Visa Credit Cards
Our signature? Giving back to you and the community with each swipe.
Choose from a range of contactless Elevations Visa® Credit Cards with options fit for every lifestyle (always). From our cash-back card for easy earnings with every dollar spent to our wanderlust-rewarding travel credit card, you can’t go wrong.
Elevations Visa Signature Credit Card benefits:
Save time with complimentary 24/7 assistance for travel and entertainment to dining reservations and more with Visa Signature Concierge Service**
Purchase with confidence with the Visa Zero Liability policy that protects you against fraudulent charges†
Each card comes with its own host of handy benefits, like travel delay and lost luggage coverage, rental car insurance and cell phone protection
View more benefits on Visa’s website(opens in a new window).
GO BUFFS® VISA® SIGNATURE REWARDS CARD
Real benefits for real Buffs® fans
New cardholder bonus** $150 bonus when you spend $2,000 in the first 90 days
Rewards* 3% cash back on purchases from select CU merchants:
CU Buffs® merchandise from Fanatics.com
Buffs® Team Store
CU Book Store (Boulder only)
Ticket sales on CUBuffs.com
CU home game concessions
Donations to the CU Buff Club
2% cash back on gas, restaurants, phone, cable, satellite and streaming services 1% cash back on all other purchases
Introductory APR*** 0% for 12 months on balance transfers
Support for the Buffs® The Go Buffs® card supports CU student-athletes. Elevations contributes:
2¢ per swipe
Your $49 annual fee ŧ‡
Annual percentage rate APR § starting at 18.99%.
Rewards
NEW CARD MEMBER OFFER
ANNUAL FEE
VISA SIGNATURE CASH BACK CREDIT CARD
All the benefits, none of the drawbacks
New Cash Back Credit Card Offer ‡ We start things off with a $200 bonus when you spend $1,000 in the first 90 days on your Elevations Visa Signature Cash Rewards credit card.
Introductory APR ₴ 0% for 12 months on purchases
Rewards Æ Then, earn unlimited 1.5% cash back for every dollar you spend. And don’t forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.*Additional benefitsIn addition, each credit card allows members to get reimbursed for damage or theft on eligible cell phones. Annual Percentage RateAll with an APR^ starting at 18.99%.
Credit qualifications and membership required. Credit card rate as low as 18.99% and subject to change. For complete terms, please see the Signature Visa Application and Solicitation Disclosure (PDF).
REWARDS
NEW CARDMEMBER OFFER
Annual Fee
Visa Signature Travel Rewards Credit Card
Benefits for you and your community
New Travel Credit Card offer ‡ We start things off by giving you 25,000 bonus points when you spend $1,000 on your Elevations Visa Signature Travel Credit Card.
Introductory APR ₴ 0% for 12 months on purchases
Rewards Æ Then, earn 3 points on every dollar you spend on travel expenses, 1.5 points for every dollar you spend on all other expenses. Reward points are good toward flights, hotels, rental cars, travel packages and even cruises. And don't forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.*Additional benefitsEnjoy peace of mind with travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.
Annual percentage rateAll with an APR^ starting at 18.99%.
Credit qualifications and membership required. Credit card rate as low as 18.99% and subject to change. For complete terms, please see the Signature Visa Application and Solicitation Disclosure (PDF).
Rewards
NEW CARDMEMBER OFFER
Annual fee
More Visa options:
ELEVATIONS VISA REWARDS CREDIT CARD
Earn rewards and get an introductory APR.
Introductory APR₴ 0% for 12 months on purchases and balance transfersAPR^Starting at 16.24%Annual fee$0RewardsÆ Earn 1 point for every $1 you spend to redeem for cash, gift cards, travel and merchandise
ELEVATIONS VISA CREDIT CARD
A low-rate option with an introductory APR.
Introductory APR₴ 0% for 12 months on purchases and balance transfersAPR^Starting at 12.49%
Annual fee$0
Credit qualifications and membership required. Credit card rate subject to change. For complete terms, please see the Visa Application and Solicitation Disclosure (PDF).
GET STARTED WITH ELEVATIONS
You become a member. We give back.
There are two steps to become a member of Elevations Credit Union:
You become a member. Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee. A membership fee is required for each account holder.
We pay it forward. We donate your one-time $5 membership fee to the Local Change Foundation(opens in a new window)* to support life-changing scholarships for local students and community grants for affordable housing and mental health nonprofits.
Once you’re a member, you can apply for checking accounts, credit cards, loans and more.
Commonly asked questions
Yes, the Elevations Visa Rewards Credit Card has a new cardmember offer of a 0% introductory APR** for 12 months on purchases and balance transfersƀ. Use our simple online application process(opens in a new window) and you could be planning your next trip sooner than you think.
The Go Buffs card has a $49 annual fee ŧ‡, which goes towards supporting CU athletes. Our other cards do not have annual fees.
