Peak Perks Checking

Elevate your everyday banking with the Peak Perks Checking account from Elevations Credit Union — a premium, feature-rich account designed to fit your lifestyle and reward you with exclusive savings, protection, and convenience. Whether you're shopping, traveling, or managing daily finances, this checking account delivers valuable benefits that make life easier, safer, and more rewarding — with no monthly fees for active users who meet deposit requirements.

Why choose a Peak Perks Checking account from Elevations Credit Union?

Discover added perks that go beyond banking and offer added peace of mind, special discounts, and everyday conveniences that fit your lifestyle.

  • No monthly fee with qualifying actions:
    Maintain an active account and meet deposit requirements to enjoy all the benefits of the account with no monthly maintenance fees.
  • Discounts on select loans: 
    Save 0.25% APR*, on new Elevations HELOC, auto loan, motorcycle loan, RV loan, and personal loan.
  • Identity theft resolution services: 
    Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
  • Up to $10,000 identity theft expense reimbursement coverage: 
    Receive reimbursement for expenses associated with restoring your identity.

Benefits of a Peak Perks Checking account

Get more from your checking account at no extra cost.

Compare our checking account options

Find the checking account that’s right for you. Whether you’re looking for perks, simplicity, or rewards, Elevations Credit Union offers a range of options to meet your needs.

Features

Foothills Free Checking

Peak Perks Checking

Summit Dividend

Monthly fee

Free

Free or $8

Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month

Free or $10

Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs)

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

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Fully managed identity theft resolution services

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Identity theft expense reimbursement coverage

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CyberRecovery powered by DynaRisk

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Roadside assistance

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Cell phone protection

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Travel and leisure discounts

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$hopping Rewards™

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Fuel savings

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0.25% APR* loan rate discount

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0.25% APY^ boost on CDs

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Dividends on checking balance

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Features

Foothills Free Checking

Monthly fee

Free

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

--

Fully managed identity theft resolution services

--

Identity theft expense reimbursement coverage

--

CyberRecovery powered by DynaRisk

--

Roadside assistance

--

Cell phone protection

--

Travel and leisure discounts

--

$hopping Rewards™

--

Fuel savings

--

0.25% APR* loan rate discount

--

0.25% APY^ boost on CDs

--

Dividends on checking balance

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Peak Perks Checking

Monthly fee

Free or $8

Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

Vector.png

Fully managed identity theft resolution services

Vector.png

Identity theft expense reimbursement coverage

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CyberRecovery powered by DynaRisk

Vector.png

Roadside assistance

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Cell phone protection

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Travel and leisure discounts

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$hopping Rewards™

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Fuel savings

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0.25% APR* loan rate discount

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0.25% APY^ boost on CDs

--

Dividends on checking balance

--

Summit Dividend

Monthly fee

Free or $10

Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs)

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

Vector.png

Fully managed identity theft resolution services

Vector.png

Identity theft expense reimbursement coverage

Vector.png

CyberRecovery powered by DynaRisk

Vector.png

Roadside assistance

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Cell phone protection

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Travel and leisure discounts

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$hopping Rewards™

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Fuel savings

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0.25% APR* loan rate discount

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0.25% APY^ boost on CDs

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Dividends on checking balance

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Frequently Asked Questions

  • Perks include discounts on shopping, entertainment, and travel, plus cell phone protection, identity theft protection services, and roadside assistance.

  • When you actively use your account by adding $1,000 a month in direct deposit or making 20+ transactions a month, you’ll enjoy all the benefits without a monthly fee.

  • You’ll gain access to our everyday spending and travel discounts through our digital banking platform or ElevationsCU.ClubChecking.com. Loan discounts automatically apply to select, new Elevations loans opened after this account is activated.

  • After you open your account, we’ll provide you materials showing you how to access and register/activate a few benefits as needed. You can also contact us any time with questions. These benefits are available immediately once your checking account is open:

    • Fuel savings
    • Roadside assistance
    • Cell phone protection
    • Identity theft resolution and expense reimbursement
    • Travel and leisure discounts

    Once your Peak Perks Checking account is active, you’ll need to register and activate these benefits through your digital banking account:

    • $hopping Rewards™
    • Dark web monitoring
    • Identity monitoring

Start enjoying a Peak Perks Checking account

Join the members who are getting more out of their everyday banking. Sign up today and start accessing the perks and protection you deserve.

Open a Peak Perks account

How can we help you?

Membership eligibility and one-time $5 membership fee required at account opening.

*Annual percentage rate

^Annual percentage yield

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.

Peak Perks Checking or Summit Dividend Checking account(s) must remain open with a positive balance to maintain loan discount, CD rate boost, and related checking Benefits.