Savings Accounts

Your success and dreams matter to us. At Elevations Credit Union, we’re your advocate — offering financial expertise, convenience, and kindness every step of the way. With easy digital banking and local branches, make managing your money simple and rewarding.

Open an Account

Membership Savings

Elevations Membership Savings

A new house. A vacation. An emergency fund. A new business. Choose a federally insured savings account with no monthly fees that makes it simple and straightforward to reach your goals.

This account is required for membership at Elevations, along with a one-time $5 membership fee.

Membership Savings accounts feature:

$0 monthly fee
$0 opening deposit
$0 minimum balance
Option to round up purchases for savings and donations

Open Account

Savings Goal Calculator

This savings goal calculator will help you determine how much you’ll need to save each month in order to realize your next big purchase.

Round up and save

Build your savings, one swipe at a time

Make your purchases add up to savings with Round Up. Here’s how it works:

Enroll in Round Up through digital banking for free. Find it under “Transaction Round Up.”
Every debit card purchase rounds up to the nearest dollar.
Watch your savings grow with every swipe.

You can also donate part of your round-up amounts to the Local Change Foundation and support causes close to home.

Membership Eligibility

To join Elevations as a member, you need to meet one of the following criteria:

Live or work in Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Gilpin, Grand, Jefferson, Larimer, Mesa, Park, Pitkin, Routt, Summit, or Weld counties
Work or study at CU Boulder or Naropa University
Work for one of the nearly 400 Elevations select employer groups (SEGs)
Be related to an Elevations member
Donate $15 or more to the Local Change Foundation

Join today

All the reasons to bank at Elevations Credit Union

Local

Local expertise and decisions made right here in Colorado
Products & Services

Wide range of products from everyday checking and savings to home and business lending
Award-winning Service

Award-winning service with a focus on personalized guidance
Community

Strong community commitment through local giving and volunteer programs
Secure

Secure, convenient digital tools including mobile app, online banking and nationwide ATM access
Member-owned

Owned by members, not shareholders; members can vote at our annual meeting

You become a member. We give back.

There are two steps to become a member of Elevations Credit Union:

You become a member.Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee. A membership fee is required for each member (account holder).
We pay it forward.We donate your one-time $5 membership fee to Local Change Foundation.

Once you’re a member, you can apply for checking accounts, credit cards, loans and more. And you can feel good about your membership — the entire fee goes to Local Change, which provides scholarships for local students and grants for local nonprofits.

Open an Account

Commonly Asked Questions

There is no minimum balance required for the Elevations Membership Savings account. This account is a requirement for membership at Elevations, and it is typically opened at the same time as the one-time $5 membership fee is paid.
Elevations offers a variety of savings account options to help you save for a purchase or event, retirement, health expenses, and more, including:
- Additional savings accounts
- Money market accounts
- Elevations First Tracks™ Youth Banking accounts for kids ages nine and under
- Health savings accounts (HSAs)
- Individual retirement accounts (IRAs)
- Certificate of deposit (CD) accounts
- Education savings accounts (ESAs)
Contact us to find out more.

How can we help you?

Give us a call at (800) 429-7626 | Routing #307074580

Membership eligibility and one-time $5 membership fee required at account opening

*Annual percentage rate

^Annual percentage yield

**All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.

Savings Accounts

Elevations Membership Savings

Savings Goal Calculator

Build your savings, one swipe at a time

Membership Eligibility

All the reasons to bank at Elevations Credit Union

Local

Products & Services

Award-winning Service

Community

Secure

Member-owned

You become a member. We give back.

Commonly Asked Questions

Is there a minimum balance requirement for the Elevations Membership Savings account?

What other savings accounts does Elevations offer?

How can we help you?