Checking accounts

Foothills Free Checking

Enjoy simple, stress-free banking with Foothills Free Checking from Elevations Credit Union. Designed for members who want a straightforward checking solution, this account makes managing everyday finances easy — with no monthly maintenance fees, no minimum balance requirements, and all the conveniences of modern banking.

Why choose a Foothills Free Checking account from Elevations Credit Union?

  • No monthly maintenance fees: Keep your money where it belongs — in your pocket.
  • No minimum balance requirements: Open your account with no minimum balance required.
  • Easy access to digital banking: Bank anytime, anywhere with our secure digital banking tools.
  • Free debit card: Get a complimentary debit card with convenient purchasing and ATM access.
  • Option to round up purchases for savings and donations
  • Full member benefits: Enjoy all the services and support Elevations Credit Union offers as part of your membership.

Compare our checking account options

Foothills Free Checking is just one of the great checking account options we offer. See how it compares to other Elevations checking accounts to find the right fit for your lifestyle.

Features

Foothills Free Checking

Peak Perks Checking

Summit Dividend

Monthly fee

Free

Free or $8

Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month

Free or $10

Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs)

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

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Fully managed identity theft resolution services

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Identity theft expense reimbursement coverage

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CyberRecovery powered by DynaRisk

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Roadside assistance

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Cell phone protection

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Travel and leisure discounts

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$hopping Rewards™

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Fuel savings

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0.25% APR* loan rate discount

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0.25% APY^ boost on CDs

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Dividends on checking balance

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Features

Foothills Free Checking

Monthly fee

Free

Free debit cards & ATM's nationwide

Vector.png

Secure online banking and mobile app

Vector.png

Credit score, identity, and dark web monitoring

--

Fully managed identity theft resolution services

--

Identity theft expense reimbursement coverage

--

CyberRecovery powered by DynaRisk

--

Roadside assistance

--

Cell phone protection

--

Travel and leisure discounts

--

$hopping Rewards™

--

Fuel savings

--

0.25% APR* loan rate discount

--

0.25% APY^ boost on CDs

--

Dividends on checking balance

--

Peak Perks Checking

Monthly fee

Free or $8

Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

Vector.png

Credit score, identity, and dark web monitoring

Vector.png

Fully managed identity theft resolution services

Vector.png

Identity theft expense reimbursement coverage

Vector.png

CyberRecovery powered by DynaRisk

Vector.png

Roadside assistance

Vector.png

Cell phone protection

Vector.png

Travel and leisure discounts

Vector.png

$hopping Rewards™

Vector.png

Fuel savings

Vector.png

0.25% APR* loan rate discount

Vector.png

0.25% APY^ boost on CDs

--

Dividends on checking balance

--

Summit Dividend

Monthly fee

Free or $10

Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs)

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

Vector.png

Credit score, identity, and dark web monitoring

Vector.png

Fully managed identity theft resolution services

Vector.png

Identity theft expense reimbursement coverage

Vector.png

CyberRecovery powered by DynaRisk

Vector.png

Roadside assistance

Vector.png

Cell phone protection

Vector.png

Travel and leisure discounts

Vector.png

$hopping Rewards™

Vector.png

Fuel savings

Vector.png

0.25% APR* loan rate discount

Vector.png

0.25% APY^ boost on CDs

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Dividends on checking balance

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Frequently Asked Questions

  • You’ll need valid identification, a Social Security Number (SSN), and basic contact information to get started.

    Start your application

  • No. Foothills Free Checking is designed with zero monthly maintenance fees and no hidden costs.

  • Yes, you can set up direct deposit for paychecks and recurring payments to simplify your banking.

    Learn more about direct deposit here.

Open Your Foothills Free Checking Account Today

Get started with a simple, no-fee checking account backed by the trusted service of Elevations Credit Union.

Open an account

How can we help you?

Membership eligibility and one-time $5 membership fee required at account opening.

*Annual percentage rate

^Annual percentage yield

Peak Perks Checking or Summit Dividend Checking account(s) must remain open with a positive balance to maintain loan discount, CD rate boost, and related checking Benefits.

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.