Visa Credit Cards

Our signature? Giving back to you and the community with each swipe.

Choose from a range of contactless Elevations Visa® Credit Cards with no annual fees (on any card) and options fit for every lifestyle (always). From our cash-back card for easy earnings with every dollar spent to our wanderlust-rewarding travel credit card, you can’t go wrong. And every time you swipe an Elevations Visa Signature Credit Card, Elevations donates 2¢ to local causes through the Elevations Foundation.

Elevations Credit Union membership eligibility and requirements must be met upon credit approval. Learn more about membership.

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Elevations Visa Signature Credit Card benefits:

  • Save time with complimentary 24/7 assistance for travel and entertainment to dining reservations and more with Visa Signature Concierge Service

  • Purchase with confidence with the Visa Zero Liability policy that protects you against fraudulent charges

  • Each card comes with its own host of handy benefits, like travel delay and lost luggage coverage, rental car insurance and cell phone protection

View more benefits on Visa’s website(opens in a new window).

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VISA SIGNATURE CASH BACK CREDIT CARD

All the benefits, none of the drawbacks

New Cash Back Credit Card Offer We start things off with a $200 bonus when you spend $1,000 in the first 90 days on your Elevations Visa Signature Cash Rewards credit card.§

Introductory APRÆ 0% for 12 months on purchases

Rewards* Then, earn unlimited 1.5% cash back for every dollar you spend. And don’t forget, every time you swipe your card, 2¢ is donated to local causes via Elevations Foundation. Additional benefits In addition, each credit card allows members to get reimbursed for damage or theft on eligible cell phones. ​ Annual Percentage Rate All with an APR** starting at 18.49%.

Credit qualifications and membership required. Credit card rate as low as 18.49% and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

REWARDS

$1 spent = 1.5% cash back

NEW CARDMEMBER OFFER

$200 bonus

Annual Fee

$0

Visa Signature Travel Rewards Credit Card

Benefits for you and your community

New Travel Credit Card Offer We start things off by giving you 25,000 bonus points when you spend $1,000 on your Elevations Visa Signature Travel credit card. §

Introductory APR Æ0% for 12 months on purchases

Rewards* Then, earn unlimited 1.5 points for every dollar you spend, good toward flights, hotels, rental cars, travel packages and even cruises. And don't forget, every time you swipe your card, 2¢ is donated to local causes via Elevations Foundation. Additional benefits Enjoy peace of mind with travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.

Annual Percentage Rate All with an APR** starting at 18.49%.

Credit qualifications and membership required. Credit card rate as low as 18.49% and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

Rewards

$1 spent = 1.5 points

NEW CARDMEMBER OFFER

25,000 bonus points

Annual Fee

$0

More Visa options:

ELEVATIONS VISA REWARDS CREDIT CARD

Earn rewards and get an introductory APR.

Introductory APR*** 0% for 12 months on purchases and balance transfers APR** Starting at 15.74% Annual fee $0 Rewards* Earn 1 point for every $1 you spend to redeem for cash, gift cards, travel and merchandise

Apply now

ELEVATIONS VISA CREDIT CARD

A low-rate option with an introductory APR.

Introductory APR*** 0% for 12 months on purchases and balance transfers APR** Starting at 11.99%

Annual fee $0

Apply now

Credit qualifications and membership required. Credit card rate subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

Mother, father, and little girl walking in a snowy aspen grove

GET STARTED WITH ELEVATIONS

You become a member. We give back.

There are two steps to become a member of Elevations Credit Union:

  1. You become a member. Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee. A membership fee is required for each account holder.

  2. We pay it forward. We donate your one-time $5 membership fee to Elevations Foundation(opens in a new window) to support life-changing scholarships for local students and community grants for early childhood development and mental health nonprofits. Once you’re a member, you can apply for checking accounts, credit cards, loans and more.

Commonly asked questions

More ways we can help you

Free Checking

Free checking that’s really free, with no minimum balance.

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Membership Savings Account

A fee-free account that makes it simple to save for your goals.

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Loans

Loan options for your Colorado life, including energy and personal loans.

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† Elevations Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

‡ Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, HSA debit card transactions or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify Elevations Credit Union immediately of any unauthorized use. Transaction(s) must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

₴ You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back with the Visa Signature Cash Rewards Credit Card. To qualify and receive your bonus, you must make Purchases totaling $1,000 or more during the first 90 days from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

§ This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.

*Elevations Rewards are subject to change and to program rules.

** APR = Annual Percentage RateRate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications. Borrower must have approved credit and limitations may apply. Please speak with an Elevations representative for more information.The rate may vary depending on each individual's credit history and underwriting factors.All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

€ You will receive 25,000 bonus points with the Visa Signature Travel Rewards Credit Card. To qualify and receive your bonus, you must make Purchases totaling $1,000 or more during the first 90 days from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

*** Credit qualifications and membership required. Credit card rate as low as and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

Æ Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The 0% introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your available APR will apply, depending on creditworthiness, will be applied to purchases and balance transfers. Please see the Elevations Visa Application and Solicitation Disclosure (PDF).