Energy Loan Rates
| Terms** | APR* Starting at | APR* up to |
|---|---|---|
Terms**120 Month |
APR* Starting at7.740% |
APR* up to10.365% |
Terms**180 Month |
APR* Starting at8.240% |
APR* up to10.865% |
Terms**240 Month - Solar PV only |
APR* Starting at8.740% |
APR* up to11.365% |
Terms**36 Month |
APR* Starting at6.990% |
APR* up to9.615% |
Terms**60 Month |
APR* Starting at6.990% |
APR* up to9.615% |
Terms**84 Month |
APR* Starting at7.490% |
APR* up to10.115% |
Offered in partnership with
Frequently Asked Questions
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If you’re not sure where to begin, let us know and we can help you find a participating contractor and local program.
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For home energy loans on a personal house or property, the minimum amount is $500. For business energy loans, the minimum is $1,000.
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Some examples of approved home energy projects include:
- Rooftop solar panels
- Heating, ventilation and air conditioning (HVAC)
- Windows
- Insulation and air sealing
- EV home charging station
- Lighting
- Water heating
- Solar battery storage
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Fees include a $25 processing fee, UCC-1 Filing fee, and a fee equal to 1% of the total project cost payable to CCEF RENU Program.
More Ways We Can Help
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Home Equity
Use your home's value to renovate, fund education, or even refinance debt.
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Mortgage
Refinance your mortgage loan to save money or use your equity for expenses.
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Visa Credit Cards
Be a card-carrying member of your community.
How Can We Help You?
Call us at (800) 429-7626 | Routing #307074580
Membership eligibility and one-time $5 membership fee required at account opening
*Annual percentage rate
^Annual percentage yield
**All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.