Find the right account for you.
Need a detailed breakdown? Compare all account features
Why members choose Elevations checking
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Colorado-based support
Supporting the front range with local service since 1952.
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Shared branch access
Access your money where and when you want.
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Fee-friendly banking
Checking that fits you and how you manage your money.
What members say about Elevations
Friendly, efficient service. Love the app, and superfast remote check-deposit feature! Saturday hours, too. True community knowledge, service, and involvement. Great business.
- Jeff
Just moved to the area and they made it very easy to open a new checking and savings. Ramon was great and answered all my questions. Easy parking and clean facility! Glad to have a local credit union again!
- Jennette
I’ve banked with Elevations for upwards of 20 years, and I have never had anything but an amazing experience across ALL their branches.
- Venessa
Compare checking accounts
Features |
Foothills Free |
Peak Perks |
Summit Dividend |
|---|---|---|---|
| Monthly fee |
$0 |
$0 or $8 |
$0 or $15 |
| Free digital banking, debit cards, and more |
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| Identity theft monitoring and support |
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| Roadside assistance |
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| Cell phone protection |
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| Gas, vehicle, and shopping savings |
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| Discounted loan rates |
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| Best rates on CDs |
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| Get paid on checking balance |
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| Let's get started |
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Features
Foothills Free
Monthly fee
$0
Free digital banking, debit cards, and more
Identity theft monitoring and support
Roadside assistance
Cell phone protection
Gas, vehicle, and shopping savings
Discounted loan rates
Best rates on CDs
Get paid on checking balance
Let's get started
Peak Perks
Monthly fee
$0 or $8
Free digital banking, debit cards, and more
Identity theft monitoring and support
Roadside assistance
Cell phone protection
Gas, vehicle, and shopping savings
Discounted loan rates
Best rates on CDs
Get paid on checking balance
Let's get started
Summit Dividend
Monthly fee
$0 or $15
Free digital banking, debit cards, and more
Identity theft monitoring and support
Roadside assistance
Cell phone protection
Gas, vehicle, and shopping savings
Discounted loan rates
Best rates on CDs
Get paid on checking balance
Let's get started
Commonly Asked Questions
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All our checking accounts are secure, convenient ways to keep your money safe.
- Best for higher balances: Summit Dividend Checking
- Convenient, money-saving benefits: Peak Perks Checking
- No-fee option: Foothills Free Checking would work well
Elevations also offers savings accounts, CDs, and more. -
Summit Dividend Checking offers dividends based on your account balance. If you know you'll carry a higher balance, this is a way to earn money automatically. See dividend tiers.
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Both Peak Perks Checking and Summit Dividend Checking offer 0.25% APR off select Elevations loans when opened after the checking account. These include HELOCs (Home Equity Line of Credit), auto loans, and personal loans.
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Yes! Please look at our Forever Buffs Checking account. Our Forever Buffs Visa debit card features the famous buffalo and has an option to support CU Boulder student scholarships every time you pay. Learn more.
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Peak Perks Checking offers discounts with nationwide travel brands, roadside assistance, and fuel savings.
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With Summit Dividend Checking, you get paid each month based on your account balance.
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There is no minimum balance requirement for Elevations Foothills Free Checking, Buff One Banking, and Forever Buffs Banking. All members are required to pay a one-time $5 membership fee and have a Membership Savings Account (also with no minimum balance requirement).
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Here’s how ATM fees work for our checking accounts:
- Free, unlimited withdrawals at Elevations ATMs
- Eight surcharge-free transactions per month at over 30,000 CO-OP ATMs nationwide
- Two surcharge-free transactions per month at other ATMs (charges from the owner of the ATM will apply)
Please see our fee schedule for more details. -
Yes, Summit Dividend Checking accounts pay dividends on balances over $1,000.
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Buff One Checking is a free checking account designed for CU Boulder students in partnership with Buff OneCard at CU Boulder. Students can link their Buff OneCard Student ID to their Buff One Checking account for convenient ATM access on campus. Elevations has 10 fee-free ATMs at CU Boulder and is the only financial institution with a full-service branch on campus.
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Donations made to Elevations Foundation through Local Change Foundation may be tax deductible. Please check with your qualified tax advisor. Donations will appear on your monthly account statement, and you will receive a year-end tax donation statement.
How can we help you?
Give us a call at (800) 429-7626 | Routing #307074580
Membership eligibility and one-time $5 membership fee required at account opening.
*Annual percentage rate
^Annual percentage yield
All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.