Auto Loans

Auto loan service with serious horsepower.

APR* from 3.24%

Hit the road with an auto loan from the credit union that’s invested in your financial well-being. Our auto loans are all revved up with industry-leading service, great rates, fewer fees and a simple online application process. (opens in a new window)

Benefits of Elevations Auto Loans:

  • Instant approval for qualified applicants

  • Available for new and used vehicles, whether you purchase from a dealership or buy from a private party

  • Easy to refinance your current auto

  • Qualifying members can get up to 115% loan-to-value (LTV) — that’s the difference between the amount borrowed and the sales price

  • Choose from a range of term options

View from inside of a car driving in snowy mountains
A happy young lady smiles while leaning on the steering wheel in her car.

REFINANCE

Refinance to save money or get cash out.

By refinancing your auto loan, you have the potential to lower your monthly payments and save money for the road ahead, or even cash out your equity for other uses. There’s no fee to refinance, and you’ll receive a $100 rebate that you can choose to donate for life-changing scholarships through Elevations Foundation. Get started with our easy online application or talk to a Financial Solutions Guide.

Loan Rates

Auto, Harley-Davidson, Motorcycle, and Recreational Vehicle Loan Rates of terms up to 63 months
Vehicle TypeAPR Starting At*
Auto or Harley-Davidson Motorcycle: Model Year 2019-20213.24%†
Auto or Harley-Davidson Motorcycle: Model Year 2018-older3.74%†
Titled Loans: Motorcycle, Motorhome, Travel Trailer8.45%‡
Untitled Loans: Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile8.95%‡

*APR = Annual Percentage Rate†Term of up to 63 months; estimated monthly payment of $18.50 per $1,000.00 borrowed. The APR is the Credit Union’s standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. Effective 1/24/2020. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.‡Term of up to 63 months; estimated monthly payment of $20.00 per $1,000.00 borrowed. The APR is the Credit Union’s standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. Effective 1/24/2020. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Tools to buy your ride:

AUTOTREK

Let us do the heavy lifting for you.

AutoTrek provides a comprehensive auto buying experience for new and used vehicles. They'll help you find the car that fits your budget, negotiate prices with the dealership and even deliver your car and paperwork to your home or office. Even better, they’re a trusted auto buying source, so you know you’re in good hands.

DEALER INVENTORY SEARCH TOOL

Search, build and research your next car.

Our dealer inventory search tool can help you hone in on the exact ride you want. Search, build and research the countless cars in our dealership network. You can request more info, save your searches and connect with a dealer you know and trust.

AUTO LOAN CALCULATOR

Estimate your monthly auto payments.

Use our auto loan calculator to help get a better picture of what to expect with a new auto loan. You can estimate what your monthly payments might be and the total amount you will pay for the vehicle.

What vehicles do you finance?

We’re not just talking loans for new and used cars. We finance everything from trucks, motorcycles (special Harley rate), (titled) ATVs and RVs to boats, jet skis, snowmobiles, scooters and pretty much anything else on wheels, water or snow. Not sure if we can finance your vehicle? Let’s figure it out.

Man on an ATV with a dog sitting on his lap

Options to protect your purchase:

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* APR = Annual Percentage RateRate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications. Borrower must have approved credit and limitations may apply. Please speak with an Elevations representative for more information.The rate may vary depending on each individual's credit history and underwriting factors.All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.