There are no caps. Think of it this way, your everyday spending works toward your next trip. While each dollar you spend gets you 1.5 rewards points, every dollar spent on travel expenses gets you 3 points.
Elevations Visa® Signature Credit Cards can be a great way to turn your normal spending into extra rewards. We recommend you choose a card to match your interests. Here are our options:
Signature Cash Rewards Credit Card:(opens in a new window) Earns cash back on every dollar you spend, with no annual fee and generous rewards, this card puts money back in your pocket with every purchase.
Signature Travel Rewards Credit Card:(opens in a new window) Earn three points on every travel-related purchase (1.5 on all others) and redeem them for flights, hotels, car rentals and more.
Signature Go Buffs® Rewards Credit Card:(opens in a new window) Support the University of Colorado student-athletes while enjoying great rewards. Every swipe contributes to CU student-athletes, helping students achieve their athletic and academic goals. Plus, earn 3% cash back when you spend with CU merchants.
That’s another thing we make simple. Log in to online or mobile banking to view and redeem your rewards or contact us. If you’re an Elevations Visa Signature Cash Rewards cardholder, you can redeem your cash back into your Elevations account so you can use it to cover everyday expenses easily or spend it on that special item you’ve been dreaming about. If you’re an Elevations Visa Signature Travel Rewards cardholder, you can redeem your points for everyday or bucket-list travel items like flights, hotels, car rentals or even cruises. There are special packages you can browse as well to inspire your wanderlust and get a great deal at the same time .
Elevations Visa Signature Rewards cardholders get exclusive access to special travel, experience and shopping discounts. Cardholders also get access to Visa Concierge, a personal assistant service available anytime, anywhere that will help you book travel, get tickets and more.
No matter which credit card you choose, online banking and our mobile app make it easy to stay on top of your account by viewing transactions and paying your bill online. Monitor your account with real-time text or email alerts that you set and control. And if you ever need assistance with your card, give us a call 24/7 at (888) 346-4412(opens in a new window).
Yes. You can add any Elevations card to the mobile wallet of your choice so that you can pay with ease and security.
More ways we can help you
$5 one-time membership fee and member eligibility required at account opening
*Elevations Foundation, DBA Local Change Foundation, is an independent 501(c)3 nonprofit.
**Visa Concierge Elevations Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com. You must notify Elevations Credit Union immediately of any unauthorized use. Transaction(s) must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.
† Zero Liability Covers U.S. issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, HSA debit card transactions or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history.
‡ Bonus points
This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. (Purchases are classified as purchases for goods or services and do not include cash-like transactions such as money orders, cash advances, balance transfer checks to access your account or any gaming, gambling, or betting transactions.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Unredeemed points expire three years from accrual date. Go Buffs® Visa Signature Card. You must make Purchases totaling $2,000 or more during the first 90 days from account opening. You will receive 15,000 bonus points with this bonus offer, which can be redeemed for $150 cash back.
To qualify and receive the below bonuses, you must make Purchases totaling $1,000 or more during the first 90 days from account opening.Visa Signature Travel Rewards Card. You will receive 25,000 bonus points with the Visa Signature Travel Rewards Credit Card.Visa Signature Cash Rewards Card. You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back.
ŧ‡ An annual fee will be charged to the loan during the month following opening of the loan. It will be posted annually thereafter on the anniversary date. The annual fee is nonrefundable even if the Account is closed for any reason by either you or us, and the fee is a condition of maintaining the Account whether or not you use the Account by making Purchases or receiving Cash Advances.
₴ 0% intro APR Rate shown as low as 0% for qualified borrowers. Rate may change depending on credit qualifications and underwriting factors. Borrower must have approved credit and limitations may apply. The introductory Annual Percentage Rate (APR) will continue for 13 billing cycles. After the introductory period, your available APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers.
Æ Rewards Visa® Rewards credit card $0.01 value per point at cash redemption. Elevations Rewards are subject to change and to program rules. 2% cashback only applicable for the following MCCS: Fuel (5541/5542), Restaurants (5812), Telecommunications (4814), Cable, Satellite Pay, Streaming TV/Radio Services (4899) 3% cashback applicable only for CU merchants (CU merchandise @ Fanatics.com, CU Team Store, On-campus bookstore, Ticket sales via cubuffs.com, In-game/event concessions, Buff Club donations. Transaction Codes are determined by the merchant and the percentage of reward points earned is based strictly on the merchant code provided by the business.
^ Annual percentage rate Annual percentage rate and promotions can change. The current range of rates is:
Elevations Visa Signature Cash, Elevations Visa Signature Travel and Elevations Go Buffs® Visa Signature: 18.99% to 21.00%
Elevations Visa Rewards: 16.24% to 21.00%
Elevations Visa: 12.49% to 21.00%
Buff One Visa: 18.24%
For complete terms, please see the application and solicitation disclosure for the Signature Visa Application & Solicitation Disclosure (PDF) and the Visa Application & Solicitation Disclosure (PDF).