Visa Credit Cards

Our signature? Giving back to you and the community with each swipe.

Choose from a range of contactless Elevations Visa® Credit Cards with options fit for every lifestyle (always). From our cash-back card for easy earnings with every dollar spent to our wanderlust-rewarding travel credit card, you can’t go wrong.

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Elevations Visa Signature Credit Card benefits:

  • Save time with complimentary 24/7 assistance for travel and entertainment to dining reservations and more with Visa Signature Concierge Service**

  • Purchase with confidence with the Visa Zero Liability policy that protects you against fraudulent charges

  • Each card comes with its own host of handy benefits, like travel delay and lost luggage coverage, rental car insurance and cell phone protection

View more benefits on Visa’s website(opens in a new window).

A person paying for coffee using a credit card with a mobile card reader

GO BUFFS® VISA® SIGNATURE REWARDS CARD 

Real benefits for real Buffs® fans

New cardholder bonus** $150 bonus when you spend $2,000 in the first 90 days  

Rewards* 3% cash back on purchases from select CU merchants: 

  • CU Buffs® merchandise from Fanatics.com

  • Buffs® Team Store 

  • CU Book Store (Boulder only) 

  • Ticket sales on CUBuffs.com 

  • CU home game concessions 

  • Donations to the 5430 Alliance and CU Buff Club 

2% cash back on gas, restaurants, phone, cable, satellite and streaming services 1% cash back on all other purchases  

Introductory APR*** 0% for 12 months on balance transfers

Support for the Buffs® The Go Buffs® card supports CU student-athletes through NIL. Elevations contributes: 

  • 2¢ per swipe 

  • Your $49 annual fee ŧ‡  

Annual percentage rate APR § starting at 18.99%.

Rewards

3%Cash back on select CU merchants*

NEW CARD MEMBER OFFER

$150 bonus**

ANNUAL FEE

$49 ŧ‡
Visa Signature Cash Rewards Card - Elevations Credit Union

VISA SIGNATURE CASH BACK CREDIT CARD

All the benefits, none of the drawbacks

New Cash Back Credit Card Offer We start things off with a $200 bonus when you spend $1,000 in the first 90 days on your Elevations Visa Signature Cash Rewards credit card.

Introductory APR ₴ 0% for 12 months on purchases

Rewards Æ Then, earn unlimited 1.5% cash back for every dollar you spend. And don’t forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.*Additional benefitsIn addition, each credit card allows members to get reimbursed for damage or theft on eligible cell phones. ​Annual Percentage RateAll with an APR^ starting at 18.99%.

Credit qualifications and membership required. Credit card rate as low as 18.99% and subject to change. For complete terms, please see the Signature Visa Application and Solicitation Disclosure (PDF).

REWARDS

$1 spent = 1.5% cash back Æ

NEW CARDMEMBER OFFER

$200 bonus

Annual Fee

$0
Visa Signature Travel Rewards Card - Elevations Credit Union

Visa Signature Travel Rewards Credit Card

Benefits for you and your community

New Travel Credit Card offer We start things off by giving you 25,000 bonus points when you spend $1,000 on your Elevations Visa Signature Travel Credit Card.

Introductory APR 0% for 12 months on purchases

Rewards Æ Then, earn 3 points on every dollar you spend on travel expenses, 1.5 points for every dollar you spend on all other expenses. Reward points are good toward flights, hotels, rental cars, travel packages and even cruises. And don't forget, every time you swipe your card, 2¢ is donated to local causes via the Local Change Foundation.*Additional benefitsEnjoy peace of mind with travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.

Annual percentage rateAll with an APR^ starting at 18.99%.

Credit qualifications and membership required. Credit card rate as low as 18.99% and subject to change. For complete terms, please see the Signature Visa Application and Solicitation Disclosure (PDF).

Rewards

$1 spent on travel = 3 points Æ

NEW CARDMEMBER OFFER

25,000 bonus points

Annual fee

$0

More Visa options:

ELEVATIONS VISA REWARDS CREDIT CARD

Earn rewards and get an introductory APR.

