
-- |
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| Fuel savings |
-- |
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| 0.25% APR* loan rate discount |
-- |
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| 0.25% APY^ boost on CDs |
-- |
-- |
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| Dividends on checking balance |
-- |
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Features
Foothills Free Checking
Monthly fee
Free
Free debit cards & ATM's nationwide
Secure online banking and mobile app
Credit score, identity, and dark web monitoring
--
Fully managed identity theft resolution services
--
Identity theft expense reimbursement coverage
--
CyberRecovery powered by DynaRisk
--
Roadside assistance
--
Cell phone protection
--
Travel and leisure discounts
--
$hopping Rewards™
--
Fuel savings
--
0.25% APR* loan rate discount
--
0.25% APY^ boost on CDs
--
Dividends on checking balance
--
Peak Perks Checking
Monthly fee
Free or $8
Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month
Free debit cards & ATM's nationwide
Secure online banking and mobile app
Credit score, identity, and dark web monitoring
Fully managed identity theft resolution services
Identity theft expense reimbursement coverage
CyberRecovery powered by DynaRisk
Roadside assistance
Cell phone protection
Travel and leisure discounts
$hopping Rewards™
Fuel savings
0.25% APR* loan rate discount
0.25% APY^ boost on CDs
--
Dividends on checking balance
--
Summit Dividend
Monthly fee
Free or $10
Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs)
Free debit cards & ATM's nationwide
Secure online banking and mobile app
Credit score, identity, and dark web monitoring
Fully managed identity theft resolution services
Identity theft expense reimbursement coverage
CyberRecovery powered by DynaRisk
Roadside assistance
Cell phone protection
Travel and leisure discounts
$hopping Rewards™
Fuel savings
0.25% APR* loan rate discount
0.25% APY^ boost on CDs
Dividends on checking balance
Frequently Asked Questions
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Dividend rates vary by balance tier. Higher balances earn higher dividend rates — contact us or visit our rates page for current details.
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You start earning dividends with a balance of at least $1,000, and you avoid a monthly fee with a combined balance of $10,000 (excluding CDs).
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Maintain an active account and meet deposit requirements of having a combined balance of $10,000 a month (excluding CDs) to enjoy all the benefits with no monthly maintenance fees.
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Perks include discounts on shopping, entertainment, and travel, plus cell phone protection, identity theft protection services, and roadside assistance.
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You’ll gain access to our everyday spending and travel discounts through our digital banking platform or ElevationsCU.ClubChecking.com. Select, new Elevations loan discounts automatically apply to eligible loans opened after this account has been activated. Rate boosts on select, new Elevations CDs apply automatically after this account is active as well.
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After you open your account, we’ll send you materials showing you how to access and, for a few benefits where it is needed, register/activate. You can also contact us any time with questions. These benefits are available immediately once your checking account is open:
- Fuel savings
- Roadside assistance
- Cell phone protection
- Identity protection benefits: Identity theft resolution and expense reimbursement
- Travel and leisure discounts
Once your Summit Dividend Checking account is active, you’ll need to register and activate these benefits through your online banking account:
- $hopping Rewards™
- Dark web monitoring
- Identity monitoring
Open your Summit Dividend Checking account
Start earning dividends and enjoying premium benefits today. Open your Summit Dividend Checking account and experience banking at its best.
How can we help you?
Give us a call at (800) 429-7626 | Routing #307074580
Membership eligibility and one-time $5 membership fee required at account opening.
*Annual percentage rate
^Annual percentage yield
Peak Perks Checking or Summit Dividend Checking account(s) must remain open with a positive balance to maintain loan discount, CD rate boost, and related checking Benefits.
All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.