Introductory APR0% for 12 months on purchases and balance transfersAPR^Starting at 16.24%Annual fee$0RewardsÆ Earn 1 point for every $1 you spend to redeem for cash, gift cards, travel and merchandise

ELEVATIONS VISA CREDIT CARD

A low-rate option with an introductory APR.

Introductory APR0% for 12 months on purchases and balance transfersAPR^Starting at 12.49%

Annual fee$0

Credit qualifications and membership required. Credit card rate subject to change. For complete terms, please see the Visa Application and Solicitation Disclosure (PDF).

GET STARTED WITH ELEVATIONS

You become a member. We give back.

There are two steps to become a member of Elevations Credit Union:

  1. You become a member. Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee. A membership fee is required for each account holder.

  2. We pay it forward. We donate your one-time $5 membership fee to the Local Change Foundation(opens in a new window)* to support life-changing scholarships for local students and community grants for affordable housing and mental health nonprofits.

Once you’re a member, you can apply for checking accounts, credit cards, loans and more.

Commonly asked questions

More ways we can help you

Free Checking

Free checking that’s really free, with no minimum balance.

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Membership Savings Account

A fee-free account that makes it simple to save for your goals.

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Loans

Loan options for your Colorado life, including energy and personal loans.

Learn more

$5 one-time membership fee and member eligibility required at account opening  

*Elevations Foundation, DBA Local Change Foundation, is an independent 501(c)3 nonprofit. 

**Visa Concierge  Elevations Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com. You must notify Elevations Credit Union immediately of any unauthorized use. Transaction(s) must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer. 

Zero Liability Covers U.S. issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, HSA debit card transactions or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. 

Bonus points

This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. (Purchases are classified as purchases for goods or services and do not include cash-like transactions such as money orders, cash advances, balance transfer checks to access your account or any gaming, gambling, or betting transactions.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Unredeemed points expire three years from accrual date. Go Buffs® Visa Signature Card. You must make Purchases totaling $2,000 or more during the first 90 days from account opening. You will receive 15,000 bonus points with this bonus offer, which can be redeemed for $150 cash back.

To qualify and receive the below bonuses, you must make Purchases totaling $1,000 or more during the first 90 days from account opening.Visa Signature Travel Rewards Card. You will receive 25,000 bonus points with the Visa Signature Travel Rewards Credit Card.Visa Signature Cash Rewards Card. You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back.

ŧ‡ An annual fee will be charged to the loan during the month following opening of the loan. It will be posted annually thereafter on the anniversary date. The annual fee is nonrefundable even if the Account is closed for any reason by either you or us, and the fee is a condition of maintaining the Account whether or not you use the Account by making Purchases or receiving Cash Advances. 

0% intro APR  Rate shown as low as 0% for qualified borrowers. Rate may change depending on credit qualifications and underwriting factors. Borrower must have approved credit and limitations may apply. The introductory Annual Percentage Rate (APR) will continue for 13 billing cycles. After the introductory period, your available APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers.   

Æ Rewards  Visa® Rewards credit card $0.01 value per point at cash redemption. Elevations Rewards are subject to change and to program rules. 2% cashback only applicable for the following MCCS: Fuel (5541/5542), Restaurants (5812), Telecommunications (4814), Cable, Satellite Pay, Streaming TV/Radio Services (4899) 3% cashback applicable only for CU merchants (CU merchandise @ Fanatics.com, CU Team Store, On-campus bookstore, Ticket sales via cubuffs.com, In-game/event concessions, Buff Club donations, 5430 Alliance Donations (BPS Foundation). Transaction Codes are determined by the merchant and the percentage of reward points earned is based strictly on the merchant code provided by the business.

^ Annual percentage rate Annual percentage rate and promotions can change. The current range of rates is:

  • Elevations Visa Signature Cash, Elevations Visa Signature Travel and Elevations Go Buffs® Visa Signature: 18.99% to 21.00% 

  • Elevations Visa Rewards: 16.24% to 21.00% 

  • Elevations Visa: 12.49% to 21.00% 

  • Buff One Visa: 18.24% 

For complete terms, please see the application and solicitation disclosure for the Signature Visa Application & Solicitation Disclosure (PDF) and the Visa Application & Solicitation Disclosure (PDF).